Kutarisira Maridzo Yevadzidzi: Kubhadhara Kukanganwira Kwekuremara kana Rufu

Mushure mokubhadhara chikwereti chemudzidzi kwemakore anenge manomwe, Carla akaita njodzi yakamusiya kuti asakwanisa kuramba achishanda mubazi rekuongorora rekambani yaakambotora kubva kunze kwekoroji. Hath yake yakanyengedzwa, uye akawana kuti akanga asingakwanisi kushanda chero basa ripi zvaro zvokuti aigona kuzvitsigira.

Carla akakumbira mari yekuremara kubva ku Social Security Administration uye yakabvumidzwa.

Kunyange zvakadaro, mudzidzi wake chikwereti akaenderera mberi kumudana kuti awane mari ye $ 400 pamwedzi kubhadhara, iyo yakagadzira chikamu chikuru che $ 2,000 pamwedzi chekudzivirira kwekuremara. Anoramba achibhadhara $ 10 000 muzvikwereti zvakananga uye $ 3,000 nokuda kwechikwereti chega chega chaakatora gore rake guru kuti abatsire kumubhadhara mari yekudzidza muParis semester.

Carla ane zvingasarudzwa here? Zvechokwadi anodaro. Kana chikwereti chikwereti chikwereta chichigadzikana kusvika paanenge asingachagoni kuwana kana kuchengetedza basa rega rega, anogona kukodzera kuti ave nechikwata chemari chikwereti chikwereti chikanganwirwa kana chakaregererwa.

Disability Discharge

Kana munhu akwereta Mutero Wemari, FFEL, PLUS kana Perkins chikwereti chikasimudzirwa kusvika pane chinomudzivirira kuwana kana kuchengetedza basa rakanaka, akakwereta angakwanisa kuwana rubatsiro kubva kune chikwereti chechikwereti chemudzidzi. Kuti awane rubatsiro kubva kune chikwereti chemari yevadzidzi nekuda kwekuremara, Carla anofanira kuratidza kuti hurema hwake hunowanikwa zvachose uye husingaperi.

Kuti uite izvozvo, akakwereta anogona kuita chimwe chezvinhu zvitatu:

  1. Zvinogona kutarisirwa kuunza rufu,

  2. Yakatora nguva inopfuurira yemwedzi isingapfuuri 60, kana

  3. Inogona kutarisirwa kupedzisa kwenguva inopfuurira yemwedzi isingapfuuri 60.

Mashoko aya anokwereta anopa zvakananga uye akajeka. Enda kune imwe nzvimbo yeDhipatimendi rekuremara kweDhipatimendi kuti udzidze iwe iwe kana chiremba wako unofanirwa kupa uye kuti ungashandisa sei.

Kuongorora uye nekudzokororazve Kwemari Yakabudiswa

Kunyange kana Dhipatimendi reChikoro ichiona kuti kuremara kwaCarla kwakakwana uye kusingagumi, chisarudzo icho chinogona kuchinjwa kana akazogadzirisa hutano kana kupererwa kwekuchengetedzwa kwehutano hwevanhu (kana kuti kugadzirisa kwekuremara kweVeteran kana yakashandiswa).

Kwemakore matatu mushure mokunge kubudiswa kuri kupiwa, Dhipatimendi reZvondo ichacherechedza akakwereta kuti ave nechokwadi chokuti anochengetedza kusunungurwa kwake kukodzera. Chikwereti chemunhu chikwereti chinogona kudzorerwa kana iye:

Kusunungurwa Nokuda Kworufu

Kana Carla akafa nekuda kwegadziriro yake, kana kuti paanozofa, vashandi vake vehurumende vanobhadhara vacharegererwa. Saizvozvowo, kana vabereki vaCarla vakanga vatora chikwereti cheMubereki PLUS, iye chikwereti chichakanganwirwa apo mubereki kana mumiririri anopa Dhipatimendi re Dzidzo nekopi yakagadziriswa yechipupuriro chekufa.

Kuti uwane mamwe ruzivo pamusoro pekutarisira chikwereti chako chevadzidzi munguva dzakaoma zvemari, ona nyaya dzedu pamusoro pezvinhu zvinotevera:

General Issues

Ndeapi Mari Mikuru Une Izvo?

Zvaunosarudza Pakutarisira Misha yevadzidzi muchidimbu

Gwaro reGwaro Rinobatsira Rudzi Rwokubhadhara Mitemo

Kana Iwe Usingakwanisi Kupa Mari Yako

Kudengenyeka uye Kusiyana

Kusarudzwa uye Kushivirira

Dzokorora Mazano Mazuva Ekupedzisira kweTough Times

Kuponesa Chikwereti Chevadzidzi Zvakashata

Kutarisana neVadzidzi Vanokwereta Mari

Kutarisira Private Loans

Mhanje Kukanganwira

Mutero Kukanganwira Chikoro Mamiriro

Mutero Kukanganwira Kwekuremara kana Rufu

Public Service Loan Forgiveness

Maridzo yevadzidzi muBanruptcy

Bankruptcy Discharge

Kubvisa Private Loans

Achishandisa Chitsauko 13 Kubhadhara Zvirongwa