ATM Skimming: Izvo Zvokuita Zvakaipisisa

Chii chinonzi ATM Skimming?

Chii chinonzi ATM Skimming?

Mushandi wekutengesa unogadziriswa unowanzoitika apo mutadzi anoisa kadhi kaduku pamusoro pekadhi slot paATM. Icho chigadziri chinoita sechinhu chokutanga chekadhi, uye chinopindirana nechiso cheATM . Kune ziso risina kudzidziswa, hapana chinhu chinoratidzika zvakasiyana, asi apo kadhi rinotenderera mukati maro, zvese zvemashoko emagetsi zvinowanikwa, kana "zvakagadziriswa." Ichi chiito chakajairika nekuti teknolojia iri nyore, uye ikoko haisi hukombiji yekudzivirira ipurasitiki kadi, iyo yakasimbiswa.

Kune zvikamu zviviri zvezvigadziri zvinobvumira vatadzi kuti vatore data kubva pakadhi. Chokutanga, pane chidimbu chekudzivirira chairo, uye wechipiri kamudiki, kamera isina wireless iyo inonyora pasi PIN sezvo munhu ari kuisa iyo mukipiki.

Mimwe nzvimbo iyo makamera anowanzovanzwa anosanganisira:

• Mubhurocha racho mubati weATM
• Mubhokisi rekuyera pamusoro pekipiki
• Muhurukuro pane chiso cheATM
• Mubhokisi shure kwechionioni chiduku paATM

Nzira yekutenga nhamba yekadhi ndeyokuisa muverengi wekadhi yemakadhi pamusoro pekuverenga kadhi yeATM, uye wozodzoka kuti uwane iyo. Mazuva ano, zvisinei, zvinobvira kutumira ruzivo kuburikidza neBluetooth kuburikidza nekombiyuta yeSMS yakavakwa mukati mechiratidzo. Kana iwe uchibvumirana nazvo nekipipad yepamusoro uye nemasera makamera, zviri nyore kupfuura kare kare kuwana PIN yenhamba.

Aya mbavha zvakare ane shungu zvakakwana kutsvaga basa iro richavapa kugona kweATM.

Pavanova nemabasa aya, vanoisa software iyo inogona kutumira PIN kumunhu wavo wega foni. Sezvo izvi zvinopinza uye zviyeuchidzo zviduku zvakanyanya uye zvishoma, zvinowanzoenda zvisina kuonekwa.

Kutenda nekufambira mberi kwekambanikiti, vashandi vari kutora ruzivo rwepamusoro apo zvinosvika kuATM kushambadzira . Kana uchida kushandisa ATM, zvakanakisa kushandisa imwe iri mukati memabhanki, uye pose paunoshandisa, iwe unofanira kuve nechokwadi kuti iwe unonyatsotarisa mishoni usati washandura kadhi rako.

Kusiyanana kwakasiyana-siyana kunobatanidza nekukwira

Kune zviyero zvakasiyana zvakasiyana zvinobatanidzwa nekukwira. Izvo zvinotevera:

• Fake ATM - Muchiitiko ichi, chikwata chichanyatsogadzira mushonga wakaipa mune imwe nzvimbo inokwezva vashandisi. Izvo zvinorehwa nevasingazivi ndezvokuti pose pavanoshandisa kadi yavo, mbavha inowana mashoko avo.
• Wedzera Skimming - Iyi ndiyo apo mushandi anomhanya kadhi kuburikidza nechigadzirwa chemuverengi chinoshandura data yakakonzerwa kubva mumaginiti ekutengesa kadhi. Ikose ikozvino inotora zvinyorwa izvi, zvinopisa kuri kadhi yakaipa / cloned, uye zvino unoshandisa kadhi iroro kuita foni kana mairaira paIndaneti.
• Dhiyabhorosi Anopindira - Iyi tsika inoitika kana chikwata chinosvika sevashandi pamapepa emhepo, somuenzaniso, inosunungura pombi ine kiyi inokosha, uye inoisa chigadziro kuti uverenge chero kadhi rakasvetwa naro.
• Point of Sale Swapping - POS Swapping inoitika apo chikwata chekugadzirisa chinowanikwa pakadhi yekadhi uko kutenga kuri kuitwa. Hapana mutengesi akachengeteka, uye kunyange makambani akadai seMcDonald's ave ari chinangwa.
• ATM Skimming - Sezvakataurwa, iyi ndiyo apo mbavha inopinza muverengi wemakadhi uye khamera mumushandi weATM. Izvo hazvizivikanwe, zvinowanzosviba, uye zvinogona kuverenga PIN nekadhi yedata.

Iwe Haugoni Kungotenga ATM, Zvakarurama?

DEFCON igungano regore negore rinoitika mu Vegas gore roga roga, uye gungano rinounza vatengesi kubva kumativi ose enyika. PaDFFCON, vashomanana vatori vechikamu vakaisa ATM yakaipa pedyo negungano rekuchengetedzwa kwehofisi. Vamwe vaseki vakatanga kuishandisa, uye vaseki vakakwanisa kuwana ruzivo rwavo.

Mushure mekunzwa nyaya iyi, ndaida kuona kuti zvakanga zviri nyore sei kutenga ATM uye kuiisa. Zvechokwadi, hazvisi, zvakarurama?

Ndakatanga kutsvaga kwangu paBay, uye kushamisika kwandakawana, ndakawana mamiriyoni matsva uye akashandisa maATM aive kubva pa $ 500 kusvika ku $ 2 500. Ndakasarudza kuti ini ndakanga ndisingadi kubhadhara zvakanyanya, uye kutumira mari kwaiva ne $ 300, saka ndakaona nzvimbo. Ndakaedza Craigslist uye ndaiverenga chinyorwa kubva kumudzidzi wekuchamhembe kweBoston uyo akanga achibvisa zvinhu zvakasiyana-siyana kusanganisira zviratidzo zvewaini, mabhazi emahombekombe, uye ATM.

Ndakasangana nemurume, Bob, pabhasi neshamwari yangu ine mheji yehavha yekare, mumwe wevarume vakanaka. Bhari yakanga yakwegura uye yavhara, uye Bob akanga achibatsira muridzi wacho kutengesa zvinhu, kusanganisira ATM. Mushandisi waiva pedo nebha, uye shamwari yangu yeHaycker yakatanga kushanda. Akatarisa bhuku racho, akawana mashandi achiita, uye akabva atarisa kuti yaive yakakodzerwa nemari ye $ 750. Takazviisa mumatarenda ndokuenda nazvo kugaraji rangu. Chinhu chokutanga mangwanani akatevera, ndakatora magirafu emabhora, bhodhoro reWeffex, mapepa maviri emapepa akavhara ndokutora ATM yacho.

Apo shamwari yangu, iyo hacker, yakasvika garaji rangu gare gare, iye aive nebhuku racho uye aive nemufaro nekufara. "Tarisa izvi," akadaro, ndokubva arohwa mumashini yemakadhi. Izvi zvakamubvumira kuwana dhidhiyo pamushandisi kubva mu memory chip, iyo inonzi "EPROM." Chii chakaitika? Tine pepa rekunyorwa kwemazana emadhora uye makadhi emakadhi echikwereti. Zvinotyisa, zvakarurama?

Zvinhu zviri Kuwedzera Zvakaipa!

Mushumo wezvino kubva kuFICO unotaura kuti mhaka dzeku "chengetedza" dzakagadzira tsvina yakawanda mumakumi maviri emakore akapfuura. Izvi zvinosanganisira mabhizimusi eATM, zvechokwadi, asi ATM dzevanhu vose vakaona kuwedzera kukuru. Kana mbavha dzikawana dhaka yako yakabiwa, vanogona kuita zvakanyanya nayo kubva pakutora nhamba uye kubvisa mari yekuumba kabhidhi yebhandi yavanogona kushandisa painternet kana kutengesa foni, sezvavasingadi mufananidzo weDIP. Usati wazviziva, bhangi rako rebhangi rakanyatsopera rakaoma!

Kunaka kweizvi, kune mbavha, zvakadaro, ndeyokuti iyi ndiyo nzira yakajeka iyo vashandi veATM vasingatombocherechedzi kuti vari kutengesa kusvikira yava kunonoka. Kumunhu akabatwa, vanongotambaira kadhi ravo uye vanowana mari yavo. Mbavha, zvakadaro, ine chirongwa, uye kukanganisa kunogona kuitwa munyaya yeawa kana kunyange maminiti:

• Anodzokera kuATM pakati peusiku
• Anotora zvinyorwa kubva pamakadhi ese akadzungirwa pamushandira iwoyo
• Anopisa ruzivo urwu mumakadhi ekunyengera uye anotanga kutenga
• Unoda PIN? Hapana dambudziko. Iye anokwanisawo kukwanisa kamera yaakaisa pane imwe nzvimbo pamushandi weATM kuti inyore nhamba dzavanoshungurudzwa

Skimming Scam Protection

Pane dzimwe tsika dzamungashandisa kuzvidzivirira kubva pakushandisa scam :

• Ingoshandisa ATM iri mukati memabhangi. IATM dzinotyisa kupfuura dzose dzinoshandiswa dzinosanganisira dzinenge dziri muzariro, mahoitorendi, zvikwata zvepaguru uye mabhizinesi.
• Pasinei neATM nzvimbo, tarisa pamichina. Kana mivara ye scanner isingasviki nemamwe mavara, iyi ndiyo mutsvuku.
• Edza kunyorera kadhi slot kuti uone kana kune chinhu chakabatanidzwa nacho.
• Cherechedza kadhi kadiki apo paine magetsi kana vamwe vasiri vadhi remakadhi aATM vanogona kuverenga debit card.
• Ongorora nzvimbo iyo kamera inogona kuvanzwa. Kunyange kana zvose zvakajeka, paunopinda PIN, ita ruoko rwako.
• Kana iwe unogona kudzivisa kushandisa kadhi yebhengi, unofanira. Nekadhi rechikwereti, zvishoma, iwe unogona kukakavadzana mhosva yacho usati warasa mari. Nekadhi yebhadharo, izvi hazviwanzoitiki.
• Tarisa mabhizinesi ako uye zvikwereti zvekadhi rechikwereti nguva dzose

Nguva dzose Chengetedza Makadhi Ako

Heano dzimwe nzira dzaunokwanisa kudzivirira yako madhenari uye makadhi okukwereti:

1. Vamwe vanongotenga paIndaneti mari yekubhadharwa kana kushandiswa chete.
2. Kana iwe uchinge uchibhadhara chikwereti chero ipi zvayo, ingoshandisa imwe kadhi rechikwereti kuti uvaripire.
3. Paunenge uchitenga, shandisa mari yekubhadhara kana imwe nguva yekushandisa kadhi. Kunyange zvazvo kadhi-kashandisa imwe chete yakabatanidzwa nhamba yako chaiyo yekadhi, inodzivisa nhamba yako chaiye kubva pakuiswa pachena. Citibank, Discover, uye Bank of America yose inopa nhamba dzisingashandisi nhamba.
4. Kadhi rakabhadharwa rakasiyana nekadhi-kashandisa kadhi sezvo risina kubatana nekadhi yako chaiyo. Kana ikadhi rakabhadharwa rakabiwa, unogona kuzvitsiva pasina kuchinja account yako.
5. Kana iwe uchikwanisa kuwana kadhi yebhadharo, usatenga nayo. Shandisa iyo kubvisa mari kunze kweATM chete. Kana mbavha ikawana nhamba yako yekadhi yebhadharo, mari yacho pakarepo ingabba kubva kubhuku rako.
6. Kunyangwe iwe uchatsiva kubhadhara chero kupi zvako kunowanikwa nekadhi yebhadhiro, zvinongoitika chete mushure mekunge nhoroondo yako yadzimwa. Saka, rega kushandisa kadhi yebhadharo munzvimbo dzinenge zviri nyore kuti chigumbuso chiisavhiringidze muverengi, zvakadai semichina yekasino kana nzvimbo dzegesi.
7. Usati washandisa kadhi yako yekubhadhara, nguva dzose tsvaga chero zviratidzo zvekutsvaira muverengi kadhi, zvakadai sekamera kadi inogona kutora PIN.
8. Rongedza zvinyorwa kana mazaziso e-email kuburikidza nekambani yako yekadhi yekwereti kana bhangi kuti ikupei nezvemhosva ipi zvayo. Nenzira iyi, kana mvumo isina kubvumirwa inopinda, iwe uchawana pakarepo.
9. Ndinoitei? Ndinoshandisa makadhi matsamba angu pane zvose. Pamusoro pepamusoro pefoni, nezvimwewo. Handishandisi kushandiswa kwepabhadharo kana kushandiswa kumwe chete. Ndinongoteerera zvitauriri zvangu uye kutumira maziso uye email kune zvese zvinowanikwa munguva chaiyo.