Kana uine chikwereti chemudzidzi, ungangodaro unofunga kana iwe unokodzera kubhadhara mutero . Iwe unogona kutora chikwereti chako chechikwereti kusvika kune $ 2500.00 pagore. Zvisinei, kana iwe usina kuroorwa uye iwe unosvika madhora 65,000.00 pagore, mari yacho inodedzerwa pane imwe nzira kuitira kuti iwe usakwanisa kuwana $ 2500.00 yakazara. Iyi iri pamusoro pemutsara wekutsvaga, izvo zvinoreva kuti haufaniri kuti itemize kuti ushandise zvizere zvekubviswa kwetero.
Izvi zvinoshamisa sezvo vazhinji vekuchikoro vapedza kudzidza vasati vazotanga kutemize mumakore mashomanana ekutanga ari kushanda.
Ndinotora sei kubviswa?
Iwe uchada kuisa fomu 1040 neSheji A kuti utaure kudai iko kubviswa. Kambani yako yekambani yevadzidzi inokutumira pane fomu ye1098-E pakupera kwegore kana munaJanuary pamwe nemari yekufarira iwe unogona kutora pamitero yako gore iroro. Iva nechokwadi chekumirira fomu iwe usati watora mitero yako. Zvakakoshawo kuchengeta kero yako yakarongedzwa nekambani yako yekwereti kuitira kuti ugone kugamuchira ruzivo. Kana iwe uine chikwereti chemari nemakambani akawanda iva nechokwadi chokuti iwe wakamirira kambani imwe neimwe kukutumira iwe 1098-E usati waisa mitsara yako. Izvi zvinogona kukubatsira kuti udzivise kudiwa kunoshandura mutero wako wekubhadhara uye kuwedzera iyo mari yawakagamuchira kubva kumitero.
Ndinofanira Kudzivisa Kubhadhara Mari Yangu Yevadzidzi Nokuda KweMutoro Wechiri?
Vanhu vazhinji vanotarisa kubhadhara mutero sechikonzero chekusazvidya mwoyo pamusoro pokubhadhara chikwereti chemudzidzi wavo pakarepo.
Ndizvo chete chido chekutora deductible saka iwe hausi kuita mari yausingave uri kubhadhara kunze. Zvakakosha kuita chimwe chinhu pamusoro pemari yako yechikwereti nhasi. Iwe unogona kutarisa semari yekubhadhara mari iri mubereko kana mari yemitero. Kana iwe ukabhadhara chikwereti chako chemudzidzi, iwe unenge uine mari yakawedzerwa mwedzi mumwe nomumwe, uye uchingobhadhara zvishoma pamitero mwedzi woga woga.
Izvi zvichapa mari yakawanda mubhajethi yako mwedzi.
Kana chikwereti chako chemudzidzi chikwereti chiri pasi, uye iwe une chikwereti iwe unogona kufunga kuisa chikwereti chemudzidzi wako pakupera kwechikwereti chako chekubhadhara chikwereti . Izvi zvinokubvumira kushandisa zvakanaka kubhadhara mutero chero bedzi uchiri nechikwereti, asi iwe haufaniri kuchengetedza chikwereti kuitira kutora mutero wakabviswa. Zvakakosha kushanda pakubvisa chikwereti chako nekukurumidza sezvazvinogona. Ichaita kuti zvive nyore kusvika pane dzimwe zvinangwa zvemari uye kuita zvinhu zvaunoda, sekutenga imba. Kana uchinge watenga imba, unogona kubvisa chikwereti chaunobhadhara pane chikwereti, uye zvipo zvakakwirira kudarika chikwereti chemari yevadzidzi.
Usakanganwa Kuponesa Pamutoro Wako Unofadza
Zvisinei, kana iwe uine chikwereti ichocho chirevo chinogona kushandiswa kune mutero wokubvisa pamutengo wekutora chikwereti. Iwe unofanirwa kufunga nezvekubhadhara kwauri kuchengeta kuitira kuchengetedza chikamu chiduku pamitero yako. Pakupedzisira, haukwanisi kuchengetedza mari iwe unogona kuripa kubhangi kana kuhurumende. Kurega kubhadhara chikwereti chemudzidzi wako kana kuti chikwereti chako nekuda kwekutora mutero hakuiti kuti pfungwa inonzwisisika. Zvinonzwisisika kubuda mune chikwereti uye kushanda pakuvaka pfuma yako.
Tora Kubatsirwa kweZvose Zvinokonzerwa Mitero Yemitero uye Dheucheni
Mukuwedzera kune zvitsauriro zvaunokwanisa kuwana, iwe unofanira kutarisa mune chero mari yekwereti yaunokodzera. Mari yekubhadhara inogona kubhadharwa kwauri kana iwe uine mari yakawedzerwa mushure mekunge wavhara mutero wako. Kana iwe ukakanda mitero yako, iwe unofanirwa kushandisa sero software yakagadzirirwa kukubatsira kuwana zvese zvakaderedzwa uye zvikwereti zvaunokodzera kana kuenda kumubhadhara mutero anogona kukubatsira kuwana nzira dzokuchengetedza pamitero yako. Kana iwe uri kuzvipira kana kuti uchangotanga bhizinesi rako, unogona kushandisa gwaro rekoti kuitira kuti iwe uise zvinhu zvose zvakanaka gore rako rokutanga kana maviri mubhizimisi.