Nzira Yekurega Kurarama Kubva Paycheck Kuri Paycheck

Paunorarama mubhadharo kuti ubhadharwe, unogara uchitsvaga kuti uwane zvigaro kana kushevedza mari usati wapera mwedzi . Inogona kuomesa mwoyo nokuti unonzwa sokuti iwe hauna kumbokwanisa kuvhara zvose zvebhadharo uye kubhadhara zvinhu zvaunoda mwedzi wose. Paunenge uri kurarama mubhadharo kuti ubhadhara, zvinenge zvisingaiti kuti uende mberi mune zvemari. Iwe hausi kuronga mberi kana kuisa mari kunze kwekuvhara mari huru. Iwe unogona kusakwanisa kubata kunyange $ 500 inokurumidza . Kazhinji unopedzisira wanyanyisa kubhadhara mwedzi mumwe nomumwe, uye iwe unomhanya zvishoma chikwereti chiduku mwedzi mumwe nomumwe. Zvakakosha kumira kurarama mubhadharo kuti ubhadhe kuitira kuti ugone kutanga kusvika pazvinangwa zvako zvemari . Kana iwe waunoshandira ari kukubhadhara nekadhi rakabhadharwa kare , zvingave zvakanyanya kuoma kurega kurarama kubva kumarikiti kuti ubhadhara, asi iwe unogona kuzviita. Aya matanho anogona kukubatsira iwe kutanga kutanga kubudirira mune zvemari.

  • 01 Dzidza Budget

    Geber86 / iStock

    Chinhu chinonyanya kukosha chaunogona kuita ndechokudzidza kuronga mari . Munhu wose anokwanisa kunyora pasi bhajeti yemwedzi. Zvinotora maminetsi mashomanana, uye pane nzira dzakasiyana-siyana dzaungatora kuti uuye nebhajheji yako. Asi kunyora pasi bhajeti uye chaizvo kubhadharira zvinhu zviviri zvakasiyana zvachose. Paunenge uri kubhadharira zvakanaka iwe uri kutevedzera kushandisa kwako, nekumira paunopera mari.

    Imari yakagadzirisa inoshandisa mari yako yose yakawedzerwa mairi, saka iwe hausi kushamiswa kana motokari yako yekunyora uye mitero inokonzerwa kana iwe paunenge uchibhadhara mari yemishonga yako yveshuwarisi. Inokubatsirawo kutarisana nekushandura zvikwereti , sekushandiswa kwepamusoro zvikwereti muchando. Iyi ndiyo nhanho huru mukuregedza kurega kurarama kubva pamarikiti kuenda kumarikiti. Inogonawo kukumisa kubva pane dzimwe nguva apo iwe unopenga nekutengesa uye unopedzisira uchingoridza mari yako yese yemari .

  • 02 Dzokera Pakudhura Kwako

    Kana uchinge watanga bhajeti yekubasa, unotanga kutanga kuderedza mari yako yekushandisa. Izvi zvichakusunungura mari kuti iwe ubudise chikwereti uye uise muhomwe yekushungurudza. Kana ukangobhadhara chikwereti chako, uchava nemari yekushandisa mwedzi woga woga. Dambudziko iri pakutanga nderokuwana nzira dzekuchengetedza munharaunda dzose. Sezvaunova nani pakuponesa, uchakwanisa kuwana nzira dzakawanda dzekuchengetedza nekukurumidza kushanda.

    Chinokosha chekucheka ndezvekuti uzvidzivirire kushandisa mari $ 50.00 pasi pevhiki pazvinhu zvekudya kana mari inowirirana nebhajari yako. Kana iwe ukashanda pakucheka zvakare mune zvinyorwa, zvinonyanya kutarisirwa uye iwe uchave wakakwanisa kubudirira pakucheka zvakare. Panzvimbo yekuparadza zvachose chimwe chikwata, edza kuderedza kushandiswa kwemari muzvikamu zvakasiyana ne $ 10.00 kana $ 20.00 pamwedzi. Izvi zvichawedzera nokukurumidza, uye iwe unogona kuedza kuderedza zvakare mwedzi unotevera.

  • 03 Isa Chete Asiri Mwedzi Woga Woga

    Nzira huru yekuregedza kurarama kubva kubhadhakiti kuti ubhadharwe ndeyekuti uwane mari mubhangi. Iwe unogona kuita izvi nekuisa mari kunze kwega rega rega. Nokuda kwekutanga kwechikwata chekutsvaga, chengetedza pakati pe $ 1 000 uye mutengo wemwedzi umwe wekutengesa. Kana uchinge wabuda mune chikwereti, unogona kutanga kuvaka chikwata chikuru chekutsvaga. Iyi mari yekukurumidzira ndiyo inofanirwa kurega kurarama kubva kubhadhara kusvika kubhadhara munguva refu. Paunenge uine mari yegore yekubhadhara mubhangi, iwe hausati uchinzwa kushungurudzika kwakadaro uye kushorwa sezvaunoita nezvinetso zveupenyu. Kunyange kana uchitanga ne $ 50 mubhadharo, iwe uchatanga kunzwa uine chivimbo mukubata mari yako.

    Iva nechokwadi chokuti hauna kuvhara mune mari yako apo iwe unotanga kuisa parutivi. Kana iwe uchiziva kuti iwe uchanzwa uchida kuvhara mune mari yako, funga kuita kuti zvive zvakaoma kuita izvi nokuvhura kero yekuchengetedza iri muIndaneti kana kuisa mari mune rimwe bhangi rakasiyana. Kana iwe uchiziva kuti zvinotora mazuva maviri kana matatu kana rwendo rwakawedzerwa kubhangi kuti ruwane mari, rinogona kukubatsira kuti urege kutenga zvido zvako, sezvo zvichatora nguva yakawedzerwa yekuwana mari.

  • 04 Buda Mudokwereta uye Rega Kushandisa Makadhi Makadhi

    Imwe nzira yekuregedza kurarama kubva pamari yekubhadhara kuti ubhadharwe ndeyekubuda mune chikwereti. Chikwereti chako chiri kudya chikamu chebhadharo rimwe nerimwe. Inogona kukudzivisa kuti urege kuita zvinhu zvaunoda kunyanya. Iwe haugoni kubhadhara chikwereti kana ukaramba uchiisa mari pamakadhi ako ekwereti. Unofanirwa kumira kushandisa kadhi rechikwereti kusvikira wapedza zvachose chikwereti, kunyange iwe uchifunga kuti mubayiro unobatsira kadhi rechikwereti. Izvi zvichakubatsira iwe kuti uchengetedze uye uone kushandiswa kwako.

    Mari yako inobatsira iwe kuwana mari yakawedzerwa yaunoda kuisa kune chikwereti chako mwedzi mumwe nomumwe. Dzivisa kutora chikwereti chemotokari kana mamwe marudzi ehukwereti kusvikira wakabhadhara chikwereti chako zvachose. Chikamu chako chekukurumidzira chinogona kukubatsira iwe kubhadhara kugadzirisa motokari uye kuvhara zvimwe zvinotarisirwa kuti urege kuzovimba nemakadhi ako ekwereti kuti ubudise mumamiriro akaoma. Kana iwe uchida kukurumidza kubhadhara chikwereti chako, iwe unogona kutora pane imwe nguva yenguva yakawanda. Isa mari yose yaunoshandisa pairi kune chikwereti chako. Kana uchinge wakabhadhara chikwereti, iwe unogona kurega basa uye uve mumamiriro emari ari nani.

  • 05 Usavimba nemabhonasi kuti uwane

    Apo kambani yako inopa mabhonasi nguva dzose, iwe unogona kutanga kutenderera pane bhonasi yako sechikamu chebhajethi yako. Sezvo izvi zvisingawanikwi mari uye kambani yako inogona kurega kupa bhonasi gore roga rega, haufaniri kutendesa bonus yako kuvhara mari yako . Pane kudaro, iwe unofanirwa kuumba sarudzo yekushandisa mabhonasi ako, uye uishandise kuti uwane zvinangwa zvemari yako. Iwe unogona kuishandisa kubhadhara chikwereti pasi nekukurumidza kana kugadzira chikamu chekukurumidzira, asi unoda kushanda pazvinangwa izvi kunze kwemari yaunowana kubva kubhonasi yako. Bhonasi yako inogona kukubatsira kunze, asi zvingavawo zvakanaka kuisa mari chikamu chebhonasi yako.