Kubatsirwa Kwenguva Yakakodzera Kadhi Card Payments
Zvose nguva nenguva, unogona kuedzwa kuti ubvise kadhi rako rechikwereti kwemazuva mashomanana, kunyanya kana wakaderera pamari uye une mimwe yemamwe madhora. Dzimwe nguva kunyange kuziva migumisiro kunokupa iwe chete kusundira iwe unoda kutumira chikwereti chako chekwereti rechikwereti nenguva. Iwe unogona kuenzanisa nekukwereta kwekupedzisira, kunyange kudzidza kudzirarama nechirango chekuwedzera kwechikwata, kana kuipa, kusarudza kutambura chikwereti chikamu kukuvadzwa kubva pakubhadhara kwekupedzisira. Asi, shandisa pfungwa idzi kunze uye pane fungidzira nezvekubatsira kwekubhadhara kwako nenguva.
01 Nhoroondo dzako dzinoramba dzichibva pamagungano.
Mamwe makambani ekadhi rechikwereti ari kutendeukira kumasangano ekuunganidza zvikwereti kana vatengi vavo vasingatumi chikwereti chekweretheni panguva. Kunyangwe chikoro chiduku chekadhi rechikwereti chinogona kutumirwa kune sangano rekuunganidza kana richienda risina kubhadharwa kwemwedzi inoverengeka.
Kamwe imwe nhoroondo iri muzvikwata, iwe hausisina chakanaka chekuita mari shoma pamwedzi. Sangano rinounganidza rinoda kubhadhara zvizere uye dzimwe nguva kunyange mari yekuwedzera, sekubvumirwa nemutemo. Nhengo dzekuunganidza dzinosangana newe kakawanda kusvikira iwe uchibhadhara uye unokwanisa kutoisa iyo delinquent account pamusoro pekwereti yako yekwereti. Bhadhara nguva uye iwe unogona kudzivisa kubata nevatokari vatokari.
02 Inakidzwa nehuwandu hwechikwereti.
Kubhadhara kwemazuva mashoma kunogona kudhura chikwereti chako chechidiki. Kadhi kadikiti vanobvumirwa kubhadhara chikwereti chenharaunda yako kana iwe uri mazuva anopfuura makumi matanhatu munguva yekubhadhara kadhi rako rechikwereti. Chirango chechibereko chekudarika pamakadhi emakadhi echikwereti chinodhura 30%.
Kunyange zvazvo chirango chechirango chichapera kana iwe uchibhadhara pane imwe nguva mwedzi mitanhatu mumutsara, pane dzimwe nguva, chirango chechirango chichaenderera mberi kushandiswa kune zvitsva zvitsva chero bedzi uine kadhi rechikwereti. Kubhadhara kadhi rako rechikwereti nenguva kunokubvumira kukurudzira chikwata chepamusoro chekufarira pamakadhi ako ekwereti.
03 Dzivisa mari yekupedzisira.
Iwe unogona kubhadhara mari yapera nguva maminitsi mushure mekunge kubhadhara kadhi rako rechikwereti kuri kukwana. Dzivisa mari inodhura yakaderera (iri pakati pe $ 15 ne $ 35) nokutumira chikwereti chako chekadhi rechikwereti panguva.
Ita kadhi yako yekwereti yechikwereti zuva risati rasvika kuti usapinda mukana wekushayikwa kwekubhadhara cutoff nguva.
04 Kuvandudza chikwereti chako chekwereti.
Makumi makumi matatu nemashanu kubva muzana (35%) yekwereti yako chikoro inobva pasinei nokuti chikwereti chako chekwereti chinowanikwa nenguva. Mari yako yechikwereti inobatsira zvikuru kana iwe uchiramba uine chikwereti chako chekwereti (nezvimwe zvose zvinowanikwa) panguva.
05 Tora inshuwalisi shoma.
Makambani eInishuwarenzi ari kuramba achishandisa chikwereti chenhamba yako kuti aone inshuwarisi yemari Kana nguva yekukwereta kadhi rechikwereti ichideredza chikoro chako chekwereti, inishuwarenzi yako inogona kuwedzera kana yava nguva yekuvandudzwa kwako. Kutumira kadhi rako rechikwereti rechikwereti panguva kunobatsira kuwana iyo yakaderera inshuwarisi yemari uye naizvozvo inokubatsira kuchengetedza mari.
06 Chengetedza mari yako yepamwedzi pfupi.
Kana chikwereti chako chekwereti chekwereti chazara, chikwereti chako chinotevera chichave chinopfuura kaviri zvaizodai waive usina kana usina kukwanisa kubhadhara. Izvi ndezvekuti chikwereti chenyu chekubhadhara chikwereti chinosanganisira mari mbiri shoma uye nguva yekupedzisira. Kana uine dambudziko rokuita chikwereti chako chekwereti, kuzviisa kure hakuzoita kuti zvive nyore kubhadhara. Pane kudaro, zvinopesana zvinoitika uye zvinowedzera kuoma kubatwa.
07 Chengetedza kadhi rako rechikwereti mumamiriro akanaka.
Kushaya chikwereti chekwereti chekwereti kunokuisa pangozi yekuti kadhi rako rechikwereti rive pedyo. Izvi zvinogona kukuvadza chikwereti chako chikoro, kunyanya kana une kadhi rechikwereti. Ramba uchitumira chikwereti chako chekwereti rechikwereti nenguva kuitira kuti nhoroondo yako igare yakazaruka uye yakamira.