5 Nzira Dzokuwana Mari Yevadzidzi Vako Kuregererwa

Kuratidzwa kwezvirongwa zvekubhadhara chikwereti chevadzidzi

Mune mamwe mamiriro ezvinhu, iwe unogona kubvisa vamwe kana vose vevadzidzi vako zvikwereti kuburikidza nechirongwa chekukweretesa chikwereti chevadzidzi. Zvichienderana nehuwandu hwehutano hwako uye basa rako remazuva ano, iwe unogona kukodzera imwe yezvirongwa zvekukweretesa chikwereti chemudzidzi. Kana uri kushamisika kana iwe unogona kuita kuti mudzidzi wako akweretwe chikwereti kuburikidza nebasa rako, bvunza mumwe munhu mubazi rako revanhu. Heano nzira 5 dzekuti mudzidzi wako akweretwe chikwereti:

1. Kuzvipira

Mamwe masangano anozvipira anopa kukweretesa chikwereti chevadzidzi mukutsinhanisa imwe nguva yenguva yako. Kana iwe uchizvipira kune AmeriCorps, Peace Corps, kana Vazvipiri muSouth America (VISTA) unogona kusvika kusvika makumi manomwe kubva muzana yevadzidzi vako chikwereti chikanganwirwa. Enda kune mawebsite kuti uwane mamwe mashoko pamusoro pezvirongwa zvekukweretesa chikwereti chevadzidzi.

2. Iva Mudzidzisi Wenguva Yakazara

Kana iwe uine chikwereti chePerkins , iwe unogona kuva nechikamu chazvo chakakanganwirwa kuburikidza nekushanda nguva yakazara mune chikoro chepakutanga, pakati, kana chikoro chesekondari chinoshumira vana kubva kumhuri dzisina mari. Kunyanya makore wamunodzidzisa, kunyanya iwe unogona kukanganwirwa. Bhokisi rako rekuchikoro richava neruzivo rwezvezvikoro zvipi munharaunda yako zvinopa chikwereti chekukanganwira mudzidzi pasi peNational Defense Education Act.

Dzimwe humwe dzine mamwe mapurogiramu ekukanganwira chikwereti chemudzidzi anokubvumira kuva nevana vechikwereti chikweretwe mune mamwe mamiriro ezvinhu.

Iwe unogona kugara uchiudza bhodhi rako rechikwata chemari kuti uwane ruzivo pamusoro pokuita kuti mudzidzi wako chikwereti akanganwirwe.

3. Bata muMasoja

Chimwe chezvibatsiro zvekubatana neuto ndechekubhadhara chikwereti chemudzidzi. Iye zvino, Hondo, Hondo National Guard, Air Force, Air Force National Guard, uye Navy inopa zvikwereti zvekubhadhara chikwereti chemudzidzi kusvika ku $ 20,000 zvichienderana nebazi.

Zvinosuruvarisa, Marine Corps, Coast Guard, uye Air Force Reserves hazvipi kupa chikwereti chikwereti chemudzidzi. Kuti uwane ruzivo rwakawanda pamusoro pekuregererwa kwechikwereti chemudzidzi wevasungwa, shanyira nyaya ino paGurami reMari yeKwereta Kwekubhadhara.

4. Iva Chiremba kana Mutongi

Vanachiremba uye vezvepamutemo vadzidzisi vanogona kuguma nematare matanhatu emari yechikwereti chevadzidzi. Nenzira yevadzidzisi vepaF.D, pane zvikwereti zvezvikwereti zvekukweretesa chikwereti zvevadzidzi zvinogona kuderedza mutoro wechikwereti chemudzidzi wavo.

5. Tarisira Makore 25 kana (Makore makumi maviri Emitero Mitsva)

Kana iwe uine chikwereti chehurumende uye iwe uri purogiramu yekubhadhara mari (IBR), iwe unogona kuva nechiyero chemari yako yevadzidzi yakakanganwirwa mushure memakore makumi maviri nemashanu, kana makore gumi kana iwe uchishanda mubasa rehuruzhinji. Vose veMuprovhesi yemari chikwereti vanokodzera kunze kwekuti, mudzidzi wechikwereti haachipo, Parent PLUS zvikwereti, uye Parent PLUS kugadzirisa zvikwereti . Mari yako yekubhadhara chikwereti chemwedzi yakagadzirirwa ichibva pane zvaunowana uye ushamwari hwemhuri. Semuenzaniso, mhuri yevanhu vatatu ine mari yegore negore ye $ 45,000 yaizobhadhara $ 157 pamwedzi pane chirongwa cheBR. Iwe unogona kubhadharira IBR nekukurukura nekunyorera mari yako chikwereti. Mari inotorwa mushure meJuly 22, 2014 purogiramu yeBR icharegererwa mushure memakore makumi maviri nemaviri panzvimbo yemakore makumi maviri nemashanu. Mutungamiri Obama munguva pfupi yapfuura akazivisa zvirongwa zvokukurumidza kusvika musi iwoyo muna 2012. Enda kuWebhu Student Aid Aid uye IBR Info kuti uwane mamwe mashoko.

Ndiani Anobhadhara Mari Yevadzidzi Kudzikanganwira?

Vanhu vazhinji, zvikuru avo avo vakashanda zvakaoma kubhadhara zvikwereti zvavo, vanopikisa chikwereti chemari chikoro chevadzidzi (kana kuti Federal Federal loans) nokuti inobhadharwa nevateresi. Kana hurumende yeHurumende inokanganwira mudzidzi wako chikwereti, izvi zvinoreva kuti vateresi vakabhadhara chikoro chenyu. Nenzira iyo, zvakafanana nekushandisa zvipo zvehurumende kubhadhara dzidzo yako. Mhosva yezvikwereti yevadzidzi yega yega inenge isina zvakawanda, asi kana vakweretesi vakapa mapurogiramu aya, vamwe vatengi vemabhangi vaizoguma vachibhadhara mari kuburikidza nemari nemari.

Kushora Kwekubhadhara Kwevadzidzi Kuregerera

Mune mamwe mamiriro ezvinhu, unofanirwa kuudza zvikwereti zvakakanganwirwa semari inotengesa. Izvi zvinogona kuwedzera mutero wako wemutero mugore iroro uye zvinogona kuguma mubhadharo yemutero kana iwe ukaisa muna April. Hasi yose mapurogiramu ekukanganwira chikwereti chevadzidzi anoda kuti iwe ubhadhara mitero pane chikwereti charegererwa Tsvaga mumiririri wako wemutero kuti uwane mamwe mashoko.