Ndezvikwereti zvechikwereti zvevadzidzi zvinopisa kupfuura imba inotengesa here?
Zvinoratidzika zvakakodzera here kuti kubhadhara chikwereti chomudzidzi "nguva" inotanga mushure mekunge Halloween ichangobva? Mushure mokunge munotya neimba dzinopisa uye zvisikwa zvinokambaira, ikozvino yekoroji vadzidzisi vane chimwe chinhu chakatoipisisa kutya-kuuya kwevadzidzi vavo vokutanga chikwereti chemari. Kusemesa kunobva kubhokisi remasuo kunogona kuva kwakaipisisa kudarika iyo inonzwika paAll Hallows 'Eve. Asi, usatya, kubhadhara chikwereti chemudzidzi haufaniri kutora ropa rako.
Chimbofunga Mazano Aya Okubhadhara Chikwereti Chevadzidzi
- Ita kurongeka: Chinhu chakanakisisa chaunofanira kuita mukutarisana nekutya ndechokutora mamiriro ezvinhu. Unganidza ruzivo pamusoro pemari yako yaunenge uchiripa chikwereti, uone kana ivo vari vehurumende kana vega, vaunganidze urongwa hwevashandi vechikwereti, tsvaga nguva uye sei kuti utange kuita sei chikwereti chekubhadhara, uye zive zvaunoda kuita kana iwe uchinetseka kubhadhara.
- Saronga kana iwe unotofanira kutanga kutora ikozvino: Pane mamiriyoni mamiriro ezvinhu apo iwe ungasatombotanga kutanga kutora chikwereti pane iyo chikwereti chevadzidzi pakarepo. Kana iwe uri kuramba uine dzidzo kana kupinda mubasa rekuita basa rechiuto, somuenzaniso, iwe unogona kunge uchikwanisa kubhadhara. Kana iwe ukapiwa chikwereti iwe haufaniri kutora chikwereti pamudzidzi wako chikwereti, uye hurumende yehurumende inogona kubhadhara chikwereti paFeral Perkins Loan yako, Direct Directed Loan, uye / kana Subsidized Federal Stafford Loan panguva ino. Hurumende haichabhadhara chikwereti kune chero zvikwereti zvisingabatsiri, chero PLUS chikwereti icho vabereki vako vangadai vakwereta, kana chero ipi zvayo yemari chikwereti chemari. Iyi haisi yonguva yakajeka, uye iwe uchada kutumira chikumbiro chekuregererwa kune chikwereti chako servicer. Kana iwe usingakwanisi kuita chikwereti chako, asi iwe hauna kukodzera kubhadhara, iwe unogona kukodzera kuwana mutsauko. Izvi zvinokubvumira kuti urege kugadzira zvikwereti kana kuderedza mari yako yemwedzi wepamwedzi kusvika kumwedzi gumi nemaviri, asi chido chicharamba chichiwedzera kune zvose zvikwereti zvako zvisingabatsiri uye zvisina kukodzera.
- Tora kutonga chirongwa chako chekubhadhara: Kana iwe usingaiti chinhu, iwe uchagoverwa chirongwa chemazuva gumi chekubhadhara chikwereti chako chekudzidzira chikwereti, asi iwe unenge uine mafungiro paanouya nezvezvirongwa izvi. Zvirongwa zvakawanda zviripo zvinogona kutambanudza nguva yekubhadhara, kurongedza kubhadhara kwemwedzi zvakanyanyisa zvakanyanya nemari yako chaiyo, kana kuti zvishoma nezvishoma kuwedzera mari yekubhadhara sezvo nguva inopfuurira, asi izvi zvinosarudzwa hazviiti. Iwe unotora kutonga, taura nemutero wako wekubhadhara, taura nezvemamiriro ako ezvinhu emari, uye shandisa chirongwa chekubhadhara chikwereti chemudzidzi chakanakira iwe.
- Funga nezvekukweretesa chikwereti: Inogona kungovhiringidza zvakare kuedza kuchengeta nhamba yemari yekubhadhara kwemwedzi kune vamwe vadzidzi, saka zvinganzwisisika kufunga nezvekubhadhara chikwereti. Pane humwe hufumi uye kusagadzikana kunobatanidza nehuwandu hwekuita izvi, asi iyo inobatsira zvikuru ndeyokuti inosanganisira zvose zvepurogiramu yako yevadzidzi muchikwereti mune imwe Imari yekubatanidza Direct. Izvi zvinoita kuti zvive nyore zvikuru kuramba uri munzira nehurukuro yako, kunyange zvazvo pega mudzidzi chikwereti chikwereti hachikwanisi kusanganiswa mukubhadhara uku. Iwe unogona kushanda zvakananga nemukwereti wako servicer pachikwereti chekukweretesa, uye haufaniri kubhadhara mari ipi zvayo. Ingoita chokwadi kuti iwe unoramba uchiita zvikwereti zvako nguva dzose kuitira kuti chikwereti chako chisati chaitika.
- Ita kuti zvive nyore pane iwe pachako: Unogona kugara uchibhadhara nekutumira tsamba, asi vamwe vadzidzi vari kusarudza kuti mari yavo yepamwedzi inokweretwa pamagetsi kuitira kuti varege kushungurudzika pamusoro payo.
- Usatya kubvunza rubatsiro: Kana iwe ukazviwana uri mune mari shoma, usaedza kurwisana woga kana kusazvidza dambudziko racho, sezvo zvose zviri zviviri nzira dzakaipa. Taura nemukwereti wako servicer pakarepo, tsanangura mamiriro ako, uye ita chero chaunogona kuti urambe uri munzira.
Kutya kwedu kunochinja apo tinokura.
Pawanga uri kuchikoro chesekondari, ungangodaro wakatya kubhadhara kojiji, kupedza FAFSA , kana kudzidza nezvemari yekubatsira . Iye zvino zvauri kukoreji yekudzidza, tora kutonga kwevadzidzi vechikwereti vanotya.