Zivhura Card Review

Chikwereti Chakwereta Chinoshandura Zvinhu Zvose

© ONOKY - Julien de Wilde / Creative RF / Getty

Tsvaga kadhi kadhi rechikwereti yakasiyana yakasiyana kubva kune imwe kadhi rechikwereti pamusika. Iyi revolutionary card ine mibayiro mikuru, mari shoma shoma, uye mitemo yekubhadhara yakajeka.

The Discover 'it' ndechimwe chekodha yemakadhi echikwereti munhoroondo yemakadhi emakwereti. Kadhi yacho haisi kusununguka: hapana mari yegore negore, hapana mari yekudarika chikwereti chako chekwereti, mari yekutengeserana kune dzimwe nyika, uye pasina mari yekubhadhara kwekutanga.

(Kuyera mari uye kuenderera mberi kwemari kunowedzera mari.)

Kadhi yekadhi yakanaka chaizvo. Iko kadhi isimbi yebhuruu. Pamberi rinotakura chete mazwi okuti "Tsvaga" uye "it." Zvose zvemashoko emakadhi, zita rako uye nhamba yekadhi, zvakadhindwa (kwete embossed) kuonekwa kumashure kwekadhi. Kana iwe uchibvumirwa, kadhi inouya kuburikidza nekuendeswa kwechimbichimbi mubhokisi rakanaka, resimbi yebhuruu inofananidzwa nekodhi kadhi rakagadzirwa.

Zivhurai Mubayiro Wekuita

Gamuchira kusvika ku 5% mari zvakare pane zvimwe zvigadzirwa muzvikamu zvinoshanduka kwegore roga roga. Iwe unofanirwa kuina zvinyorwa mberi. Iwe unongowana 5% yemari shure kwe $ 1 500 yekutanga mukutenga kwega rega, iyo iri. Zvimwe zvose zvinotenga, kusanganisira izvo zvinopfuura 5% muchikwata chikuru, zvinowana 1% mari. Vatsva vadhidhidhi vanowana mari mbiri zvakadzoka pamari yose yakawanikwa mugore rokutanga.

Chimwe chinhu chakanaka chiri kukwanisa kubatanidza Tsvaga "iyo" kadhi kuAngress account yako uye shandisa mibairo yako kuti utenge pa Amazon.com.

Izvi zvinowanikwa kune mamwe Tsvaga mari yemari makadhi, zvakare.

Iwe unogona kuregera mubairo wako chero nguva-haufaniri kuunganidza humwe huwandu hwemubairo kana kuti udzikinure mibairo mune zvimwe zvinowedzera.

Mutengo weKugamuchira

Iko kadhi inouya nemakwikwi 0% inotangira chikwata chekutenga pakutenga uye kuenzanisa kwekuwedzerwa kwemwedzi gumi nembiri.

Nguva yeP-post yakashambadzira ndeye 11.24 kusvika 23.24% zvichienderana nekodzero yako yekwereti, kureva kuti vanhu vane zvikwereti zviri nani zvekukwereta vachawana chidimbu chechikwereti. A 3% mubhadharo inoshandiswa pakuenzanisa kuwedzerwa.

The Discover It Card inokubvumira kuti ubhadhara paunenge uchida. Iwe unomira kusvikira pakati pousiku pazuva rako rakakodzera kuti ubhadhe mari yako paIndaneti kana nefoni. Uye iwe haufaniri kunge wakanamatira zuva rakakodzera risina kukodzera purogiramu yako yekubhadhara. Iwe unogona kusarudza yako pachako kubhadhara zuva rakakodzera nekuda kwefoni kana paIndaneti.

Kunyange zvazvo pasina mvumo yekubhadhara yakanono pamubhedha wokutanga wakambomira, iwe uchabhadhara kusvika $ 35 nokuda kwekupedzisira kwekubhadhara mari. Maererano nemitemo yemakadhi echikwereti, kutora kwako nguva shoma hakuzoregi kurangwa nemu APR kana. Mitsva yakadzorerwa, kureva cheki yakadzorerwa nokuda kwemari isina mari, ichawana $ 35 mari. Kubhadhara kwemazuva mashoma kunogona kukanganisawo chikwereti chako.

Zvimwe Zvimwe Zvinowanikwa Nekuzviziva

Zivonei vadhidhiki ikozvino vanogamuchira mahwindo eFICO pachikoro pamusana pemashoko avo emwedzi. Yako FICO chikamu chakavakirwa pane mashoko ari muTransUnion credit report. Vaparidzi vepamusoro bedzi ndivo vachagamuchira zvikoro zvavo zvepachena zveFICO.

Kusunungura ichi chinhu chakasiyana chekuona zvikwereti zvekwereti izvo zvinoita kuti iwe usungurudze kero yako uye kudzivirira kutengesa kutsva paakaunti yako.

Izvi zvinosanganisira kutenga, kutengesa kutengesa, uye mari inofambira mberi. Iwe unogona kuisa nyore nyore uye usasunungure kadhi rako rechikwereti kuburikidza ne app mobile kana webhusaiti.

Mamwe mazita mashomanana: chikwereti kana kuti chikwata chekuita rubatsiro rubatsiro mushure mekurasikirwa nebasa, kuchengetedzwa kwekutenga, waridziro yakawedzerwa, kuchengetedzwa kwemitengo, nekuchengetedzwa kwekudzokera

Yakagadziridzwa musi waMay 22, 2016. Mazwi emakadhi ekubhadhara uye mabhonasi ekuisa mabhizimusi anokwanisa kuchinja kubva panguva yekuongororwa uku. Taura nezvekushandiswa kwemagariro nemamiriro ezvinhu.