Makomborero Matshoma Card ye Worry Warts
Kadhi Yakacheneswa kubva kuAmerican Express inopa mibayiro inowanikwa chete, kusina nguva yakaderera kana kupfuura-muganhu wemari.
TheEx Clear Clear Basics
Kadhi Yakacheneswa kubva kuAmerican Express yakagadzirirwa vanhu vanoda kudzivisa kubhadhara kwekupedzisira uye kudarika-kumisa mari asi vachida mibayiro, zvakare. Sezvo neAmerican makadhi akawanda maunosarudza, iwe unoda kukodzera kune chikwereti chakaisvonaka (660+) kuti uwane.
Kadhi Yakachenesa inopa 0 muzana mutengo wemwedzi mitanhatu kusvika kune 12 pakutenga, saka APR inotenga, iyo inosvika pakati pe17.24 ne 21.24 muzana zvichienderana nekukwereta kwako.
Kana iwe uri pasi pekubhadharwa kwekadhi kadi, iwe uchave wakatarisa chikamu che27.24 muzana APR.
Zvichida chinhu chinonyanya kukosha pamusoro peScard Siri ndechokuti haatakuri mari yekadhi rechikwereti :
- Kwete mari yegore negore
- Hapana mari yekubhadhara mari
- Hapana mari inotangira mberi
- Kwete chebhadharo yekubhadhara
- Hapana chebhadharo yemari yakadzorerwa
Pros uye Cons yeKadhi Yakachena
Pros
- Kwete kwekupedzisira kana kupfuura-muganhu mari
- Hapana chikwereti chekubhadhara kana mari yekufambisa mari
- Inowanzopa mubayiro, inobhadharwa seAmerican Shopping Shopping Cart *
- Yakagadzirirwa waranti kuchengetedzwa pamatenga
* inosanganisira 1 muzana mari yakadzoka pamatenga ose
Cons
- High Gore Negore Pakati Chetengo (APRs).
Bvisa Kadhi kubva kuAmerican Express Review
Citi's Simplicity Card inofunga kuti haisi-inoshungurudza kadhi rechikwereti yevanhu vane hanya nezvemari yekupedzisira uye mari inopfuura-muganhu. Asi Siri Yakachena kubva kuAmerican Express iri pachena. Kwete chete ine zvakawanda zvezvinhu zvakafanana neCiti Simplicity, zvinopawo zvakanaka, zvinongorori-nyore - mibayiro.
Kungofanana Nekutaura, hapana nguva yekupedzisira kana kupfuura-mirefu, kunyange kune 27.24 kubva muzana mutengo APR kana iwe wakanonoka nekubhadhara. Amex anowedzerawo matanho akawanda zviri nani pasina kubhadhara kutengesa kana mari yekufambisa mari, kunyange zvazvo APR ichikwirira zvikuru kuti ataure kuita chimwe chezvinhu izvozvo. Pane chiyero chemazana chekutanga chekutengesa, asi kwete kutengesa kuendeswa.
Kusiyana kukuru pakati pekadhi rino uye Zvinyorwa ndiwo mubayiro. Kunyange zviri nyore zvisingabatsiri, Zviri pachena kuti unobhadhara 1 peresenti yemari yakadzoka, iyo inotumirwa kwauri nenzira yeAmerican Card yekuzvitenga kare mushure mekunge uwana $ 25 muzvikwereti kana mushure me $ 2,500 mukushandisa. Iye zvino izvi zviri nyore. Mamwe makadhi akawanda anoda kuti iwe udzikinure mibayiro yako pachako, kana kuti iwe urege kurasikirwa navo.
AmEx inowedzerawo warranty kusvikira kune rimwe gore rakawedzerwa pakutenga kwaunoita nekadhi rino.
Nyaya
Inofananidzwa neCiti's Simplicity card, kadhi iyi ndiyo inofarira "zvakajeka".
Kadhi yemakadhi yemakadhi, mazwi, uye mibayiro inogona kuchinja. Chengetai webhusaiti yekhasi yemuiti yezvinodiwa zvekadhi rechikwereti.