Marikiti yemakadhi nemitengo yokutanga ndeimwe yevanonyanya kuda mari yose yemakadhi. Mutengo wekutanga unobvumira mutambi wemakadhi kufara mwedzi yakawanda kana kubhadhara zvishoma nezvishoma kana pasina chido kune mamwe mazamu. Mazwi okutanga, anowanzopiwa kune avo vanoita zvakanaka kana kuti akakurumbira chikwereti chikoro , anopiwa nekitsva chekadhi yemakadhi.
Mitsara inotangira inogona kushanda kune imwe rudzi rwekuenzanisa, somuenzaniso, chete kuchitenga kana kungoenzanisa kutengesa .
Asi, mamwe makadhi emakadhi anoshandisa purogiramu yokutanga kune zvose kutenga uye kuendeswa kwemashure. Hazvirevi kuti purogiramu yokutanga ingashanda kune mari inotangira.
Mazwi ekadhi rako rechikwereti angada kuti iwe uite mabheji kutengesa mukati mehumwe nguva kana kuti rimwe zuva kuti uwane mutengo wekutanga wekutanga. Kuenzanisa kushandiswa kwakaitwa mushure mezuva iro kunogona kubhadhara chikwereti chinoenderana nehuwandu hwekutengesa kutengesa.
Mutengo Wokutanga Unopera Rini?
Nomutemo, matanho okutanga anofanira kugara kwemwedzi mitanhatu, asi ingave yakareba kudarika iyo zvichienderana nekadhi rechikwereti. Unogona kuona makadhi echikwereti nemari yekutangira kwemwedzi 6, mwedzi gumi nembiri, kunyange nemwedzi 21.
Chikwereti chekwereti chikwereti chinogona kutaurira nguva yekutangira mumwedzi kana kutengesa mabheji. Cherechedza kuti nokuti kubhadhara kubheta kunowanzopfupisa kupfuura mwedzi wekarani, mutengo wekutengesa 12-kubhadhara muzana inenge ifupika kupfuura mwedzi gumi.
Somuenzaniso, pane kadhi rechikwereti rine mwedzi wekubhadhara kwemazuva makumi maviri, mwedzi wekutanga mwedzi gumi nembiri unozopedza mwedzi gumi uye anenge masvondo matatu.
Paunogamuchira kadhi rechikwereti rine danho rekutanga, iva nechokwadi chokuti iwe unoteerera kureba kwenguva yekutanga. Nenzira iyo, iwe unogona kutarisa pakubhadhara chikwereti chako nguva isati yapera.
Kubatsirwa kweNhanho yeChirangaridzo
Matanho ekutanga anokwezva nokuti anobvumira vashandi vemakadhi kubhadhara mari shoma mumari dzemari kudarika zvavaigona pane kadhi rechikwereti rine chikwata chapamusoro. Miharuro mikuru neyemari yemari yakawanda inofanirwa kuendesa kune imwe kadhi rechikwereti kuitira kuti mwero wako wekubhadhara mwedzi unoenda kunowedzera kuderedza chikwereti chekwereti, kwete kungofanana nekunaka.
Mitsara yokutanga inowanzosanyanya kwazvo, kubva pa 0% kusvika ku4% kwemwedzi 6 kusvikira pamwedzi 21. Vashandi veKadhi vanogona kushandisa zvakanakisisa purogiramu yokutanga nekubhadhara chikwereti chekwereti chikwereti isati yasvika.
Kana uchinge wabvumirwa kuti uwane kadhi rechikwereti rine mukana wekutangira, chinyorwa icho chikero chinowana mukana uye zuva iro chiyero chako chekutanga chichaguma. Nyora mugumo wenguva yokutanga pane yako calender kuitira kuti iwe uve nechokwadi chekubhadhara bhaari yako isati yatanga kupera.
Kana uri kuedza kubhadhara chikamu chekubhadhara pasi pe 0% kufarira kukurudzirwa, gura chikamu nenhamba yemwedzi munguva yekutangira kuitira kuti uzive kubhadhara kwaunoda kuita kuti ubhadhe mari yako. Semuenzaniso, kubhadhara $ 4,000 muyero pasi pemwedzi gumi nematanhatu kufarira, iwe unofanirwa kubhadhara anenge $ 308 mwedzi mumwe nomumwe.
Nzira Yaunogona Kurasirira Mutero Wako Wokutanga Isati Yapera
Mutengo wako wokutanga unogona kupera nguva isati yasvika kana iwe uri mazuva anopfuura 60 munguva pfupi pamari yako yokubhadhara kadhi rechikwereti. Kana izvozvo zvikaitika, kadhi rako rechikwereti chikwata chinogona kuwedzera kusvika kune chirango chechirango , iyo ndiyo inotora chikwereti chakanaka chiripo pane kadhi rekwereti.
Zvinosuruvarisa, kana uchinge warasa purogiramu yako yekutanga, iwe unogona kusakwanisa kuutora. Uye iyo nguva ichangobva kubhadhara ichabhadhara mushumo wako wekwereti iyo inogona kukudzivirira kuti uwane kukodzera kwekutanga kune imwe kadhi rechikwereti.
Matanho okutanga achitsvaga Nezvakadiwa
Kune chimiro chekufarira chikwata chekufambisa chinogona nyore nyore kuvhiringidzwa nehutengo hwekutanga. Zvitoro zvakawanda zvinopa chirongwa chekuratidza kufarira chakaita kuti iwe usabhadhara chikwereti chekutenga kune imwe nhamba yemwedzi.
Asi pane kubata. Iwe unofanirwa kubhadhara chikwereti chakakwana chekusimudzirwa nguva isati yatengeswa. Kana imwe yemari yakasara iyo nguva yekupedza ichapera, iwe uchadzoka zvakare kutora chikwereti kubva pazuva rakutenga.
Chikwereti cheKadhidiro yeKodhesi Mushure meNhanho yeSumo
Iwe unogona kushandisa chikwereti chako chekwereti mushure mokunge danho rekutanga rapera. Zvigadziro zvitsva uye chero chikwereti chausina kubhadhara panguva iyo mukana wako wapera ichapirwa chikwereti chinoenderana neKAP. Nemhaka yokuti iwe uri kubhadhara chikwereti chikuru pane yako kadhi rechikwereti, yako mari yako haichazove yakakosha pamakadhi ako ekwereti. Nokudaro, kana iwe uchida kubhadhara bhadha yako mushure mokunge mutengo wekutangira wapera, iwe unofanira kuwedzera mari yako yemwedzi.
Zvisinei, kubhadhara mari yako yakazara mwedzi wega wega kunokubvumira kurega kubhadhara mari yekubhadhara mari pamatenga uye kutengesa kuwedzerwa.