Shandisa Nzira Dzakanaka Dzakagadzirisa Kutarisira Chikwereti Chekwereta Chevadzidzi
Iwe unogona kusakwanisa kuwana mararamiro akakomba kwemakore akawanda akawanda apo iwe unoshanda kubhadhara chikero chako. Zvakakosha kuziva kuti kuti uwane chikwereti chekubhadhara mari uye zvikwereti zvekukweretesa chikwereti, iwe unoda kusimbisa chikwereti chako mu Federal Direct Loan . Mudzidzi wako chikwereti angave achikuvadza mari yako , uye zvakakosha kuatarisana navo nekukurumidza sezvinobvira
Payment Options
Pane zvakawanda zvingasarudzwa zvinowanikwa kwauri kana zvasvika pakubhadhara yako federal mudzidzi chikwereti. Hurumende yeHurumende yakangoparidzira nzira dzekubhadhara mari inobhadhara mari iyo inokubvumira kuderedza mari yako yemwedzi iwechete zvichienderana nemari yako yazvino. Ichagadzirisa sezvo mari yako inogadziridza uye mushure mekuita pa-nguva yekubhadhara kwemakore makumi maviri nemashanu iwe unogona kuva nemari yakasara yemukweretesi wako wakakanganwirwa. The Pay As You Gain Program is similar, but it gives even more help with your loans.
Imwe nzira ndeyekusimbisa zvikwereti zvako zvehurumende nekuwedzerwa nguva yaunofanira kubhadhara chikwereti.
Kusarudzwa kusarudzo kuchaderedza kubhadhara kwako kwedzimwe mwedzi, asi iwe unoguma uchibhadhara zvakawanda mukufarira pamusoro pehupenyu hwechikwereti chako. Izvi zvinogona kuita kuti zvive nyore kutarisira mamiriro ako emari aripo, kunyanya kana iwe usina kukodzera kuwana mari-based based student loans. Iwewo unovhara muhuwandu hwechidimbu nekudzidzira chikwereti chako chemudzidzi.
Kana iwe uchida kubhadhara purogiramu yekuregerera chikwereti, unofanirwa kusimbisa mu Federal Direct Loan. Kubatanidza kunogona kuvhara mumutengo wako wezvino uye kudzivirira chikwereti chako chemudzidzi chikwata chekuda kubva pakukwira.
Uyezve, unogona kushanda nemutengi wako kana une nguva yakaoma yekuwana basa kana iwe ukarasa basa rako. Hurumende yehurumende ichakubvumira kuti udzorere mari yako kana ukarasa basa rako kana iwe unotarisana nemamiriro ezvinhu akaoma emari. Iwe uchada kunyora mamiriro ako ezvinhu uye kuchinja muhupenyu hwako. Iwe haugoni kurega kubhadhara, iwe unofanira kudana uye kukumbira kuti uise kuregererwa uye kupedzisa chikumbiro kuti uwane.
Mari Yevadzidzi Yakananga
Vadzidzi vezvikwereti vega vega vane chikwata chapamusoro chekuda uye hazvizovi sechinochinja pakuchinja bhadha yako yekutora kana kukubvumira kuti iwe urege kubhadhara. Nhamba yezvikwereti inowedzera zvakanyanya pamusana pezvikwereti zvevadzidzi. Iwe uchada kubhadhara izvi nokukurumidza sezvinobvira chinhu chinokosha. Kana mari yekubhadhara iri yakawandisa, kunyange neyakaderedzwa mushure mekubhadhara chikwereti chemudzidzi, iwe unogona kufunga kubatanidza wega yega mudzidzi chikwereti kuti uwedzere nguva yaunofanira kubhadhara chikwereti. Kana iwe ukasimbisa purogiramu yako yega yeimba yechikwereti edza kuvhara muhuwandu hwechido panzvimbo yekushandisa shanduko inowanikwa mutengo.
Muchidimbu izwi rechikwereti iwe zvishomanana iwe uchabhadhara muchibereko, saka edza kuita kuti mari yekubhadhara iiteerere, asi iwe ubhadhe zvakanyanya sezvaungagona.
Financial Counseling
Ikozvino mahofisi ebasa rezvemari anopa kupa mazano ekukubatsira kuti uuye neurongwa hwokubhadhara chikwereti chako chemudzidzi. Iwe unogona kushanyira mutungamiri wezvemari kuti akubatsire kuumba bhajeti yekubhadhara chikwereti chako chevadzidzi nokukurumidza. Zvisinei, zvakakosha kuona kuti nzvimbo dzakawanda dzekubhadhara chikwereti dzinoshanda zvikurukuru nemari yevatengi, kwete chikwereti chemari chikwereti. Kubhadhara hakuwanzo kukanganwira chikwereti chikwereti chevadzidzi. Iwe unoda kushanda nekukurumidza kuti uderedze chikwereti chako kuitira kuti iwe unogona kutanga kutengesa uye zvichida kutenga imba.
Kana ukangowana basa rako rokutanga iwe unoda kugadzira bhajeti inokubvumira kuti uise mari yakawanda kune chikwereti chipi zvacho chaunacho. Wako wega wega chikwereti chikwereti anofanira kubhadharwa usati watanga kuisa mari yakawedzerwa kune yako federal student loans.
Kana uchinge waunganidza chikwereti chemari yechikwereti chevadzidzi iwe unogona kuenderera mberi kurarama mararamiro evadzidzi kusvika wapedza kuderedza chikwereti chauri kupiwa iye zvino. Nhamba yaunenge waita kana wapedza kudzidza ichasarudza kuti iwe unofanira kuderedza zvakadini mararamiro ako iye zvino.