Zivai Zviratidzo Zvokuzivikanwa Kwekuziva
Pakanga pane 13.1 mamiriyoni ehupfumi hwekuzivikanwa muna 2015, maererano neJavelin Strategy & Research ye 2016 Identity Fraud Report. Kuzivikanwa kwehupfumi kunobhadhara varwere zvikuru munguva nemari. Kunyange zvazvo vakawanda vane kadhi rechikwereti vane mazano emhosva ekunyengedza, vatengi vanogona kushandisa mazana emadhora uye maawa akawanda vachitarisana neupambi hwekuziva.
Kuonekwa kwokutanga nguva dzose kunokosha kana zvasvika pakurwisana nekuzivikanwa kubhakwa. Nokukurumidza iwe unowana nezvekuba kwechiitiko, nekukurumidza iwe unogona kutora matanho ekugadzirisa chero upi zvake huripo huri kuitwa uye kudzivirira zvimwe kuora. Dzidza kuziva zviratidzo zvekudzivirira huzivi kuitira kuti iwe unogona kupindura nokukurumidza.
01 Unowana kukohwa kudanidzira pamusoro peakaunti iwe usina kumbhura.
Kudanwa kubva kune vokwereta chikwereti inowanzova chiratidzo chekutanga chekuziva. Nenguva iyo vateresi vatengesi vatanga kukushevedza, nhoroondo dzave dzakasununguka pasina ruzivo rwako kwemwedzi inoverengeka.
Kana ukawana foni pamusoro pekambani iwe usina kumbhura, rega sangano rekuunganidza rasvike chikwereti ichi hachisi chako uye kurega kukutaurira pamusoro pechikwereti.
Tora kopi yemutero wako wekwereti kuti uone kana dzimwe nhoroondo dzave dzakavhurwa muzita rako. Isa unhu hwekunyengera kana kuchengeteka kuisa purogiramu yako yekwereti kuti udzivirire mazamu asina kubvumirwa munguva yemberi.
02 Mushumo wenyu wechikwere une inekodha yausina kuzarura.
Kana ukacherechedza nhoroondo pamushumo wako wekwereti wausina kuzarura, usafunga kuti iko kukanganisa kwakaitwa nekodhi bureau kana kadhi yemukwereti. Icho chinogona kunge chiri chiratidzo chekuziva kubata.
Usazvidza iyo nhoroondo, kunyange kana isina mari yekusabhadhara. Shandisa chikwereti chekwereti mhirizhonga yekuita kuti kambani ibve kubviswa kubva kumbikosi wako wekwereti uye kudana kambani iyo yakashuma iyo yega kuti ivazive nezvekubiridzira.
03 Iwe unorambidzwa zvisingatarisirwi nekuda kwekadhi rechikwereti, chikwereti, kana mamwe mabasa.
Nhoroondo dzezvinyengeri dzinogona kukuchengetedza kuti usagamuchirwa nekuda kwekadhi rechikwereti uye mishonga yemari yako, kunyanya kana nhoroondo idzi dzine nhoroondo dzisina kubhadhara kana zviyero zvakakwirira.
Vatengesi vanofanirwa kukuzivisai kana iwe wakarambidzwa kubhadhara nekuda kwemashoko pamusoro pekwereti yako yekwereti. Vachapa zvikonzero zvawakarambidzwa uye kukuzivisa iwe kuti unofanirwa kubhadhara chikwereti chekwereti . Shandisa mari iyi mushumo wechikwereti isingabhadharwi kuti uone kana iwe wakava munhu akabatwa nekuvharwa kwekuzivikanwa. Iwe unongova nemazuva makumi matanhatu chete kuti urongedze iri rehuta rekwereti risina mari, saka ita nekukurumidza.
04 Mharidzo yako yekwereti ine mibvunzo kubva kumabhizimisi iwe usingazivi.
Makorokota emitemo ane mibvunzo miviri yakajeka , iyo inowanzoitwa nokuda kwezvinangwa zvekutsvaga, uye mibvunzo yakaoma , iyo inoguma kubva kune zvishandiso zvakaitwa newe kana kuti mbavha yekuziva.
Mibvunzo isingazivikanwi zvakaoma chiratidzo chokuti mumwe munhu akashandisa zvikwereti zvekwereti muzita rako. Kana iwe ukaona mibvunzo yakaita seyiyi, isa pfungwa yekunyengera pamusoro pemhosva yako yekwereti kuti unyevere mabhizimisi kuti usimbise unhu hwako usati wapa zvikwereti zvekwereti. Ramba uchicherechedza zvikwereti zvako zvekwereti kuti uone kana mabhizimisi akanganisa achioneka uye achibata avo zvakakodzera.
05 Zvikwereti zvekadhi rako rechikwereti rinongomira kuuya.
Mbavha anogona kushandisa shanduko yemafomu edilesi kuti adzokere zvakare tsamba yako kune imwe kero. Kana mabhodhi ako ekubhadhara kadhi rechikwereti akangoerekana asvika kusvika pamwedzi wega wega, tumira chikwereti chako chekwereti chekwereti kuti uone kuti zvataurwa zvako zviri kutumirwa kukero yakarurama. Zvadaro, tora matanho ekuwedzera kuti uone bhokisi rako rema mail rakachengeteka saka mail haigoni kubiwa kubva mubhokisi rako rema mail.
06 Kadhi yako yekwereti iripo.
Bika kadhi rakakodzwa kana rakabiwa kadhi rako rekukweretesa kadhi rechikwereti pakarepo kana iwe uchiona kuti hachina. Vakawanda vane kadhi rechikwereti vane zvikwereti zvinokwana $ 0 zvidhinho zvekuchengetedza zvirongwa zvinokuchengetedza kuti urege kubhadhara kusvika $ 50 yemhosva ipi zvayo inonyengera yakaitwa pamakadhi ako ekwereti.
07 Unowana zvikwereti zveakaunti iwe usina kumbovhura.
Kana iwe uchigamuchira kadhi yemakadhi echikwereti ane zita rako pairi, asi nokuda kwekadhi rechikwereti iwe hauna kuzarura, taura nekambani yekambani yevashandi vekambisi pakarepo. Itai kuti vakuzive kuti iwe hauna kuzarura kadhi rechikwereti uye kuti iwe unofungidzira iwe ichi chiratidzo chekuvhara. Iwe unofanirwawo kutarisa chikwereti chako chekwereti kune dzimwe nhoroondo dzenhema.