Dzivisa Kubhadhara Chikwereti Chevadzidzi uye Kukanganwira Kukanganiswa

Kubhadhara Imari Mari Yevadzidzi Yakakosha Zvakakwana Pasati Yakanganisa

Sezvo imwe gore yekoroji inotanga, mhuri dzakawanda dziri pakati pekusarudza kana kushandisa chikwereti chevadzidzi kubatsira kubhadhara zvimwe zvezvikwereti. Kana zvikaitwa nekuchenjera, izvi zvinogona kuva nzira inobatsira yekubhadhara mari mukufungidzira kuwana unyanzvi huchakubatsira iwe kubhadhara basa rinobhadhara zvikuru mumugwagwa. Zvinetso zvevadzidzi vazhinji, zvisinei, vanotanga mushure mekupedza kudzidza pavanoona chikwereti chakazara chechikwereti chavakawana uye havakwanisi kudzorera basa rezviroto zvavo.

Mutero nokuti chiziviso chinotanga kusvika uye mudzidzi anongotarisana negomo rechikwereti. Ndiko apo chikwereti chemudzidzi scam sharks chinotanga kufamba.

Izvi zvinotyisa zvinoparadza vadzidzi vangave vari kutarisana nematambudziko emari kwenguva yekutanga muupenyu hwavo, saka havana kumboita tsvakurudzo dzavo pane zvingasarudzwa kwavari. Vanopa chivimbiso chekunyoresa uye vakwereta vanozembera pane mukana usina kukwana kuti vatize kuwedzera kunetseka. Vadzidzi vakawanda vakashatirwa vanobhadhara mari yekuti inonzi inoshandiswa, asi kungoziva kuti ichinhu chakaipa. Havasi ivo voga kunze kwemari yavakabhadhara, ivo vari kunyange kumashure kumashure yevadzidzi vavo kupfuura kare. Heano mazano mashomanana okukubatsira kuti usabhadhara chikwereti chemari chikwereti uye kukanganwirwa kwakaitwa:

Ziva Mushandi Wako Mushandi

Kune mhando mbiri dzezvikwereti zvevadzidzi - federal uye yega. Aya ndiwo masangano epakutanga akakwereta iwe mari yekoroji. Pavanopedza kudzidza, vanogadzira mushandi wekwereti kuti vaite mari yako.

Zvakakosha kungoshanda pamwe chete nemari yako servicer kana uri kutarisana nedambudziko rekubhadhara. Iwe unoda kuzvisimbisa iwe pachako kuti uri kuwana mhinduro dzakarurama sezvazviri maererano nekwereti chako chairo.

Chenjerera Kukanganwira Zvimwe

Iwe unogona kugamuchira foni, kana kuona chimwe chinhu paIndaneti kana kuburikidza nehuwandu hwemagariro evanhu hunotarisa kana hunoita sechinhu chakanaka.

Zvinoratidzika zvepamutemo nezvimwe zvakadai se "hurumende" kana kuti "Obama" muzita uye inopa chikwereti chemudzidzi kukanganwira, saka iwe unoshevedza kuti uwane zvakawanda. Munhu pane mumwe mugumo anotaura kuti vanogona kugogodza zviuru zvemari kubva kuchikwereti chemudzidzi wenyu asi vachada mashoma madhora kuti vawane mapepa akatanga. Vanokurayira kuti utenge dhaka kana kuti kadi yechiTunes yechipo ichocho uye kukumbira kuti uverenge nhamba kwavari. Iyi ndiyo pfungwa apo iwe unofanira kufungidzira kuti chimwe chinhu chakashata. Taura chete yako chikwereti servicer kuti ukurukure zvikwereti zvinokweretwa chikwereti. Munyaya yehurumende yekubhadhara chikwereti, kune dzimwe nzira dzingaita kuti chikwereti chako chikanganwirwe, asi iwe hauchazobhadharwi kubhadhara mari ipi zvayo yakatarwa mukana uyu. Kune zvibvumirano zvinobvumirana zvinopa mazano ekutaurirana, asi hazvikwanisi kubhadhara mari chero ipi zvayo kusvika chibvumirano chaiyo chasvika.

Usabhadhara Chimwe Chinhu Unogona Kuzviita

Zvikanganiso zvakawanda zvinokupa mari kuti uite zvinhu zvaunogona kuita iwe pachako pasina chekuita. Iwe unogona kusimbisa yako federal mudzidzi zvikwereti kana kutsvaka chirongwa chekubhadhara mari, uye kushanda pasina chairo. Enda kune webasaiti yeFSA kana utaure zvakananga nemari yako servicer kuti udzidze nezvezvaunogona kuita usati wabhadhara mumwe munhu kuita basa iri.

Kana Izvo Zvinonzwika Kuti Zvakanaka Kuti Ive Ichokwadi

Ichi chirevo chekare, asi chichiri chechokwadi. Iva kunyunyuta zvikuru kune chero chipiro chekudzima zvachose chikwereti chako chechikwereti chemudzidzi nokuti izvi zvakaoma kuita. Kana vakakumbira Social Security Number yako kana FSA ID iwe unogona kunge uri pedyo nekutsvaga kana kuve yako yabiwa.