Akaunti yeMari, Zvikamu Zvayo, uye Maitiro Azvo Anoshanda

Nhoroondo yezvemari ndeyekuwedzera kwekuwedzera kana kuderera muhuwandu hwehupfumi hwezvinhu. Vadzidzisi vanogona kunge vari vanhu, mabhizimisi, hurumende, kana bhizimusi raro . Izvo zvinhu zvinosanganisira zviwanikwa zvakananga , zvivako zvakadai sematokisi uye zvisungo, uye zvinhu zvakadai segoridhe uye mari yakaoma.

Nhoroondo yezvemari inhengo yebhadharo yemari yenyika . Zvimwe zvikamu zviviri ndiyo nhoroondo huru uye nhoroondo yezvino .

Nhoroondo huru inotarisa kushandiswa kwemari kusingabatsiri mari, mari, kana kuchengetedza. Mienzaniso inosanganisira kuendeswa kune dzimwe nyika kodzero dzekuchera, maritemo, uye zvinyorwa zvekodzero. Nhoroondo yemazuva ano inotarisa kutengeserana kwenyika yezvinhu uye mabasa pamwe chete nemari inowanikwa uye kutengesa mari.

Nhoroondo yezvemari ine zviitiko zviviri zvakakosha. Ikutanga ndeyekumba pfuma yekunze kwemari. Kana izvi zvichiwedzerwa, zvinowedzera kune imwe nyaya yemari. Yechipiri subaccount inowanikwa kune imwe nyika yeimba yeimba. Kana izvi zvichiwedzerwa, zvinodzinga kubva munhoroondo yezvemari yenyika.

Nhoroondo yezvemari inoshuma nezvekushandurwa kwezvikamu zvepasi rose zvakachengetwa. Iwe unogona kuziva kana mari yezvinhu zvakachengetwa kana kukura. Iko hakukuudziri kuti mari yakawanda sei inowanikwa panguva ino.

The Two Subaccounts of the Financial Account

Nhoroondo yezvemari yezvikwata yakawanda zvakafanana mune rimwe subaccount.

Kusiyana kwakasiyana ndeyekuti iyo yefa inowanikwa kune mumwe munhu munyika kana mutorwa. Asi apo hurumende inobatanidzwa, mazwi anoshandiswa anoshandiswa kune zvimwe zvezvinhu zvaanenge ari nazvo. Nokudaro, izvo zvikamu zvezvemari zvinyorwa zvinofanira kuongororwa mukati memumwe wezviitiko zviviri zvakakosha.

1. Dzimba Dzimba dzeZvenyika Dzekune dzimwe nyika: Iyi subaccount inowedzera kugoverwa kuva mhando mitatu yehudzi: hupfumi, hurumende, uye central bank reserves.

Hazvina mhosva kuti zvikamu zvipi zvinazvo pfuma yekunze, kuwedzerwa kunobatsira kune zvakasara mubhuku rezvemari.

1. Dzimba Dzimba dzeMari Dzekune dzimwe nyika: Iyi subaccount inowedzera kugoverwa kuva mhando mitatu yehudzi: hupfumi, hurumende uye nhare yebhangi. Hazvina mhosva kuti zvikamu zvipi zvinazvo pfuma yekunze, kuwedzerwa kunobatsira kune zvakasara mubhuku rezvemari.

Vadzidzisi vega vanogona kunge vari vanhu kana mabhizinesi. Zvinhu zvavo zvinosanganisira:

• Dzimba dzinowanikwa kune dzimwe nyika.
• Mari kune vatorwa.
• Zvivimbiso zvemakambani ane dzimwe nyika.
• Ita zvido zvekuita mari kune dzimwe nyika.
• Zvitengo, zvakadai segoridhe, yakaitwa kune dzimwe nyika.

Vashandi vehurumende vanogona kunge vari ku federal, state, kana kuti nzvimbo yepamunharaunda. Zvizhinji zvekunze kune dzimwe nyika zvinowanikwa nehurumende yehurumende. Zvinhu zvayo zvinogona kusanganisira zvose zvataurwa pamusoro apa, asi zvizhinji ndezvegoridhe uye mari yekunze iri kuchengetwa. Ichi chikamu chinosanganisirawo hurumende yekuchengetedza nzvimbo mu International Monetary Fund .

Bhenji iri pakati pehurumende rinogona kuva nezvose zviri pamusoro apa kunze kwekuchengetedzwa kwemahofisi mu IMF. Mukuwedzera, ine pfuma inoshandiswa nemamwe mabhanga makuru.

2. Kutenga kune dzimwe nyika Dzimba Dzimba: Iyi subaccount inowedzera kugoverwa kuva mhando mbiri dzehuyo: pfuma yega yega uye yekunze.

Apo vatorwa vanowedzera huri hwavo hwehupfumi hwenyika, inowedzera kukanganisa kwemari yemari.

Izvi zvinoshandiswa pamba zvinosanganisira:

• Dzimba dzinowanikwa kune dzimwe nyika dzakabatwa pamabhanga enyika.
• Mari inogadzirwa nemabhanki ekune dzimwe nyika kumabhenji emisha.
• Kune dzimwe nyika pfuma yekutengesa yehurumende yehurumende yezvisungo, zvakadai seSouth Treasury manotsi .
• Chekuchengetedzwa kwekambani, dzakadai sematokisi uye zvisungo, zvine zvevatorwa.
• Kutengeserana kwenyika kune imwe nyika , yakadai sekudzorerwa mari, kubhadhara, uye chikwereti.
• Zvimwe chikwereti chaifanira kubhadhara kune dzimwe nyika.
• Zvinhu zvakaoma, zvakadai segoridhe nezvimwe zvinhu.
• Mari yenyika.

Vatorwa vakuru vekune dzimwe nyika vanosanganisira:

• Zvinhu zvose zvakataurwa pamusoro apa zvinoshandiswa nehurumende dzekunze kana mabhanga emamwe mabhanga.
• Nhamba yekutengeswa kwemari yenyika kune dzimwe nyika hurumende kana kune dzimwe nyika mabhenji.

Nhoroondo dzezvemari dzinoyera kuchinja kwehuwandu hwehupfumi hwezvinhu.

Izvi hazvifanirwe kuvhiringidzwa nemari inowanikwa, yakadai senharaunda uye zvikwereti, iyo inobhadharwa pane zvinhu zvayo. Izvo zvinoyerwa nenhoroondo yemazuva ano .

Nzira iyo Account Account Inosanganisira Chikamu cheMari yekubhadhara

Nhoroondo yezvemari ndiyo chikamu chikuru chekubhadhara kwebhadharo. Kana iyo kambani yezvemari inotakura zvakakwana zvakakwana, inogona kubatsira kubvisa kukanganisa kwebhizimisi . Icho hachisi chaicho chakanaka. Zvinoreva kuti nyika iri kutengesa zvinhu zvayo kuti ibhadhara kutenga kwezvinhu zvekunze nemasangano. Izvo zvakafanana nokutengesa nyika yako kuti ubhadhara zvekutengesa. Iwe unenge uri nani pakusimwa mune iyo nyika nekurima iyo kuti ikure zvokudya zvako. Hazvisi zvekugadzirisa kutengesa zvinhu zvako zvose pane chimwe chinhu chinoshandiswa.

Kuenzanisa Kwekubhadhara

1. Akaunti Ino
   • Nhoroondo yeAkaunti Ino
     • US Current Deficit Current
   • Trade Balance
     • Kutengeswa uye Kutengeserana
       • US Inotengeswa uye Kutengeserana Chidimbu
         • US Imports
           • US Inotengeswa Negore reNyika Dzakakwirira 5
         • US exports
     • Kurasikirwa Kwetengesheni
       • Iko US Trade Deficit
         • US Trade Deficit by Country
         • US Trade Deficit neChina
2. Capital Account
3. Account Account