Ndeupi rudzi rwechikwereti chinonyanya kukosha?
Kana iri kuuya kune chikwereti, pane maviri makuru makuru: chikwereti chakachengetwa uye chikwereti chisina kuchengetwa. Kuziva mutsauko kwakakosha kubhadhara mari, kuisa zvikwereti zvako munguva yekutanga, uye kuve nechokwadi kuti usarasikirwa nemhando ipi zvayo inogona kusungirirwa kune zvikwereti zvako.
Zvikwereti Zvakachengeteka
Zvikwereti zvakachengetedzwa zvakabatanidzwa kune imwe nzvimbo, seimba kana motokari. Nhaka yacho inowanzoonekwa sechibvumirano chechikwereti, saka nei ichizonzi "chikwereti" chakachengetedzwa ".
Vanokweretesa vanobatanidza kubasa, vachivapa kodzero yekudzoka zvakare, seye repossess kana foreclose, iyo yefa kana iwe ukawa kumashure pamari yako. Kana iyo chikwereti ichifanira kutora pfuma yako nokuti wave wakaipa pamutengo wako, iyo yefa inotengeswa kazhinji mune imwe nzvimbo kune yepamusoro biller. Uye, kana mutengo wekutengesa wefa iwe usingaiti zvachose chikwereti chacho, uyo anokweretesa anogona kukutevera nokuda kwepakati pakati pekutengesa mutengo uye bhadha yako yakakwana pane chikwereti chakachengetwa.
Chikwereti uye chikwereti chemotokari ndeye mienzaniso yekwereti yakachengetedzwa. Mari yako yekubhadhara chikwereti inogadziriswa neimba yako. Saizvozvowo, bhaari yako yemotokari yakachengetedzwa nemotokari yako. Kana iwe ukava kunyengedzera pamitengo iyi yemari, chikwereti chinogona kutarisa kana kutorazve nzvimbo yacho. Chikwereti chekodzero chaivawo rudzi rwechikwereti chakachengetwa nokuti wakasunga motokari yako kune chikwereti.
Iwe hauna kumbozara zvizere nemari yakasungirirwa kune chikwereti chakachengetwa kusvikira chikwereti chabhadharwa.
Panguva iyoyo, unogona kubvunza chikwereti kuti asunungure pfuma uye akupe zita rakasununguka pane chero chivimbiso.
Zvikwereti zvisina kuchengetedzwa
Nezvikwereti zvisina kuchengetedzwa, vateresi havana kodzero dzezvimwe zvikwereti zvechikwereti. Kana iwe ukawa kumashure pamitero yako, ivo kazhinji havagoni kutora chero ipi yezvinhu zvenyu nokuda kwechikwereti.
Kunyange zvazvo vasingagoni kudzorera zvinhu zvenyu sekubhadhara chikwereti chenyu, uyo anokweretesa angatora zvimwe zviito kuti iwe ubhadhe zvaunokwereta.
Somuenzaniso, ivo vachabhadhara chikwereti chikwereti kuti coax iwe ubhadhara chikwereti. Kana izvozvo zvisingashande, uyo anokweretesa anogona kukupa mhosva uye kukumbira dare kuti ichengetedze mubairo wako , tora mari, kana kuisa pane imwe yezvinhu zvako kusvikira wabhadhara chikwereti chako. Vachadzokororawo nzvimbo yekubhadhara mari kune zvikwereti zvekwereti saka inogona kuratidzirwa pamushumo wekwereti yako. Vatengi vematokari akachengetwa vanoita izvi, zvakare.
Chikwereti chekwereti chikwereti ndicho chikwereti chisingaverengeki chakachengetwa. Zvimwe zvikwereti zvisina kuchengetedzwa zvinosanganisira zvikwereti zvevadzidzi , mari yekubhadhara mari , zvikwereti zvezvechiremba , uye nheyo yakarongerwa vana.
Kugadzirisa Matambudziko Akachengeteka uye Asina Kudzivirirwa
Kana iwe wakasungirirwa kuti uwane mari uye unotarisana nesarudzo yakaoma yekubhadhara zvimwe zvikwereti, zvikwereti zvakachengetedzeka ndizvo zvinowanzosarudza. Izvi zvinowanzova zvakaoma kuti uwane uye iwe unomira kuti urasikirwe nezvinhu zvinokosha - sehugaro - kana iwe uchinge wawa kumashure pamitero.
Iwe unogona kupa zvakanyanya kune zvikwereti zvisina kuchengetedzwa kana iwe uchiripa mari yakawanda kuti ubhadhe chikwereti. Dzimwe chikwereti chisina kuchengetedzwa dzimwe nguva chinowedzera mari yekutora inoita kuti inodhura kupedza nguva yakareba ichibhadhara izvi. Kunyangwe iwe uri mune chikwereti chekubhadhara mafashoni, zvakakosha kuchengetedza zvishoma uye zvipo zvekubhadhara pamabhuku ako ose.