Ichi hachisi kuiswa kwakaipa; iwe unongoda kuronga bhajeti yako zvakakodzera. Unogona kutora kuti mabhonasi anowanikwa pamwe chete nemari kana basa racho pachako rinofanira kutora chirongwa ichi chekubhadhara. Kana iwe uchiita izvi, zvakakosha kugadzira bhajeti yako usingashandisi bhonasi yako sechikamu chebhadharo yako yegore negore.
Mabhonasi Haasimbiswi Mari
Kana uri kuverenga pabhonasi sechikamu chemari yako yegore negore, unofanirwa kuyeuka kuti mabhonasi haatauri. Imwe kambani inogona kumira kubudisa mabhonasi chero nguva. Vanogona kucheka nokuti kambani haisi kuita zvakanaka chaizvo iyo yechina, uye vanoda kutema mabhonasi pane kurega vanhu vachienda.
Vanogonawo kusarudza kuti iwe hauna kukwanisa kutarisira zvido zvebhonasi yako. Bhonasi yako haisi pasi pekutonga kwako, uye saka iwe haufaniri kudzivisa kuvimba nayo sechimwe chikamu chemari yako .
Tarisa Bonus Pamigariro Yako
Panzvimbo yekukweretesa bhonasi yako mubhadharo yako yegore negore, funga kuishandisa kushandisa kubatsira kubatsirira zvinangwa zvako zvemari , zvakadai sekubhadhara chikwereti kana kubhadhara mari yako yehupfumi. Asi iwe unofanirwawo kushanda kune zvinangwa izvi zvakasiyana sechikamu chebhadharo yako yemwedzi. Kana ukavimba chete pamabhonasi ako kuti uwane zvinangwa izvi, iwe haungatombofambidzani chaiyo pavari munguva dzishoma dzoupfumi, izvo zvingave zvinogumbura zvikuru.
Zvisinei, bhonasi inogona kunge iri nzira yakanakisisa yekugadzirisa chinangwa chemari kwenguva refu. Rimwezve? Iwe haufaniri kuderedza shure kwebhadharo yako yegore negore kuti uite kudaro. Muchidimbu, mabhonasi anogona kuva nzira yakanaka yekuzadzisa zvinangwa zvako zvemari nokukurumidza.
Shandisa Zvikwereti Zvako Zvimwe Zvimwe Zvimwe
Iwe unogona kushandisa bhonasi yako kuti uwane mari yako yezvinhu zvakanakisa, nekunzwisisa kuti haugone kutenga zvimwe zvinhu kana kuenda kuzororo kunze kwekuti iwe ukagamuchira bhonasi yako.
Izvi zvinorevawo kuti haufaniri kushandisa mari iyi kusvikira iwe uchigamuchira.
Somuenzaniso, iwe unogona kusarudza kushandisa bhonasi yako gore roga roga kuti ufukidze nguva yako yezororo nemhuri yako nokunzwisisa kuti hauzoendi pazororo kana iwe usingagamuchiri bonus. Nenzira iyo mazororo ako haazoparadzi bhajeti yako . Iwe unogona kushandisawo bhonasi kuratidzira gore negore kudarika kwemhuri yako kana kupfuura uchienda kunzvimbo yekunakidza. Zvisinei, iwe haufaniri kuvandudza zvipfuura kana iwe usingagamuchiri bonus yako.
Iyoyowo pfungwa yakanaka kushandisa zano iri nezvinhu zvinoshandurwa gore negore panzvimbo pemwedzi, kuitira kuti iwe urege kuva nechokubuda mubhadharo yako yenguva dzose mwedzi.
Ita Purogiramu Yekutumwa Kwako
Kana iwe uri kushanda panhandare inobhadhara mitemo, iwe unofanirwa kuita izvi zvakasiyana pane iwe ungada bonus yechokwadi. Iwe unofanirwa kuisa bhajeti yekutumirwa , uye zvino gadziriro nekuisa mari pamirairo yako yakanaka kuti uvhare mwedzi yako inononoka. Iyi ndiyo nzira yakasiyana kubva pane zvaunofanira kubata nayo bonus yako.
Sezvakakosha kugadzira chirongwa chekuti iwe unoshandisa sei bhonasi yako, zvinokosha zvakare kuvaka bato-based budget. Nenzira iyo, hauri kukurira bhajeti yako pamwedzi inononoka.
Gadzira bhajeti yeBhonasi imwe neimwe
Kana iwe usingaiti chirongwa chekushandisa bhonasi yako, unogona kugumisa kushandisa mari kupfuura iwe wakagamuchira mubhonasi yako.
Shandisa kushandura bhonasi yako yakafanana nekugadzirisa kwemhepo. Izvi zvinoreva kuti iwe unoparadzanisa mari iri pakati pezvinangwa zvako zvemari uye ugovera zvakakodzera, uchichenjerera kuti urege kudarika mari.
Kana iwe uri kunze kwechikwereti, iwe pachako uine imba uye wawana zvizhinji zvezvinangwa zvako zvemari, saka unogona kushandisa huwandu hwahwo pamari inonakidza. Zvisinei, inogara iri pfungwa yakanaka kuchengetedza kana kudyara chikamu chikamu.
Usavimba Nezvikwereti Zvako
Pakupedzisira, uye zvinonyanya kukosha, cherechedza kuti bhonasi yako haisimbiswi mari. Kambani yenyu inogona kupera zvishoma nezvishoma mabhonasi kana kuideredza ivo munguva. Mamwe makambani anopa bhonasi inobva pakurongeka kwebhizimisi zvakakwana, uye izvi zvinoreva kuti mamwe makore ichava makuru uye mamwe makore zvingava zviduku kana kunyange zvisina.
Zvine njere kubvisa mabhonasi kubva pamari yako yemwedzi uye yegore, kana kana uchitarisa mamwe makuru ekupedza, sekukwanisa kwako kubhadhara mari yako yekutengesa kana kana iwe unokwanisa kutenga pane imwe chikwereti chemotokari.
Muchidimbu, kana uri kuvimba pabhonasi yako kuti uite bhajeti yako basa, iwe uri kudzvora mari uye unoda kururamisa bhajeti yako kana kuwana basa nedzimwe tsika, yemari-based based payment. Izvi zvichadzivirira mari yako munguva yemberi.
Yakavandudzwa naRachel Morgan Cautero .