5 Chikwereti Chekuda Kwekuda Kuchengetedza

  • 01 Simbisai Zvese Zvese yeEvV yako yeKadhi

    Kambani yemakadhi echikwereti iri kuenda kune EMV chip yakagadzirwa nemakadhi emakadhi ekuderedza kukodha kadhi rechikwereti . Kufamba kwacho kunonoka, nekadhi kadhi rakabhadhara kutumira makadhi matsva pane imwe nguva nguva pane dzose panguva imwe chete.

    Maitiro eScam Anoshanda sei

    Vanonyadzisa, vanoonekwa sekadhi rechikwereti, vanotengesa emailoni vanonyevera kuti muchengeti wekadhi anofanira kuvandudza ruzivo rwavo rwemunhu asati awana kadhi kadi itsva. Kupindura ku email nemashoko ega ega, kunyanya kubatanidza nekubatanidza ruzivo rwevanhu iwe pachako kunogona kupa chekuita izvo zvaanoda kuita utera hwekuzivikanwa .

    Nzira Yekudzivisa Kuputika

    • Nguva dzose yeuka kuti kadhi yako yekubhadhara kadhi haingakubvunzi kuti uvandudze ruzivo pamusoro pe email.
    • Kadhi kadikoni vanotumira nhume itsva makadhi makadhi pasina chaanoita kubva kumakadhi.
    • Kana uri kushamisika kana iwe uchagamuchira yako EMV kadi itsva, taura nekambani yako yebasa romutengi uchishandisa nhamba iri kumashure kwekamuri rino rechikwereti.
    • Usanyorera pahutano mu emaimeri, kunyange kana achiita seanouya kubva kubhadhara yako kadhi rechikwereti. Enda kushanho rako rekadhi rechikwereti paIndaneti kuburikidza nokuenda zvakananga kubhidhiyo yebhidhiyo.
  • 02 Chirongwa Chekuderedza Scam

    © DNY59 / Creative RF / Getty

    Chikwereti chechikwereti chikwata chekuderedzwa kwekodzero kunobatsira vanoshungurudzika vashandi vemakadhi emakadhi vanoda kuvhara makero avo emakadhi echikwereti uye vanobhadhara zviyero zvavo nekukurumidza.

    Maitiro eScam Anoshanda sei

    Iwe unogamuchira foni yakanyorerwa kubva kune mumwe munhu anoti unokodzera purogiramu ichakubatsira iwe kuderedza chidimbu chako chekuda uye kubhadhara chikwereti chako chekadhi rechikwereti nokukurumidza. Zvose zvaunofanirwa kuita ndezvokubhadhara mari, kunyora purogiramu, uye kambani ichashanda kuderedza kadhi rako rechikwereti chido chekuda.

    Kudanwa kungaita sokuti kunouya kubva kumukwereti wako wekwereti uye kambani inogona kunge ine ruzivo rwekodha yako yekodhadhi.

    Munhu anopomerwa anokwereta kadhi rako rechikwereti yezvibvumirano, asi haakubatsiri kuderedza chidimbu chako chechibereko sezvawakavimbiswa. Iwe unogona kubhadhara kunyange kana iwe uchinge uchinge uchinge watarirwa.

    Nzira Yekudzivisa Kuputika

    • Wedzera nhamba yako kuNational Do Not Call Registry kuti udzikise mikana yaunowana imwe yefoni idzi. Iwe unogona kuwedzera nhamba yako nekushanyira DoNotCall.gov kana kudana 1-888-382-1222.
    • Kana iwe ukagamuchira mhando yekutengesa kubva kune kambani ichikumbira kuderedza chidimbu chako chechido, sunga foni usingatauri kune chero ani zvake nokuda kwechikonzero chipi zvacho. Kutaura nemunhu kunogona kutungamirira kune dzimwe nhare.
    • Usapera kana kusimbisa ruzivo rwako pachako kana nezvemari pane chero foni yausina kutanga. Vanhu vanowanzogadzirisa ruzivo rwekadhi rechikwereti uye vanoda kujekesa kuti yakarurama kana kuwana imwezve rudivo rwemashoko kubva kwauri, kufanana nePIN kana kuti kodeti yekuchengeteka, saka vanogona kuita uroyi neakaunti yako.
    • Kana iwe uchikwanisa kuwana chikwata chechibereko chepasi, iwe unogona kuwana imwe yekusununguka nekukumbira kadhi yako kadhi rechikwereti yezinga rakaderera.
  • 03 Zvichida Kubiridzira Pamusoro Penyaya Yako

    © Paul Viant / Creative RF / Getty

    Kuva nekadhi kadhi rako rechikwereti rinokunyevera pamusoro pounyengeri kuri account yako kunogona kukudzivirira kubva kumhosva dzinosvibisa. Zvinoshamisa kuti, vanokanganisa vanogona kushandisa rudzi urwu rwekufonera kuti vaite kunyengera chaiyo.

    Maitiro eScam Anoshanda sei

    Iwe unogamuchira foni kubva kune mumwe munhu anoti vanobva kune dhipatimendi rekunyengera kwekadhi rako rechikwereti. Vanoti pane zvave zvichinyunyuta mubhuku rako uye vanoda rumwe ruzivo kubva kwauri kuti uone kana konti yako yakakanganisa.

    Vanhu vanogona kunge vaine humwe ruzivo - zita renyu, kero, kana nhamba yekambani - uye vanoshandisa izvi kuti vakugutsikane kuti ndewe kadhi yako yekwereti. Vari kudana kuti vawane ruzivo rwakawedzerwa ravanogona kushandisa nekuda kwekubiridzira - chekuchengetedza kadhi pamusana pekadhi rako rechikwereti, somuenzaniso.

    Nzira Yekudzivisa Kuputika

    • Kadhi kadi yako yekubhadhara chikwereti inogona kukushevedza iwe kana unyengeri inenge yafungidzirwa paakeri yako. Zvisinei, panzvimbo pekupa ruzivo rwako pachako, iwe unofanirwa kusungirira uye kudana nhamba kumashure kwekadhi rako rekwereti kuti uve nechokwadi kuti uri kunyatsotaura nekodhi yako kadhi.
    • Usapa ruzivo rwekadhi rako rechikwereti chero ipi zvayo inonzi iwe hauna kutanga.
    • Ramba uchicherechedza basa rako reIndaneti paIndaneti kana kuti nefoni yefoni yekuti iwe uzive nezvebasa rako rebhuku. Taurira mvumo dzisina kubvumirwa kune yako kadhi rechikwereti. Iwe unogona kubudiswa kechikwereti chekwereti kana kambani yako yakanyengedzwa.
  • 04 Fake Hotel Front Desk Calls

    © Hybrid Images / Creative RF / Getty

    Ihotera ingangove imwe yenzvimbo dzekupedzisira dzaunotarisira kubiridzirwa, asi unofanira kungwarira kunyange iwe uri pazororo.

    Maitiro eScam Anoshanda sei

    Iwe uri kunonoka pazororo kana kugadziririra kune rimwe bhizimisi uye pakati peusiku, unogamuchira foni kuhofisi yako yehotera kune mumwe munhu anonzi ari kubva pamberi pedereki. Munhu akadana anoti pane nyaya yakakonzerwa nemakombiyuta ehotera uye ivo vanoda kuti iwe upe ruzivo rwekadhi rako rechikwereti zvakare. Kana iwe ukasiya kadhi rako rechikwereti chekwereti, iyo scammer inogona kushandisa iyo ruzivo kuti iite zvikwereti zvekunyengedzera kuri account yako.

    Nzira Yekudzivisa Kuputika

    • Usapa ruzivo rwekadhi rako rechikwereti pamusoro pefoni, kunyanya kufunga kuti iwe hauna kutanga pamba. Hapana nzira yekusimbisa kutendwa kwekudanwa.
    • Famba pasi pamberi pedhiki uye ubvunze mumunhu kana ichi chiri chikumbiro chepamutemo chekodha yako yekadhi yemakadhi. Kana iwe usingakwanisi kufamba pasi pakarepo, ipa davi rekufona foni kuti uone kana paive nemamiriro ezvinhu chaiwo.
  • 05 Free Wi-Fi

    © Bruce Yuanyue Bi / Creative RM / Getty

    Mukuedza kuchengetedza data pafoni yako kana kuti kudzivisa kubhadhara Wi-Fi paunenge uri munharaunda, unogona kutarisa nekubatana neyokutanga ye Wi-Fi hotspot yaunowana. Asi, izvi zvingasava sarudzo yakachengeteka.

    Maitiro eScam Anoshanda sei

    Scammers akagadzira Wi-Fi hotspot isina mahwanda isingada password. Kana ukangoshamwaridzana, iyo scammer inogona kuwana chero ruzivo chero rupi zvarwo rwaunotumira pamusoro penhare. Kana iwe ukanyora mubhengi yako yepaIndaneti kana kutarisa chikwereti chako chekadhi rechikwereti , scammer inogona kuwana zita rako neshoko rako. Kana iwe ukaisa foni yefaira, iyo scammer inogona kuwana kadhi rako rekwereti uye ruzivo rwemunhu. Vanogona dzimwe nguva kunyange kuwana ruzivo muhuwandu hwemutsvaga wenyu kana kubvisa zvinyorwa zvinotumirwa kuburikidza nemamwe mawebsite akachengeteka.

    Nzira Yekudzivisa Kuputika

    • Ngwarira nezvekusununguka kweWi-Fi kuwirirana, kunyanya munzvimbo dzinowanzobhadhara Wi-Fi. Kunyange kana nzvimbo yaunoshanyira inopa mahara Wi-Fi pachena, simbisa zita remutambo pamwe nevashandi vasati vaungana.
    • Ngwarira mashoko aunotumira kana uri pane chero Wi-Fi isina mahara. Kunyangwe iwe wakabatana nechendaneti yakarurama, vaseki vanogona kushamwaridzana kune imwechete yekutengesa uye vanobvisa ruzivo rwauri kutumira.
  • 06 Credit Card Skimming

    © Thanasis Zovoilis / Creative RM / Getty

    Tinotora zvishoma kuti makadhi edu emakadhi akachengetedzwa patinoshandisa mabhadhi edu emakadhi kana kuaisa kune cashier kuti atore mari. Zvisinei, pane ngozi yokuti ruzivo rwekadhi rechikwereti riri kubiwa apo rakasvetwa kubhadhara zvinhu kana mabasa.

    Maitiro eScam Anoshanda sei

    Nekadhi rechikwata chekukweretesa , iyo scammer inotora kadhi rako rekwereti pane zvinyorwa zvisiri pamutemo. Vanhu vanogona kuisa chikwata chekugadzira pamusoro pekodhi yenguva dzose yekugadzirisa. Zvivako zvegasi neATM zvakange zviri nguva yakareba inofarira vanhu vanoita sarudzo vachitarisa kuti vagadzire maitiro ekudzidzira. Munguva pfupi yapfuura, vatengesi vatanga kuisa vanhu vanoverenga pamusoro pevaverengi vekadhi rechikwereti mumigwagwa yokuzvitsvaga pavanoshambadzirana zvikuru.

    Dzimwe nguva vashandi uye vashandi vanove vakanyorerwa kuti vave chikamu chengoro yekuchera. Vanosvitsa kadhi rako rekwereti kuburikidza nechigadzirwa chekuchengetedza zvigadziri kana usina kutarisa.

    Kamwe kana ruzivo rwekadhi rako rechikwereti rave "ruchidzikwa," vanonyadzisa vanogona kuishandisa kuti vape chikwereti chekwereti uye vese vanopomerwa mhosva yekodha yako.

    Nzira Yekudzivisa Kuputika

    • Ongorora vaverengi vekadhi rechikwereti vasati vashandise, kunyanya pamagetsi, maATM, uye nzira dzekutarisa. Dzivisa kushandisa chero kadhi kadhi rechikwereti iro rinoratidzika kunge rave rakapesana.
    • Isaza ruoko rwako paunenge uchipinda PIN yako. Vanhu vanowanzotora makamera pedyo nemichina yekushandisa kuti vatore PIN yako.
    • Chengetedza zvikwereti zvako zvekwereti nemari yekodhi pedyo. Kana ukaona chero zvikwereti zvausina kuita, taura nekadhi kadhi rechikwereti pakarepo.