Maererano neFergy Perkins Loans yeChikoro neGrey School Students
Nepo iwe ungave uchiziva nezveHerald Direct Subsidized kana Sangano Risina Kudzidziswa Nevadzidzi uye PLUS Loans, iwe ungasave uchiziva imwe yepasi-inotora chikoro chemari chikwereti chevadzidzi kune vanhu vane yepamusoro yezvido zvemari-Federal Perkins Loan Program. Vadzidzi vanoenda kune imwe yenharaunda inenge 1 700 inopinda mahofisi emahofisi ehurumende munyika yose vanogona kuwana Perkins zvikwereti, uye chikoro chinoshumira semutengi wavo.
Kana zvichigamuchirwa, chikoro chichashandisa mari yako yezvikwereti kumari yako yechikoro kuti ubhadhara mari yekudzidzira, mari, nzvimbo uye bhadi, nezvimwe zvikwereti zvechikoro. Kana chikwereti chipi nechipi chezvikwereti chichiripo, chikoro chako chichakupa mari yekubhadhara kuti ubatsire kubhadhara zvimwe zvekubhadhara mari yako.
Federal Perkins Loan Kukwereta Zvikwereti:
Iko yakawanda yePerkins Mikopo yevadzidzi vanogona kugamuchira mune rimwe gore rimwe rinotsanangurwa kana kuti ivo vari pasi pedduduate kana vadzidzi. Kwevadzidzi vepascheduate, kune $ 5 500 pagore cap pakutambira Perkins Loans, ine chikoro chepamusoro chekuwedzera kwe $ 27,500. Kune vadzidzi vakapedza kudzidza, pane $ 8,000 pagore cap paPerkins Loans, ine mudzidzi uye wechikoro chekutanga chechikoro chechikoro chinosanganiswa chikamu che $ 60,000. Somuenzaniso, mudzidzi akange akwereta $ 25,000 kwemakore mana semudzidzi wepasikiriyidzi angave achikwereta imwe $ 35,000 semudzidzi akapedza kudzidza.
Nharaunda Mitengo uye Mitero yeFergy Perkins Mibairo:
Nhamba yezvinodiwa yekutambira paPerkins Loans ndeye 5.00%. Mitsara yose yePerkins inowanikwa zvikwereti, izvo zvinoreva kuti kufarira kunobhadharwa nehurumende kusvikira apedza kudzidza kune chero mudzidzi anyoresa purogiramu yepurogiramu yechikoro kwehafu yenguva. Perkins Loans haina chikwereti kana mari inotangira mari.
Kubhadhara Federal Perkins Loans:
Mushure mokunge apedza kudzidza, vadzidzi vanowanzogamuchira mwedzi mapfumbamwe nyasha nguva yekubhadhara. Perkins Kubhadhara chirongwa chekubhadhara chirongwa chisina kufanana neicho cheimwe chikwereti chemari yevadzidzi. Chikwereti chako servicer chichave chikoro chawakapinda apo wakagamuchira chikwereti asi, mune dzimwe nguva, chikoro chichava nesangano rakasiyana rinoshandisa kubhadhara uye mamwe mabasa ePerkins Loan yako. Bata chikoro chako zvakananga nemibvunzo pamusoro pekubhadhara Perkins Pay.
Kana iwe uchidarika chikwereti, kana iwe kubhadhara kwako kwapera, kana iwe ukaita zvishoma kudarika chikwereti chakazara, iwe unogona kunge uchibhadhara mari yekupedzisira uye chero mari yekuunganidza. Vanokweretesa avo vachiri kuomerwa nemari pashure pokubhadhara vanotanga vachada kuonana nekorojiji kana mari yekugadziriswa kuti vaone kana vakakodzera kubhadhara chikwereti kana kushivirira. Kana iwe uchienderera mberi uchiita masangano ekudzidzisa pazvikoro zvishoma, iwe unogona kukodzero yekuregererwa chikwereti pasi pemamwe mamiriro ezvinhu. Perkins Loans inogona kusimbiswa pamwe nemamwe masangano ekubhadhara zvikwereti muHurumende yekubatanidza mari.
Kushandisa mubhadharo weGeral Perkins:
Kuti uonekwe sePerkins Loan, unofanirwa kuratidza unhu hunoshamisa hwemari pane yako Free Application ye Federal Federal Aid Aid, kana FAFSA.
Kuzadza fomu iyi kuchabatsira kugona kwako kukodzera kune dzimwe hurongwa hwekubatsira mari. Imwe yapera, FAFSA inotumirwa kuchikoro chako, iyo ichazokuudza iwe nezvePerkins Loan yako yakakodzera. Mari dzinobva pane zvaunoda mune zvemari uye kuwanikwa kwemari yekoroji yako, saka zvakanakisisa kushanda kune rubatsiro rwemari nguva pfupi.
Kuzadzikiswa kwe FAFSA nePerkins vimbiso yekunyora kunofanirwa kutarisirwa kune chikwereti chePerkins. Kubva ikozvino, iyo yekupedzisira yekupa musi musi weSeptember 30, 2017 kune vashandi vepasi pedo uye musi waSeptember 30, 2016 kuvadzidzi vekudzidza. Izvi zvingave zvichienderana nekuchinja, asi iva nechokwadi chekutaura nehofisi yebazi rekubatsira mari yako kuti uone kuti kuchinja uku kunogona kuchinja sei mari yako yekubatsira mari. Vadzidzi vanofunga kuti vachada rubatsiro rwemari yegore ra20177-18 vanofanira kuziva kuti FAFSA ichava paIndaneti kubva munaOctober 1, 2016.
Izvo zvichave zvakakosha kune vadzidzi vane mari yakawanda yekudikanwa yekuzadza uye kuisa chikumbiro ichi nokukurumidza sezvinobvira kuitira kuti vakwanise kugamuchira chero imwe yePerkins mari yakasara ingave ichikwanisa kubhadhara.