Nei Uchibhadhara Mari Zvokutanga?

Nei Uchibhadhara Mari Mavambo, Chii Chinoitika

Nhau dzakaipa iwe une chikwereti, asi mashoko akanaka ndeokuti une mari shoma shoma. Zviri nani here kubhadhara chikwereti chako mangwanani kana kungoramba uchiita zvekugara kwako mwedzi mumwe nomumwe?

Kuti uite chisarudzo chakanaka, zvakakosha kuongororesa zvaunowana kubva kuchikwereti kunotarirwa mari yekuchengetedza chikwereti chakakomberedza. Iwe uchaponesa bundle kana iwe ukabvisa chikwereti mangwanani, asi haisi nguva dzose chinhu chakanaka chaunofanira kuita.

Nokuti ikozvino, ngatitarisei nezvezvibatsiro, asi iwe unofanirwa kuzivawo zvingave zvipingamupinyi zvekubhadhara chikwereti kubva kare .

Chengetedza nekubhadhara chikwereti

Chikonzero chakanakisisa chokubhadhara chikwereti kare kutanga kuchengeta mari uye kurega kubhadhara chikwereti . Kufarira hakutombokutengi chero chinhu kunze kwekwanisi yekubhadhara zvishoma - imba yako haina kuwana chero yakakura nokuti uri kubhadhara zvakawanda.

Zvimwe zvikwereti zvinowedzera kwemakore makumi matatu kana kupfuura, uye mari yekutora inowedzera pamusoro penguva. Zvimwe zvikwereti zvinogona kunge zviri nguva shoma pwereti, asi zvikwereti zvinokwidziridza zvinoita kuti zvive zvinodhura. Nekodzero yakazara (semakadhi akawanda emakadhi) inenge isisina-brainer: kubhadhara zvishoma ndeye pfungwa yakaipa .

Pamusoro pehupenyu hwako, iwe uchachengeta zvakawanda zvezvaunowana kana iwe uchibhadhara chikwereti nokukurumidza.

Saka chii chinoshandiswa? Kana iwe uchibhadhara pasi chikwereti mangwanani, haukwanisi kushandisa iyo mari yakawedzerwa. Izvozvo zvinogona kureva kuti unofarira zvigadzirwa zvishoma mumari yako yegore negore, kana iwe unogadzira nemari shoma yemari (zvichiita kuti zvive zvakaoma kubhadhara "kushamiswa" mari).

Zvakare, iwe unobhadhara mari yekuwana mukana: iwe unofanirwa kuuya nemari yakawedzerwa kuti uise kune dzimwe zvinangwa (kubhadhara kana kubhadhara pasi paimba , somuenzaniso).

Muzviitiko zvisingawanzoiti, ne "precomputed" zvikwereti, hazvisi zvekubhadhara kubhadhara kare nekuti mari inenge yakabhadharwa muchikwereti chako - asi iwe unogona kubvisa mari iyo yemwedzi.

Financial Strength

Kana ukangobhadhara chikwereti, iwe une simba guru mune zvemari. Mari iyo yave uri kuisa kumitero yemwedzi uno ichange iripo kune zvimwe zvishandiso - tarisiro, iwe uchaishandisa kushandisa mari yako.

Iwe unovawo unofadza sewakwereta. Vatengesi vanoda kuve nechokwadi chokuti mune mari yakawanda yekubhadhara zvikwereti, uye kuti zvikwereti zviripo hazvisati zvadya zvekuwanda kwemari yako yega mwedzi (inotora chikamu, iyo inokwereta kudana chikwereti chekuwana mari ). Kana iwe uchibhadhara chikwereti, unovandudza chikwereti chako kuti uwane mari uye iwe unowanzobvumirwa kugamuchira chikwereti chitsva .

Chikoro chako chikoro chinogonawo kuvandudza kana iwe uchibhadhara chikwereti. Chikamu chekwereti chako chikwereti chinoenderana nekukweretesa kwaunoita - kunyanya maererano nehuwandu hwehuwandu hwaunogona kukwereta. Kana iwe wakanyanyisa kunze, chikwereti chako chikoro chichave chakaderera, asi kubhadhara pasi chikwereti zvinoreva iwe unowedzera wiggle room. Kuti uwane mamwe mashoko, ona kuti chikwereti chako chinokanganisa sei chikwereti chako .

Rugare rweMangariro

Vamwe vanhu vanovenga chikwereti. Vanobhadhara chikwereti nokukurumidza sezvinobvira - kunyange kana zvisiri kuita zvakanakisisa zvemari. Zvakanaka, chero bedzi iwe uchiziva kuti sei uchiri kuita.

Iwe haugone kuisa mutengo pane mufaro. Zvichida iwe unoda kubvisa chikwereti musati warega, kana iwe unorwara yekuita mwedzi pamwedzi.

Tarisa chiso chikuru, uye ita chisarudzo chaunogona kurarama nacho.

Nzira Yokuzviita

Iye zvino zvaunoziva zvinoitika kana iwe uchibhadhara chikwereti chako mangwanani, iwe unogona kunge wakagadzirira kuenda mberi. Muzviitiko zvakawanda zvinenge zvakajeka sekutumira mari yakawedzerwa - kana iwe uchizviita zvose kamwechete kana kungobhadhara zvishoma zvishoma nebhadharo rimwe nerimwe. Dana kana kutumira mameseji ako chikwereti uye bvunza kuti ungazviita sei kuitira kuti zvikwereti zvako zvakanyorerwa ku-akhawunti yako, uye kuti iwe uzive zvakakwana kutumira. Kuti uwane mamwe mazano akajeka uye mazano, ona Kuti Ungabhadhara Sei Chikwereti Pakutanga . Kana uine kadhi kadhikiti, shandisa zano rinoshanda .