Pasinei nokuti iwe unobhadhara kadhi rako rechikwereti zvakakwana, ita chete kubhadhara mari shoma , kana chimwe chinhu chiri pakati, zvimwe unotumira chikwereti chimwe chete kune kadhi rekwereti yemukwereti mwedzi woga woga. Hazvina mhosva kuti unosarudza kubhadhara zvakadini, chero bedzi iwe uchiita kubhadhara kwako panguva (uye kuripa zvishoma zvishoma), iwe uri kuita chaizvo zvaunoda chikwereti chako chekwereti. Asi, kana zvasvika kune yako chikwereti chikamu , zvingava zvakakunakira kuita kadhi kadhi rechikwereti mubhadharo imwechete yekubhadhara .
Haisi nhamba yebhadharo yaunoita iyo inobatsira chikwereti chako chikoro, asi pane zvinokonzerwa nekodhi yako yekwereti uye, kunyanya, chikwereti chako chikwereti.
Bhuku Rinojekesa Kubhadhara Kadhi Yako Kwereti uye Chikwereti Chikwereti
Iwe unogona kunge watoziva kuti chikamu chikuru chekwereti yako chikoro chinobva pane yako yekushandisa chikwereti - chiyero chekadhi rako rechikwereti kusvika kune chikwereti chekwereti. Iyo yakakosha yebhayeri yako yakaenzana nechechi chikwereti, yakaipa ndeyechechi yako chikwereti.
Chikwereti chekodhabhasi zvinyorwa zvinowanzoendeswa kune zvikwereti zvekwereti pazuva rekupedzisira rekubhadhara, kwete nguva chaiye. Izvi zvinoreva kuti kana iwe uine $ 1,200 mubhadharo apo kubhadhara kwako kwekubhadhara kwapera, ndiwo muganhu uchazobvunzwa kune chikwereti chekwereti uye wakabatanidzwa muchikwereti chako. Pane kadhi rechikwereti rine $ 2,000 chikwereti chekwereti, kushandiswa kwako kuchave kuri 60%, iyo yakaisvonaka yakakwirira.
Multiple Credit Card Payments Inogona Kuderedza Kushandiswa Kwekwereti
Iwe unogona kudzora chikwereti icho chakataurirwa kune mari yechikwereti kuburikidza nekutumira kakawanda kadhi rechikwereti.
Izvi zvinoreva kuti mamwe emari yako inobhadharwa nenguva iyo kubhadhara kwako kwekubhadhara kwapera, nekuderedza kushandiswa kwekwereti yako nekuvandudza chikwereti chako chikoro.
Inogona kunyanya kubatsira kuti uite kakawanda kadhi rechikwereti mari kana iwe uri mukuru spender. Kana, kuparadzira chikwereti chako pakati pemarikiti kunogona kuchengetedza bhangi yako yebhangi imwe nhanho mumwedzi wose zvichienderana nekudhonza chikwama chakakura pamakadhi ako kadhi rekwereti kamwechete.
Nzira Yakanakisisa Yokubhadhara Mitemo yeKodhadhi Kazhinji Kadhi Payari
Kutenda kubhadharo yemagetsi, zvakajeka kuti zviite zvakawanda zvekubhadhara kadhi rechikwereti. Iwe unogona kuripa mubhadharo paIndaneti kana pamusoro pefoni uchishandisa kero yako yekuongorora. Neimwe nzira, kubhadhara kwako kuchapinza kuakaunti yako mukati memazuva mashomanana ebhizinesi. (Mamwe makadhi emakadhi akabatanidzwa nekambani yekuongorora angatumira musi iwoyo.) Kuisa mari yako yokuwedzera mari, asi zvinotora nguva yakareba kuti kubhadhara kugoverwa sezvo uchifanira kumirira tsamba kuti ifike kune yako kadhi rechikwereti.
Kana iwe ukasarudza kuita mahomwe akawanda kadhi rechikwereti, iva nechokwadi chokuti une chinangwa. Uri kuedza kuchengetedza chikwereti chako pa30% chekwereti chikwereti here? Iwe uri kuedza kuva nechokwadi che $ $ chikero chakataurwa kune zvikwereti zvekwereti here?
Iva nechokwadi chekuti unoramba uchingamatira bhajeti yako kunyange apo uri kutumira kune imwe kadhi rekadhi rechikwereti, kunyanya kana uchiita izvi nekodarika imwe kadhi rechikwereti. Chirongwa chacho chinogona kudzorera kana iwe uri kushandisa mari yakawandisa kuedza kuchengetedza kadhi rako rechikwereti kuenzanisa.
Zvimwe Zvipo Zvokubhadharwa Kwakawanda
Paunenge uchivandudza chikwereti chako chingava chinangwa chekutanga chekuita kadhi kadhi rechikwereti, kune rimwezve rubatsiro. Zvichienderana nekuti kadikiti yako yechikwereti inotora sei mari yako yekubhadhara mari , unogona kuchengetedza chido nekutumira kanopfuura kadhi kadhi rekwereti mumwedzi wose.
Semuenzaniso, pamwe nemasvomhu ekuenzanisa zuva rega rega, iwe uchabhadhara mari yakaderera yebhadharo nokutumira mubhadharo mberi kwekubhadhara.
Kuderedza kuderedzwa kwako pamberi pekubhadhara kunokonzera chikwereti chakawedzerwa uye kunokupa rusununguko rukuru rwokushandisa. Izvi zvinobatsira kana iwe une chikwereti chechikwereti chakaderera kana uri kuronga kutenga kukuru kana iwe uchida kukonzera mimwe mibayiro pane kadhi rako rechikwereti. Kana uri kuedza kuwana bhonasi yekusainira, somuenzaniso, mari yakawanda yekwereti yekwereti inogona kudiwa kuitira kuti ugone kutenga zvigadziri zvakakwana kuti usangane nemari inoshandiswa yebhasi.
Iwe Unofanirwa Kuita Mitero Yakasiyana-siyana Kuti Uone Kusiyana?
Iwe haufaniri kutora kadhi kadhi rechikwereti kuti uone kuti bhaari yakaderera inoratidzwa kumahofisi emakwereti. Iwe unogona kushandisa kadhi rechikwereti mangwanani-ngwanani mumwedzi, kubhadhara chikamu, uye rega kadhi rako rechikwereti rigare kusvikira bhiriro ravhara.
Zvechokwadi, izvi zvinoda kuti iwe uchengetedze nemitambo yako yekubhadhara, iyo isingatauri nemwedzi. Kuita mari yakawanda kunogona kuva nyore.
Cherechedza kuti chikwereti chako chikoro chinowanikwa chete kune yakangodaro yakarongeka kadhi rechikwereti. Nemhaka yekuti chikwereti chenhamba yako haisi kutevera zviyero zvekare zvekadhi rechikwereti, une nguva yekuderedza mari yako munguva yemberi kana zvichifanira.