Tora Stock wekuti Uripi
Zvinobatsira chaizvo kuziva kuti zvikwereti zvinoda kubhadharwa, uye chii chawakasara pamwedzi. Ipapo iwe unogona kutarisa kuona kana iwe une mari yekuvanza. Izvi zvinogona kusanganisira zvinhu zvakadai sezvokudya uye zvimwe zvezvimwe zvezuva nezuva. Iwe unoda kudzivisa kushandisa kadhi rako rechikwereti kana zvichibvira, saka zvakakosha kuti uzive chaipo paunomira mune zvemari. Kuenzanisa nhoroondo yako uye bhajeti inofanira kukuzivisa iwe kuti uripi.
Tumira Mari Kuvhara Zvaunoita
Zvichienderana nekutenga kwako spree, unogona kuvhara mari yakawanda yekutengesa chete nekutsvaga mari kubva kune zvakasiyana-siyana zvakadai sevaraidzo yako, kudya kunze, zvipfeko kana mapoka emhuri. Iwe unogona kuveura ndebvu yako yezvokudya zvekudya kuitira kuti ubatsire kuvhara mari zvakare.
Gadzira Bones Bare Budget yeMwedzi
Kana mari ichiri yakasimba, ipapo iwe uchada kugadzirisa isina-mapfupa emari yemwedzi.
Izvi zvinogona kupedza mari yako yese kunze kwezvikwereti uye zvekutengesa. Zvakakosha kuchengetedza zvakanyanya sezvaunokwanisa kune avo, pamwe chete. Kutora nguva yekugadzirira menyu kunogona kukubatsira kunyatsochengeta mari. Purogiramu yezvasara uye uidye kwemasikati zuva rakatevera kuti uchengetedze mari yakawanda pamari yako yose yekudya. Aya mazano anogona chaizvo kukubatsira iwe wese.
Shandisa Your Emergency Fund
Kazhinji, rudzi urwu rwemari haisi dambudziko, asi zviri nani kuvhara musiyano nemari yako pane kuisa pa kadhi rechikwereti. Zvakakosha kushanda kuchengetedza mari yako kunyange zvakadaro, uye kana ukazviwana uchipinda muchikwata chako chekukurumidza mwedzi mumwe nomumwe, unofanirwa kuchinja maitiro ako emari. Chikwereti chenyu chekukurumidzirwa chinofanira kuva chigumo chokupedzisira usati washandisa kadhi rechikwereti kuti ubudise mune izvi mamiriro emari.
Shandisa Credit Card
Zvakakosha kuti urege kuvimba nemakadhi ako ekwereti, asi kana zvichiuya pakati pekudya uye usingazodyi nekuda kwekudarika, zviri nani kushandisa makadhi ako. Izvi zvinouya nemitemo yakasimba. Iwe unongotenga zvese zvaunoda, uye iwe unofanirwa kunge uri pakutsvaga kwezvokudya zvakasimba. Iwe haufaniri kudya kunze kana kushandisa chero chinhu pavaraidzo. Izvi ndezvekufukidzira zvinhu zvako zvakanyanya zvinodiwa.
Vakai Nzvimbo Yenyu
Shandisa mari yako kare kuti ugone kubhadhara mari yaunoisa pane kadhi rako rechikwereti uyezve kuvakazve mari yako yekukurumidza nokukurumidza. Izvi hazvifaniri kutora zvinopfuura mwedzi kana maviri. Iwe hausi kutakura chikwereti chekwereti chikwereti uye kubhadhara chikwereti. Iwe unoda zvakare mari yako yekukurumidzira kuitira kuti uvhare njodzi dzekukurumidza dzakadai sekugadzirisa motokari kana kurasikirwa nebasa rako.
Hazvifanirwe kushandiswa chaizvo kukubhadhara iwe kubva pane overspending.
Rongedza Budget Yako
Kana ukacherechedza kuti unowanzova nemibvunzo yakaita seyi mushure mekunge uchitengesa kana mushure mekuzorora, iwe uchada kugadzirisa bhajeti yako kuti urege kuzviita zvakare. Tora nguva yekuongorora zvakanyatsonaka zvaunoshandisa uye kugadzirisa bhajeti yako kuitira kuti iwe uise pamari yakakwana mari yekuvhara iyo mari. Uyewo kuchinja kune mari yekutengesa uye zororo zvinogona kuita kusiyana. Kana iwe uchida kushandisa kadhi rechikwereti chezvitoro nokuda kwezvikwereti, ubhadhara zuva iroro nemari kuti ubhadhe makadhi. Aya matanho achakudzivirira kubva pakudikanwa kutarisana nehupfumi hwezvemari zvakare.