Apo vanhu vanofunga nezve "kubavha kwekuzivikanwa" vanogara vachifunga kubhadhara kadhi rechikwereti iyo inongova imwe yerudzi rweAngestion Takeover Fraud. Mune mitsara inotevera yezvigadzirwa, tichakurukurirana kuti zvinoitika sei uye kuti mhombwe dzinokunda sei hondo yekombiyori. Sezvo vatengesi vezvakaipa vanoramba vachitsvaga kutadza mumakambani emakambani uye vagari vese vane hukama mumishagwa avo eimba, kubhadhara kubhengi kwebhuku kucharamba kuchikonzera vanhu.
Kune marudzi akawanda ekutora mabhuku uye nzira dzakawanda kubhadhara kwekodha kunogona kuitika. Heano mienzaniso gumi:
- Credit Card Kunyengera
- Hacking
- Scams
- Kuchinja kwekero kero
- Skimming
- Phishing
- Telefone yefoni
- Vishing
- Mortgage inotsigira kukanganisa
- Chengeta unyengeri
Account Takeover Kubiridzira
Kuzivikanwa kwehutano hwehupfumi nenzira yebhuku rinotora rusununguko rinoreva kushandisa imwe nhoroondo yekodzero yemunhu (semuenzaniso, nhamba yekadhi rechikwereti) kuwana zvigadzirwa nemasevisi uchishandisa maverengi evanhu ava. Inogonawo kureva kubvisa mari kubva kubhengi yemunhu.
Nhamba dzeAunti dzinowanzowanikwa mumarara, dzakatambirwa paIndaneti, kana dzakabiwa kunze kwemashoko kana kubva pane zvakasimudzwa kana zvikwereti. Kana imwe mbavha dzichiwana deta iyi, dzinogona kushandisa ruzivo rwechokwadi pane imwe nzvimbo yekutengesa kana kuwanika maega ega ega online, pamusoro pefoni, kana kuburikidza nekushumira kwepositi.
Kwenyanzvi hwemagariro ehurumende inoshandiswa iyo data inowanzodikanwa pane imwe nzvimbo: Kurevera kuisa iyo data mukoti, mutadzi anoita seanotambudzwa.
Vakatambudzwa ndivo vanowanzotanga kuona kubhadharwa kwebhuku kana vakawana mhaka pamitemo yemwedzi yavo yavasina kupa mvumo kana mari yakavharwa kubva kumabhuku akange aripo. Dzimwe nguva munhu anenge achinetseka achaona bhengi ravo rebhangi rakanyengedzwa sezvikonzero zvemhosva dzakawanda dzinobva kuchechi chechechi.
Credit Card Kunyengera
Nzira inonyanya kubhadharwa uye yakawandisa yekutora kambani ndiyo kadhi rechikwereti.
Chikwereti chekodhi chinonyengedza chinokwana kusvika hafu yevose kubhakwa kwekuzivikanwa. Chikwereti chekukwereta chiripo sechinhu chitsva chekunyengedza kwekombiyuta kana kuti yakawanda inowanikwa kubhadhara kambani.
Kuba Dha
Kune nzira dzakawanda dzekutora mari iripo yebhangi uye kadhi rechikwereti. Kukanganisa kwakafanana ndeye apo kadhi rechikwereti kana kunyange dhidhi kadi yedhipatimendi uye code CVV inongonyorwa pasi panguva yekutengeswa nerebhizimisi wekutengesa, mudzidzisi kana chero umwe mutengesi wekutengesa. Ukuba kwekadhi rakakosha kana chikwama kana chikwama chakabikwawo chinhu chikuru. Kana kadhi kadhi rechikwereti kana ruzivo rwaro rwabiwa, mbavha inongoratidzira munhu akabatwa uye inoshandisa kadhi chero kupi zvako kugadziriswa kusakumbirwa. Muchikwereti-kwete-ikozvino kutengeserana, mbavha inogona kungopomera mhosva pafoni kana internet.
Credit Card Security
Kubatanidza mazwi "kadhi rechikwereti - kuchengeteka" kwakafanana sekuti "inopisa ice"; ivo havakwanisi kuenda pamwe chete. Kune kadhi rechikwereti, kuchengeteka kunogona kuiswa pakupinda kwepini pini kana kuti zip code, kuongorora kusayina kana kukumbira chiziviso. Muchikwereti-kwete-iko kutengeserana, kuchengeteka kunogona kuva neCVV code, iyo inogona kuongorora kuti musikana ari kutonga kadhi. Kunze kwekupinda nepini, hapana chezvinhu izvi zvekuchengeteka zvinoshanda kana nenzira ipi neipi ye "kuchengeteka." Uye kunyange pini inogona kukanganisa nenzira dzakasiyana-siyana.
Chinhu chisingazivikanwi zvishoma pamusoro pekuratidza chiziviso panzvimbo yekutengeswa muchengeti ane kodzero yekuramba kuratidza kuwedzerwa, uye kukumbira kuvimbiswa kwakadaro kazhinji kutyora kwechibvumirano chemutengesi nemakambani ekadhi rechikwereti. Uye kana muchengeti wekadhi achisarudza kusaina zita ravo "Ona Dhairivha yeRenisi" kana "CID" kana "Ona ID", ivo vari kutora chibvumirano nekadhi rakabudisa. Zvose zvinyorwa uye zvibvumirano zvinobvumirwa kuburikidza nechinyorwa chinyorwa pamakadhi pachako.