Vanhu vazhinji vanoda kuziva kuti vangabhadhara sei chikwereti chevadzidzi vavo nokukurumidza. Chikwereti chemari chikwereti chevechikoro chava chikamu chekuenda kuchikoro. Zvinogona kutyisa kuona kuti iwe unokwereta zvakadini kana wapedza kudzidza. Mari yako yekubhadhara chikwereti inogona kukudzivisa kuita zvinhu zvaunoda , zvinotora chikamu chemari yako yaunogona kushandisa kuti uwane zvimwe zvinangwa zvemari. Mari yako yekubhadhara chikwereti zvevadzidzi inogona kukuita kuti urege kuda kuzviisa pangozi kana zvasvika pamabasa ako kana zvimwe zvingasarudzwa. Zvakakosha kutora chikwereti chako chemari chikwereti nekukurumidza. Iwe unofanirwa kugadzirisa chikwereti chako chemudzidzi chikamu cherongwa hwemari raunotanga iwe paunotanga kupedza chikoro .
01 Simbisai kune Federal Federal Loan
02 Gadzira Purogiramu Yekubhadhara
Iwe unofanirwa kuumba chirongwa chekubhadhara chikwereti chekwereti chikwereti chako chemudzidzi. Iwe unogona kusanganisira chero kadhi rechikwereti chikwereti nemari yemotokari pane iri chirongwa, pamwe chete. Iwe unoda kuisa zvikwereti pamatare ako zvichienderana nekufarira iwe uri kuripa uye kubhadhara mutero. Izvi zvinoreva kuti iwe unoisa federal yako chikoro chemari chikwereti kubva apo iwe unogona kutora kubhadhara kunobva pachikwereti chemari yevadzidzi iwe unobhadhara, apo iwe unoshanda pakubhadhara mari yako yega mari yechikwereti nokukurumidza. Iri urongwa rinogona kukubatsira iwe kuisa pfungwa dzako pazviri uye kuita kuti zvive nyore kuti uwane chikwereti.
03 Tora paBhigethi
Kana ukangotanga basa rako rokutanga, unofanirwa kuisa bhajeti yakaoma iyo inopedza mari yako kuitira kuti iwe uwane mari yakawedzerwa kuti uise kumitero yako yemari yako. Paunotanga basa rako rokutanga, zvinokosha kuti ugadzire bhajeti chaiyo inokubvumira kuti uende mberi pakuponesa nekubuda chikwereti. Kuita zvibayiro ikozvino kana iwe uchinge wajaira kuputsa zviri nyore pane kuedza kuderedza shure mushure mako kunoshandiswa kushandisa mari yakawanda mwedzi mumwe nomumwe. Mari yako inogona kukubatsira kuziva nzvimbo dzaunogona kuderedza mari yako. Iwe unogona kushamiswa nemari yakawanda yakambove yakanyora zvinhu zvose pasi.
04 Tsvaga Mari Yakawedzerwa
Tarisa zvakapoteredza zvinhu zvekutengesa kana kuwana mari yakawedzerwa mubhajabi yako kuti ikurumidze kubhadhara chikwereti chako chemari. Iwe unogona kushandisa chero bhonasi ipi zvayo yokutumira yaunowana nebasa rako rokutanga kune chikwereti chako chemudzidzi. Iwe unogonawo kubata chikwata chekutengesa kana kutengesa zvinhu paIndaneti kuti uwane mari yakawedzerwa. Izvi zvichakubatsira iwe kuti uwedzere kushanda uye unogona kukurudzira kuti urambe uchifambira mberi.
05 Tora Nguva Yechikamu Jobho
Kana iwe uchinetseka nechikwereti chako chechikwereti chemudzidzi, kunyanya kana iwe uine zvizhinji zvevadzidzi vemari chikwereti chikwereti, iwe unogona kutora pane wechipiri basa. Tsvaga basa raizoita kuti ushande zvakakodzera nguva yako. Basa rinopa mazano nguva dzose rakasarudzwa zvakanaka, asi iwe unogona kuwana zvakawanda se freelancer kana semudzidzisi. Tarisa paunyanzvi hwako hwemabasa uye ongorora zvingakubvumira kushandisa nguva yako yauri kuita. Zvadaro shandisa mari yakawedzerwa yaunoita kumudzidzi wako chikwereti.
06 Kumbirira Kubhadharwa Kwekubhadhara
Iwe unogona kuisa purogiramu yemari yekubhadhara mari inotora mari kana iwe uri kutora nguva yakaoma uchiita kubhadhara. Purogiramu ichagadzirisa chikwereti chekubhadhara kwako pamhuri yako mari uye nhamba yevanhu vanovimba. Iwe unofanirwa kudzorerazve gore rega rega, uye sezvo mari yako inowedzera saka ichabhadhara mwedzi woga woga. Kana iwe ukaita pa-nguva yekubhadhara pasi purogiramu iyi kwemakore makumi matatu, zvakasara zvekwereti yako zvicharegererwa. Iyi purogiramu inoshanda chete kune federal mudzidzi chikwereti. Iwe unogonawo kufunga kuongorora Pay sezvaunowana purogiramu.
07 Tora Kubatsirwa Kwese Mitero Yekukanganwira Imari Unogona
Kana iwe ukashanda semudzidzisi, unokwanisa kukodzera kuti chikwereti chako chemunhu chikwereti chikanganwe pashure pemakore mashanu. Unogona kukodzera purogiramu yakafanana kana iwe ukashandira hurumende kana yekusina purogiramu, kunyange zvazvo urefu hwemazuva gumi. The Teach America program kana chirongwa cheAmeriCorps chinopawo mapurogiramu anogona kukubatsira kubhadhara chikwereti chako chemudzidzi. Dzimwe zvipatara zvinogona kukupa mapurogiramu ekuregerera kana iwe uchishanda mumataundi emukati kana kumaruwa. Ona kana basa rako remazuva ano richipa rubatsiro rwemari yevadzidzi.