Zvakajairika kuti tipedzisire nemari yechikwereti chevadzidzi. Vanhu vazhinji vanotakura chikwereti chemari yevadzidzi navo, kunyange kana vasina imwe chikwereti. Zvisinei, chikwereti ichocho chemari chikwereti chinogona kukukuvadza . Iwe unogona kunge uri kushamisika kana iwe uchifanira kuisa mudzidzi wako zvikwereti muchikwereti chako chekubhadhara chikwereti kana kana iwe uchifanira kunetseka nezvekubhadhara chikwereti chako chevadzidzi pakutanga. Ichokwadi ndechokuti iwe unofanira kubhadhara chikwereti chako chemudzidzi nokukurumidza. Aya matanho manomwe achakubatsira iwe kubhadhara chikwereti chako kuchikoro nokukurumidza . Heano zvikonzero zvishanu zvaunofanira kufunga nezvekubhadhara chikwereti chako chemudzidzi .
01 Kupedza Chikwereti Chako KuNheyo Yakawanikwa
02 Zvakadini neRudzi Rutsigiro?
Chimwe chinhu chisingazivikanwi chisingazivikanwi pamusoro pezvikwereti zvevadzidzi ndezvokuti iwe unofanira kuzvichengetedza pamutero wekutora . Izvi zvingava chikonzero chakanaka chekuisa chikwereti chemudzidzi pamagumo ekukwereta kwako kwechikwereti , asi iwe unofanira kuziva kuti chete $ 2500.00 yemari inogona kuderedzwa gore negore. Uyezve, mari yacho inotanga kubuda kana iwe ukaita kudarika $ 65,000.00 pagore kana iwe usina kuroorwa. Pakupedzisira, iwe uchazoguma uchibhadhara mari kana kufarira kana mutero. Zviri nani kubvisa chikwereti chemudzidzi panzvimbo pokunyungira kwavari kuti vabhadhara mutero; iwe uchange uchiripirazve gore negore mumari yekubhadhara mudzidzi kupfuura iwe waizoita kana iwe uri kungobhadhara mitero yako.
03 Ndeapi Mutero Wemudzidzi Unokutengesa?
Kunyange kana iwe uchikwanisa kutora huwandu hwekufarira iwe uri kuripa chikwereti chako chemudzidzi, unofanira kufungidzira mari yakawanda iwe uri kurasikirwa mwedzi mumwe nomumwe nekuti une mubhadharo. Kana iwe ukazviisa mune imwe chikwereti , iwe unogona kuwana mari yakawanda- yezvibereko pamari yako. Kunyange kana iwe usingiri kubhadhara chikwereti, iwe uri kurasikirwa nekuwana mari yehuwandu hwebhadharo yako mwedzi mumwe nomumwe. Iwe unofanirwawo kufunga nezvemukana wekuti iwe uri kurashikirwa nokuti une mubhadharo wemwedzi. Iwe unogona kukwanisa kukurumidza kukurumidza kutora chikwereti chako pasi pamusha kana iwe usina chaunofanira kuita pamwedzi kana kuti iwe unogona kuzarura bhizimusi rako pachako kana kushanda kune zvimwe zvinangwa kana iwe usina kushaiwa hanya nezvekwereti. Pasina mari yekubhadhara chikwereti, unogona kutora njodzi dzakakura kupfuura iwe. Mudzidzi wako chikwereti angangove achikuchengetedza kubva pakuita zvinhu zvaunoda chaizvo. Mari yako yekubhadhara chikwereti yevadzidzi ingave ichikudzivirira kubva pakuchengetedza kusvikira kune yehotera yako yezororo kana kutora danho rinotevera muurongwa hwako hwemari.
04 Chikwereti Chekwereti chevadzidzi chiri chakanaka Chisingaregereki
Vanhu vazhinji vanoremerwa nemari yechikwereti chevadzidzi vanotarisira kuti bankruptcy inogona kupa mhinduro kune dambudziko ravo. Zvisinei, kana iwe uchizivisa kubhadhara, iwe uchiri kukwanisa kubhadhara chikwereti chako chemudzidzi kumashure. Nzira chete yekudzivisa izvi ndeyokudzivirirwa zvachose kana kufa. Kana iwe ukarova tsvina yematambudziko, izvi zvakaoma zvikuru kudzoka pamusoro pezvinhu nebhadziro dzechikwereti chevadzidzi . Kana ukangobhadhara mudzidzi wako chikwereti kubva kare, uchave wakagadzirirwa zvakanakisisa kutarisana nematambudziko emari muupenyu hwako. Kana iwe ukasimbisa zvikwereti zvako, unogona kuguma uchibhadhara kwavari kwemakore makumi maviri panzvimbo yegumi. Kungoti iwe unogona kutanga kutanga kuita zvakakomba pane chikwereti chako chechikwereti chemudzidzi. Iwe unogonawo kutarisa kuona kana iwe wakakodzeri mapurogiramu ekukanganwira chikwereti chemudzidzi ayo achakubatsira iwe kubhadhara chikwereti chako chechikwereti chemudzidzi nokukurumidza.
05 Regai Kunetseka Nezvemari
Paunenge uine chikwereti, kushushikana kwako kwezvemari uye kushungurudzika kwakakwirira kupfuura apo iwe une chikwereti pasina. Kana iwe uchida kuderedza dambudziko rako rezvemari, iwe unofanirwa kushanda pakubhadhara chikwereti chako chemudzidzi. Kunyange kana mudzidzi wako chikwereti ari pamugumo wemari yako yekubhadhara chirongwa, iwe unogona kubatsirwa nekushanda pakubuda mune chikwereti uye kuderedza mari yaunokwereta. Iwe unofanirwa kusanganisira yako yega yega mudzidzi chikwereti mubhadhara chikwereti chako chevatengi sekwereti yemakadhi sezvo zvisiri kukodzera kumudzidzi wemari chikwereti chemari. Kuwana bhajeti, nekuita chirongwa chekubhadhara chikwereti kunogona kukubatsira kubvisa chikwereti chako uye kuita kuti zvive nyore kuti iwe urege kunetseka nezvemari. Inofanira kuva chikamu chepurogiramu yako paunotanga kudzidza kubva kuchikoro .