Simbisai mapirotiyo enyu ekutsvaga mazuva ose nemari yekushandisa.
Ndiani Kuvimbika Kwezvikomborero American Express Card ndeye
- Kuvimbika kwevatengi vanoda kuwedzera mahofisi avo nekutengesa kadhi rechikwereti.
Chikwereti Chinodiwa
- Zvakanaka kune zvakanakisisa (700+).
Pamusoro peKutendeka Kwezvikomborero American Express Card
Pros
- Makomborero ekupa mari-kudzorera anoenda muakaiti yako yekutsvaga.
- Hapana muganhu pane mibairo yakapiwa.
- Pfungwa dzinogonawo kudzikinurwa nokuda kwemari, kufamba, makadhi emakadhi, uye kutengesa.
Cons
- Vanofanira kuva nekodzero yakaisvonaka yekukodzera.
Makomborero
- Pfungwa mbiri pamadhora pazvinhu zvose zvinotengwa.
APRs
- 13.99% pamatenga.
- 0% kwemwedzi minomwe yekutanga pamari yekuendesa mberi, ipapo mutengo wekutenga.
- Chirango APR: none.
Mari
- Kwete mari yegore negore.
- Mari yekuenzanisa mari: 4% yemari.
- Mari yekubhadhara kwekupedzisira: Kusvika ku $ 35.
- Mari yekubhadhara yakadzorerwa: Kusvika ku $ 25.
Kuvimbika Kwezvikomborero American Express Card Review
Kuvimbika Kwezvikwereti American Express kadi inofanana neFidelity Investment Rewards Visa Signature Card, ine mutsauko umwe mukuru: iwe unowana 2% mari zvakare kumashure kwako, kana uchienzanisa ne5% neKadhi reVisa.
Zvimwe kunze kweizvozvo, zvinenge zvakangofanana. Hapana mari yegore negore, uye kune 13.99% APR pamatenga. Iwe unoda zvakanaka kune chikwereti chakanaka kuti uwane. Pane 0% APR muyeri inoshandiswa kwemwedzi minomwe yekutanga; mari yekubhadhara mari inenge 4% muzana.
Amex kadhi inouya mumhando mitatu, zvichienderana nemhando ipi yeChristian account yaunayo. Ichokwadi chekutsvaga mari muAmerican Express Card inopa mibairo yako muAsset yako yeCash Cash kana kuti iyo yekodha yekwereti. Iko Kuvimbika Kwekubhadhara Mipiro American Express Card inopa mari yako kuTendeseka IRA seyakapiwa gore rino.
Iko Kuvimbika Kwekutsvaga Zvikwereti 529 Chikoro Chezvikwereti American Express Card inopa mibairo mari mune imwe kana kupfuura yakawanda yakachengetwa 529 yekodzero yekugadzirisa hurongwa hwekodzero. Nhengo dzemhuri - funga nambuya navanamai nevamwe - vanogona kubatanidza makadhi avo kune account ye 529 kuti vawane mimwe mibayiro. Iwe unogonawo kuparadzanisa mibairo yako pakati pezvikwata zvakawanda.
Kana ukangowana 5,000 pfungwa - nokushandisa $ 2,500 - iwe uchawana $ 50 muzvikwereti zvinoshandiswa muunti yako yeFidelity. Iwe unogona zvakare kusarudza kudzikinura pfungwa dzako dzekufamba pasina mazuva ekupedzisira, zvigadzirwa, uye zviiti zvechipo. Hapana mhedzisiro yekuti ingani mubayiro wemari iwe unogona kuunganidza, kunyange humwe humwe hunozopera pashure pemakore mashanu.
Nyaya
Zviri pachena kuti pane imwe nzira iri nani kune Fidelity Investment Rewards Visa Signature Card, nekuda kwekuti inobhadhara maviri muzana mubairo maererano ne 1.5%. Zvimwe kunze kweiyo, makadhi acho akangofanana. Zvechokwadi, kana iwe ukangosarudza Visa kupfuura Amex, iwe unofanira kuwana imwe kadhi.