01 Chinangwa Chevabereki Kwose
Vabereki vose vanoda vana vavo kuti vave nemikana yose yavanogona nayo kubudirira muupenyu. Vabereki vanopedza mazuva avo vachifambisa vana vavo kune uye kubva pamabasa, vachibatsira nebasa rechikoro, vachivakurudzira kuti vatarise uye vade. Vabereki vanozvikudza vachiona vana vavo vachidzidza zvakaoma, uye tariro yakawanda yokuti vaduku vavo vachazobvumirwa kuenda kune imwe koroji yakanakisisa, iyo ichazove, shure kwemakore mana kana kupfuura, kuvatumira munyika ino yakagadzirira kuita zvinhu zvikuru. Vabereki vakarurama kuti varege chimwe chinhu kunze kwekanakisisa kuvana vavo - asi vanofanira kuyeuka kuronga hupenyu hwavo hwakanaka, zvakare. 02 Zvinotarisirwa Zvitarisirwa vs. High Hopes
Pamakoroji ekumusoro haatauri, sezvo munhu wose anoziva. Freshman vadzidzi vanopinda muBoston University muna 2017, somuenzaniso, vakabhadhara madhora 67,352 kwegore rimwe redzidzo, nzvimbo, bhodhi nemari. Kunyange zvazvo vadzidzi vakawanda vachikwanisa kuwana rubatsiro rwezvemari, zvipo, zvikwereti zvevadzidzi, uye zvimwe zvigadziridzo zvemari inokosha, havasi vose vanogona kushandisa mikana iyi. Vabereki vanofanira kuva vakatendeseka uye vaine hanya nevana vavo panguva yekushanda kwekushandisa pamusoro pehuwandu hwavanoshandisa pairijiji. Vabereki vanofanira kukurudzira vakuru vavo vechikoro chekusekondari kuti vaongorore zvose zvingasarudzwa, kusanganisira zvikoro-zvehurumende zvinotenga chikamu chekoroji yega yega inogona kuchengetedza zvakanyanya pamutengo wedhigirii. 03 Unogona Kukwereta KuKoreji, Kwete Kutora Basa
Kubhadhara mu 401K yako kana kutora imba yekuenzanisa chikwereti chechikwereti mumba mako kuti ubhadhere kukoreshi kunogona kuonekwa sechinhu chakanaka panguva iyoyo, kunyanya kana mwana wako achipinda muchikoro cheroto chausingakwanisi - asi usachiita . Chero ani zvake anonzwisisa mazano ezvemari achakutaurira kuti kushandisa chikafu chako chekurega basa, kana chiri kukosha kweimba yako yemakore yekuchengetedza, kubhadhara kojiji iko kukanganisa kukuru. Heano zvikonzero zvishoma nei:
- Hapana chivimbo chokuti mwana wako achapedza chikoro, pane izvozvi iwe uchave wakashandisa mari yako uye usatombowana dhigirii.
- Mwana wako anogona kukwereta mari yekubhadhara kukoroji, asi hapana "chikwereti chekushandira mari" kuti iwe ushande apo kana nguva yasvika yokuti iwe usiye kushanda.
- Kunyange iwe uchida kutenda kuti mwana wako achakubatsira iwe mari kana iwe ukwegura kana iwe uchibhadhara dzidzo yake, haugoni kufanotaura zvichaitika mune ramangwana.
"Iwe unogona kutora chikwereti chevadzidzi che 3.8 kubva muzana, kana iwe unogona kuisa mari yako mune imwe nzvimbo yekushambadzirwa kwepasitorendi kubva mumatokari uye zvisungo, uye iwe unenge uchienzanisa kusvika kune 8 muzana.Kana iwe uchitarisa nhamba dzine dhora rimwe chete , kuisa mari muchirwere, iwe uri kuenda mberi. " Wayne Connors, mutungamiri weshamwari 401K Investors, LLC (US News uye World Report)
04 Vadzidzi Vokubhadhara (uye Kuchengetedza) Kwekudzidzisa Kwavo kwakasikwa
Vadzidzi vari kuputira mune zvakawanda nekudzidzisa kwavo kwekoljiji, uye nechikonzero chakanaka. Sezvo vabereki nevechidiki vaduku vakura zvakanyanya uye zvakasununguka uye vachibatana, vabereki havasi sevanenge vachizeza kugovana zvinetso zvavo pamusoro pehupenyu hwavo pachavo apo vachibatsira vana vavo kutanga nevana vavo. Sezvo vechidiki vaduku vanotanga kunzwisisa zvakakosha mari dzekoroji, uye mari yakawanda yekurega basa, vachazviwana ivo vachida kuita zvakawanda kubatsira kubhadhara chikoro. 80 muzana yevadzidzijijiji vanovhara basa pavanenge vakadzidza, kazhinji maawa makumi mana nevhiki pagore rechikoro, maererano neChitatu yeVadzidzi veChikoro Pulse yakaitwa naYoGov yeCiti neSeventeen Magazine. Vari kubatsira mune dzimwe nzira, zvakare - kusanganisira kugara pamba panzvimbo yekambani kuchengetedza mari. Izvozvi iweGoGov ongororo yakawana kuti 35 kubva muzana yekorojiji vanogara nevabereki vavo; 32 muzana vanogara mumusasa weimba; 18 muzana vanogara pamusasa pamwe neshamwari uye 4 muzana vanogara pamusasa pachavo pachavo.
Nokunyora imwe yemari yemhosva yekudzidzisa kwavo kwekoroji, vechidiki vaduku vari kupa vabereki vavo nzvimbo kuti varambe vachichengetedza uye vanoita mari yekusarura kwavo uye makore makuru. Haasi yeramangwana rakachengeteka yevabereki vavo inokosha kune vechidiki vorugare rwepfungwa here? Zvechokwadi ndizvo.