Nguva yekusununguka kwemakore ndiyo chinhu chinokosha chekubatsira kwako.
- Kana iwe uchiunganidza zvibvumirano mberi kweFRA, zvikomborero zvako zvishoma. Iwe wokutanga iwe unogona kuunganidza Social Security retirement benefits kune makore 62.
- Kana iwe uchitanga zvikomborero mushure me FRA zvikomborero zvako zvinowedzera sezvaunowana rubatsiro rwechimwe chinhu chinonzi kunonoka kubhadhara mari yechikoro.
Zuva Rakaita Sei Gore Negore Rokuberekwa Ita Kuti FA Yako Ive
Social Security inofunga kuti iwe wakawana zera zuva risati rasvika zuva rako rekuzvarwa, saka makore emakarani ari patafura iri pasi anoshanda kune munhu akaberekwa musi waJanuary 2 wegore iro kumunhu akaberekwa musi waJanuary 1 wegore rinotevera. Kuchengeta izvozvo mupfungwa, heino FA gore rokuberekwa:
- Kana iwe wakaberekwa muna 1937 kana yapfuura, FRA iine 65.
- 1938: 65 uye mwedzi miviri
- 1939: 65 uye mwedzi mina
- 1940: 65 uye mwedzi mitanhatu
- 1941: 65 uye mwedzi mitanhatu
- 1942: 65 nemwedzi gumi
- 1943--1954: 66
- 1955: 66 uye mwedzi miviri
- 1956: 66 nemwedzi mina
- 1957: 66 uye mwedzi mitanhatu
- 1958: 66 nemwedzi 8
- 1959: 66 uye mwedzi gumi
- Kana iwe wakaberekwa muna 1960 kana kuti gare gare, Full Retirement Age is 67.
Kana Iwe Wakaberekwa musi wekutanga wegore kana wekutanga weMwedzi
Paunenge uchitarisa yako Full Retirement Age, sezvakataurwa pamusoro apa, zvinokosha kuziva kuti maererano neMitemo yeSocial Security, iwe unofungidzirwa kuti unosvika zera zuva risati razvarwa kwako.
Kana iwe wakaberekwa mugore rokutanga regore, shandisa FRA kwegore gore rako risati razvarwa.
Somuenzaniso wekuwana hutongi hwezera, mumwe munhu akaberekwa musi waJanuary 1, 1956, angave ane FRA yemwedzi 66 uye 2 - sezvavakaberekwa musi wekutanga, vanofungidzirwa kuti vakawana makore 66 ne2 mwedzi muna 1955 .
Nechinangwa chemwedzi iwe une kodzero yokuwana rubatsiro, kana iwe wakaberekwa musi wekutanga wemwedzi, iwe unofungidzirwa kuti unosvika gore iroro mwedzi wapfuura. Mumwe munhu akaberekwa February 1, 1950, aizowana kodzero yekuwana mari yavo yeFR yemwedzi weJanuary, kunyange zvazvo zvikwereti zvibhadharwa mushure mekupedzisira, saka cheki haingagamuchiri kusvikira mwedzi waFebruary.
Pa webhusaiti yehutano yehupfumi ona peji re Full Retirement Age kuti uwane mamwe mashoko.
FRA yakasiyana kune chirikadzi kana murikadzi
Kana urikukumbira kuti chirikadzi kana kuti mubavha vabatsirwe, yezera remakore ekutanga iwe unogona kugamuchira idzi zvikomborero ndezera remakore makumi matanhatu, apo iwe waizogamuchira rubatsiro rwakaderera. I-FRA yekupona kwako inobatsira yakasiyana zvakanyanya pane purogiramu iri pamusoro.
Somuenzaniso, mumwe munhu akaberekwa muna 1945 - 1956 aizozadza FA yavo yese yevanoponeswa pavanenge vava nemakore makumi matanhatu nemana (izvi zvakasiyana ne1943 - 1954 inotarirwa kubhadhara mari yepamusoro patafura iri pamusoro apa.) Ona Zvakakwana Retirement Age kune Vakapukunyuka kuti vawane mamwe mashoko FRA yakasiyana nechirikadzi uye chirikadzi.
Sei Uchiziva Iko Yako FF Zvakakosha?
Kuziva FRA yako kunokosha pamusana pezvikonzero zviviri.
- Kana iwe ukatora Social Security mazano pamberi peFrA yako, uchawana rubatsiro rwakaderera .
- Kana iwe ukatora Social Security mazano pamberi pe FRA, uye iwe unowana mari muhuwandu hwemiganhu yegore roga roga , yako Social Security inobatsira ichaderedzwa. Kana ukangosvika kuFR, iwe unogona kuwana zvakawanda sezvaunoda uye yako Social Security rubatsiro haigone kuderedzwa.
Mukuwedzera, kune vakaroorana, muzviitiko zvakawanda vane mudzimai akawana zvakanyanya kurindira kusvikira FRA kana gare gare kutanga kubatsiro kunogona kukonzera kukura kwakanyanya kune vakapona. Kana iwe wakaroorwa, iva nechokwadi chekugadzirisa kuda kwako kusarudza kuisa iwe vaviri panzvimbo yakachengeteka.