Sarudza Bhanki kana Credit Union
Iwe unogona kutoziva kare kwaunoda kubhengi. Kana zvisingaiti, tenga pedyo. Tanga nekuwana mukana wakanakisisa wekuda kwako pakarepo ( chekuongorora chekuita , somuenzaniso). Sezvaunofanidza zvikwata, fungisisa zvikuru mari yekubhadhara inogona kudyira mune mari yako .
Zvikamu zvitatu zveMabhanki
- Mabhangi, kusanganisira mabhenji emunharaunda uye mabhanki makuru: Aya anogona kunge ari mazita anozivikanwa mumunharaunda yako (kana munyika yose), uye anopa zvakawanda zvemashoko ekutanga aunoda. Mabhenji emunharaunda uye omunharaunda anowanzova nezvikwereti zvemabhadharo akawanda, asi zvingave zvichikwanisika kuwana mari yakasunungurwa pamabhanki makuru .
- Marikoniro ehurumende: Chikwereti chekweretheni inzvimbo yevashandi vane mari yezvemari inopa zvakawanda zvemashumi akafanana nemichero iyo mabhangi anopa. Aya masangano anowanzokwikwidzana nekuti haasi kuedza kuwedzera purofiti. Asi haisi nguva dzose - saka purogiramu yekubhadhara mari yakanyatsonaka. Dzidza zvakawanda pamusoro pezvikwereti zvekwereti uye kuti unokwanisa sei kubatana .
- Mabhanki epaIndaneti uye zvikwereti zvezvikwereti: Dzimwe dzimba dzinoshanda zvakakwana paIndaneti Hapana davi raunoshanyira (kana kuribhadharira), uye iwe uchabata zvikumbiro zvebasa rako pachako iwe pachako. Kana iwe uchinakidzwa nekombiyuta yako kana foni yedare - uye mabhizimisi akawanda ekubhengi - bhanhire rekutsvaga rinogona kukubatsira kuti uwane mari yepamusoro yezvibereko pakuchengetedza uye uwane rusununguko rwekutarisa. Izvozvo zvakati, haufaniri kusarudza rudzi rumwe chete rwebhangi - kuchenjera kuzarura kambani yebhangi yeIndaneti uye chengetedza bhenji yako-uye-bhangi bhangi .
Shanyira Bank Branch kana Website
Nzira yakareruka yekuzarura e-akhawunti ndeyokushanyira website yekambani. Tsvaga bhangi paGoogle, kana kuti shanyira mawebsite akanyorwa pamabhangi ekutengeserana kwebhangi (chenjerera kana iwe uchinyora pawebhu yewebhu - vanyori vemazita ane mazita akafanana angavepo).
Kubudirira kwekuvhara maakaiti endima ndeyekuti unogona kuzviita chero nguva, kubva kupi zvako. Zvisinei, kana iwe uine hurumende yekuzarura maakaunti mumunhu iwe unogona kungozviratidza pabazi munguva dzebhizimisi. Usati wabva mumba, iva nechokwadi chokuti zvinhu zvinotevera zvakagadzirwa:
- Chiratidzo (hurumende yakabudiswa nehurumende yakafanana neisensi yekutyaira, pasipoti, mauto echiuto)
- Nzvimbo Yenyu Yakachengeteka Nhamba kana zvimwe zvakafanana
- Yako kero uye yekutumira kero
- Chikamu chekutanga (kana chinenge chiripo panguva yekuvhura)
Sarudza Mutengo Waunoda
Chero hurongwa hwezvemari huchava nemhando dzakasiyana siyana dzemakondomu nemabasa aunogona kusarudza kubva.
Mabhangi anowanzopa mazita avo mazita akasiyana-siyana anokwanisa kuve akavhiringidza, asi anonyanya kukohwa pane imwe nzvimbo:
- Kuchengeta maakaunti ekugadzirisa uye kubhadhara mari
- Kuponesa kunobatsira kuwana rufaro
- Mariko yemari inowedzera kufarira zvishoma ( paunenge uchichengetedza kuwana mari yako )
- Zvitatimiti zvekuisa (CDs) yekuwana mari yakawanda kana iwe ukavhara mari yako
- Mari dzevanhu vose (motokari, imba, zvikwereti zvemunhu , nezvimwe)
Mazita akasiyana-siyana kazhinji anowanzosiyana maitiro ebasa (pamwe nemakwikwi emitengo yakakwirira kana zvivharo zvekudzivirira mari). Sarudza chisarudzo chinosanganiswa chakakunakira iwe. Semuenzaniso, kana iwe ukachengetedza chikamu chepamusoro mubhuku, ingovhura kambani inochengetedza mari zvishoma . Dzivisa nhoroondo dzinoda chikwereti chikuru kuitira kuti uwane chikwereti chekubhadhara mari - iwe kazhinji haudi zvese zvimwe zvinodiwa.
Paunenge uchishanda paIndaneti, unogona kudimburira kune chigadzirwa chakanaka kwauri. Iwe unogona kuvhara "Vhura Aunti," uye ipapo chengeta "Checking," uye tsvaka pakati pezvisarudzo zvakasiyana-siyana zve " Free Checking ." Kana ukazarura maakaunti ako uri munhu, unogona kungotaurirana nebhengi uyo achakubatsira kuwana zvakanakisisa nhoroondo yezvaunoda.
Ipa Ruzivo Rwako
Sezvaunotanga bhengi idzva rebhangi, iwe uchada kupa ruzivo rwakanyanya kubhengi. Kuti vazvidzivirire uye vateerere mitemo yakadai sePatrioti Act, havagoni kuzarura kambani pasina kuongorora huzivikanwa.
Iwe uchada kupa zvinhu zvakajeka sezita rako uye zuva rekuzvarwa, uyewo nhamba dzekuzivikanwa (muUnited States iyi inowanzove yako Nhamba Yekuchengetedzwa Kwevanhu). Iwe unofanirwawo kuva wakagadzirira kupa hurumende inozivikanwa yehurumende (yakadai seDenver's License kana pasipoti).
Kana iwe uri kuita izvi paIndaneti, unongonyora iyo mashoko mubhokisi rekunyora. Kana iwe ukazarura maakaunti ako uri munhu iwe uchapa hutano hwako kune mubhengi, uyo angangodaro aita mapepikopi.
Bvumirana neMitemo
Iwe unofanirwa kubvumirana kuti ugare nemimwe mitemo uye unogamuchira mutoro wemamwe mabasa mumabhuku ako. Paunenge uzarura kambani pabhangi, unogadzira ukama hunobva pane imwe nyaya inokosha - mari yako. Saka iwe unofanirwa kuziva zvauri kupinda. Kana iwe ukazarura maebhengi ebhange paIndaneti, unopedzisa danho iri nekukanda "I Agree" (kana yakadaro) bhatani, uye uchienderera mberi kusvika kune rimwe danho rinotevera.
Verenga chibvumirano chako zvakanyatsonaka. Kunyangwe kuzarurirwa kuri kuve nani, kune zvakawanda zvakakosha zvinokosha zvakachengetwa mukudhinda kwakanaka. Kunyanya, iwe unoda kuziva pamusoro pemari ipi zvayo yakakweretwa ku-akhawunti yako, uye kana mari yako iripo kuti uende.
Mukuwedzera kune zvibvumirano zvebhangi, mutemo wehurumende unotsanangurira kodzero dzako nemabasa. Somuenzaniso, kana mumwe munhu akabvisa mari kubva mubhuku rako nekunyengera (kana nekuda kwekanganisa), unogona kudzivirirwa . Zvisinei, iwe unogona kuudza kubviswa kwekukurumidza nekudzivirira zvakakwana.
Dhinda, Chiratidzo, uye Mail (Kana Zvichidiwa)
Kana iwe ukazarura kambani yebhangi mumunhu, danho iri harisi kushanda, saka tya kuGanho 7. Kana uri kuzarura kambani iri paIndaneti, unogona kudhinda, kuisa, uye kutumira dhipatimendi kubhangi nyaya isati yavhurwa. Dzimwe mabhangi anoshandisa magetsi kuzivisa uye kubvumirana kunobvumirana nemutemo - iwe unogona kuita zvose paIndaneti. Asi mamwe mabhangi achiri kuda chikwangwani chakasainwa kuti uzarure account. Kusvikira vawana magwaro, kero yako haisi kushanda.
Bhengi Aunti Yenyu
Kana uri kuzarura chekuongorora kana kuchengeta kambani, iwe uchada kutanga uisa mu akaunti. Dzimwe nguva izvi zvinodiwa sechikamu chekuvhura, uye dzimwe nguva unokwanisa kuzviita mushure mekunge iyo nhoroondo ichikwira uye inoshanda. Pane nzira dzakawanda dzekubhadhara account yako:
- Dhipatimendi mari, iyo inofanira kuwanika pakushandisa nemari yako yebhadharo pakarepo.
- Dhipatimho cheki kana kuronga mari kuakaunti yako. Mari yacho inofanira kuwanikwa mukati memazuva mashomanana ebhizimisi mushure mekunge maita mari yacho.
- Isa gwaro rakananga nemushandi wako. Panzvimbo pokuwana mubhadharo, mari yaunowana ichaendeswa kune imwe nhoroondo yako.
- Tumira mari electronically. Shandisa mari kubva kubhangi rekunze rebhangi kuitira kuti iwe uende.
Tanga Kushandisa Account
Fadza, iwe ndiwe anozvidzivirira muridzi wekambani itsva! Aunti yako ingangogadzirira mumaminitsi mashomanana kusvika mumazuva mashoma. Kana uchitarisa uye uchengetedza maakare, chengetedza maziso evhadhi ( kana kadi yeATM ) mune tsamba. Unogonawo kuwana bhokiti kuitira kuti unyore cheki. Kuti uwane zvakanyanya peji yako, chengetera zvinhu zvinokubatsira kuti utarisire mari yako:
- Kubhadhara mari yepaIndaneti kunobvumira iwe kubhadhara zvikwereti zvemagetsi (pasina kunyora cheki kana kutumira mari).
- Mari yebhangi yako yebasa inogona kukubvumira kuisa cheki kure . Iwe haufaniri kutora mafambi kune rimwe bazi rezadza zvidhi.
- Zvinyorwa zvemashoko kana maziso e-email kuitira kuti uzive kana mabhadharo e-akhawunti yako ari pasi (kana kana hurukuro huru ichiitika).