Kune Dambudziko Rakawanda KuUpfumi Hwedu Parizvino Kupfuura Takaona MuHupenyu Hwedu
Kuyerwa uye kukwana kwezvinetso zvezvemari hazvina kumbobvira zvakanyanyisa zvikuru mune zvehupfumi hwedu. Izvi ndezvechokwadi kana iwe uchifananidza mamiriro edu ezvinhu kune dzimwe nguva dzakaoma munguva yedu yapfuura, dzakadai seHokuderera Kukuru, kubuda kweDot Com bubble, uye kuvhara kwekutengesa kwemari muna 2007/2008.
Pane musiyano mukuru pakati pematambudziko ekutanga ematambudziko uye mamiriro ezvinhu atinozviwana isu iye zvino.
Kudzoka mune imwe neimwe yemazuva iwayo akaoma muhupfumi hwedu, mutengi weAmerica akanga ane chikwereti chiduku, hurumende yehurumende yakanga iri mune simba rakanyanya mune zvemari, uye Federal Reserve yakanga ine simba rekusimudzira hupfumi kuburikidza nezviyero zvakadai sekuwedzera kuwedzera uye nekuderedza interest rate.
Pari zvino, hurumende yeAmerica inogadziriswa maererano nemhinduro dzingaparidzi kune chero dambudziko rezvemari kana rezvemari. Pane zvishoma zvingaita izvo zvisati zvamboedzwa (uye zvakakundikana).
Tinozviwana tiri mumamiriro ezvinhu apo isu tiri kunyanya kuomeswa uye kubudiswa pachena. Pashure pemitemo yekutonga yakadai seFederal Reserve yakabuda nemabhomba, inova chero munhu anofungidzira kuti angaedza sei kutarisira zviitiko zvekukurumidza, uye kunyange kana izvo zvisiri izvo zvichazoguma zvabudirira.
Munguva pfupi yapfuura, pane zvave zvichiitika kuchinja kwekutarisa uye zvitendero zvevanhu vazhinji munzvimbo dzakawanda pasi rese.
Izvozvi zvakaratidzwa muzviitiko zvakawanda zvezvino zvese zvatakapupurira nazvo: 'Brexit;' kusarudzwa kweMutungamiri wedu mutsva; kusimuka kwema-kure nekodzero dzemapato ezvematongerwo enyika yose kuEurope uye pasi rose; izvo zvingave zvekutengeswa uye yezvematongerwo enyika.
Ikozvino mune iri hurumende itsva yenyika, tiri kutarisana nemamiriro ezvinhu mazhinji anogona kuunza ngozi yakawedzerwa, kana isingaiti sesimba zvinokuvadza kuhupfumi hwedu uye hupfumi hwemamwe marudzi pasi rose.
Zvimwe zvezvigadziriswa zvepasi zvinotarisirwa nemunhu wose kuti ave neziso rokubatanidza, asi haasi zvishoma kune:
I "Q Ratio"
Zvichitaura zvishoma, Q Ratio inotora kukosha kwezvinhu zvose zvemakambani pamusika wekutengesa, inofanidza izvozvo kumutengo wekutsvaga zvinhu zvose izvi. Nenzira yaro, Q Ratio haifaniri kunge iri pamusoro pe1 1.0, uye maitiro akadaro haazombogoneki.
Mune nguva nhanhatu apo chikwata chechikwata chakakonzera 1.0 kana kupfuura, chakatevedzwa nekukurumidza nekukosha kwekukodzwa kwemusika. Iko kutengesa kwezvinhu kunoderedza kukosha kwematokari pamusika, kusvikira matete avo eQ Ratio akaderera se 0.3.
Mune mamwe mazwi, Q Ratio pamusoro pe 1.0 inonyanya kukoshesa, uye inowanzopindura kuburikidza nekudzoka kunharaunda isina kukodzera ye 0.3 kana zvakadaro. Izvi hazvikwanisi kunyange nyaya kana kuti kunetseka chero chii, kunze kwekuti chokwadi iye zvino chiyamu che Q chinove pa 1.01.
Velocity Money
Kuwedzerwa kwemari kuchakuratidza kuti kangani imwe imwe dollar yakashandiswa kuburikidza nehupfumi gore negore. Kana muridzi wezvokudya achibhadhara handyman, uye munhu iyeye anoshandira iyo dollar kuti atenge zvokudya, uye muridzi wezvitoro anoshandisa iyo dollar kuenda kuresitorendi, iyo inenge iine velocity ye 3.
Chero nguva ipi iyo kukurumidza kwemari kunowira zvakakwana, zvinoreva kuti tinogona kunge tiri mune zvekuderera.
Kuwedzerwa kwemari kwakasvika pakakwirira pe10,67 muna 2007. Kubvira panguva iyoyo, yakagara isati yasvika kusvika ku57, iyo yakaderera kupfuura iyo yatakaona kubva pakudengenyeka kwenyika kwakatanga muna 1974. Izvi zvinogona kureva kuti kupera kwemahombekiti yepamba iri munzira.
Weak Dollar Policy
Kwenguva yekutanga mumakumi emakumi emakore, Mutungamiri akaratidza kushamwaridzana kune simba rakanyanya kudarika. Rudzi rune mari yakasimba runowana zvakaoma kutengesa mishonga yavo nemasangano kune dzimwe nyika, nepo avo vasina simba rekushaya mari vanoona kuona kuwedzerwa kwekutengeserana kwavo kwekutengeserana.
Dambudziko harisi rekushaya mari yehurumende purogiramu yacho pachayo. Muzvokwadi, inogadzira pfungwa inonzwisisika, uye inogona kunge inobatsira kune dzimwe nhengo nevamwe.
Nyaya ndeyokuti chiziviso chakauya kamwe kamwe. Chero nguva iyo kushandiswa kwenhepfenyuro kunoratidzika kuti kunoitika kamwe kamwe kana nguva pfupi, nguva dzose pachava nekuwedzera kurwadziwa kwerudzi rwakabatanidzwa.
Makambani anogadzira zvinhu muAmerica achabatsirwa nepfungwa isina simba yehurumende. Zvisinei, kana vakatenga zvigadzirwa nemari kubva kune dzimwe nyika, kunyange maSouth-based corporations achaona kuti mari yavo inomuka panguva imwe chete.
Inokurumidza kutaurira kunyatsoita kuti dhora rehurumende ritange kuitika muhurumende dzose dziri muno muAmerica. Isu tinogona kuziva ndechokuti ichabatsira vamwe, apo vachikuvadza vamwe, uye vazhinji vatinokwanisa kutarisira ndeyokuti mutezo wekutsvaga ndewekuti unhu huri nani kana kuti hwakashata.
Kuita zvekuita mashekeri
Prime Minister Modi muIndia yakangotanga kupinda mushandirapamwe wekugadzirisa mari. Hurumende yakabvisa mari yemari, pasina kunyeverwa - iyo 500 ne1000 rupee banknotes pakarepo uye yakarasikirwa nehutano hwavo semari inozivikanwa mari.
Itsva Rs 500 uye Rs 2,000 rupee manotsi zvakatangwa, izvo zvakapiwa vadzidzisi vemarikodhi yemadhora sechishandisirwo / bhengi chikwereti. Vanhu vanogona kutengesa mumatsetse avo evanhu vatsva, asi pamitambo yakaderera yekutengeserana, zvichienderana nehuwandu hwemazuva ose.
Pfungwa iyi ndeyokuti izvi zvingave zvakanyanya kuipa kune vatengesi uye vanhu vanoita mabasa asina kukodzera, uye mune izvozvo kubva pakugadzirisa mafambiro zvingangodaro kubudirira. Zvechokwadi, pane izvo zvingave zvisingatarisirwi migumisiro yehupfumi hweIndia ichidonhera kuhuwandu hwahwo huri nani muhupenyu mumakore achangopfuura.
Uyewo, kune masimba makuru emabhanki uye kuvhiringidzika kwevanhu uye kusagadzikana. Inyika yakanyanya mari-based economy inotora nguva yekufananidza nekuchinja kushamisa.
Iyi haisi nguva yokutanga iyo India yakagadzirisa zvikamu zvemari yavo. Nyika yakatora zviito zvakafanana 1954, uye muna 1978 zvakare.
Kunyange zvazvo basa rekugadzirisa hurumende pasina mubvunzo richave rakaoma zvikuru kune vakawanda muhuwandu hweIndia, pane zvakananga zvinofanira kuva chinhu chakanaka kurwisana nevanoita nevatadzi, vanochengeta zvikamu zvakawanda zvehupfumi hwavo semari. Zvinosuruvarisa, vazhinji vemaitiro aya asina kunaka vanochengeta zvishoma kana 6 kubva muzana yehupfumi hwavo mune mari, maererano neCentral Board of Directors Taxes, vanoti avo vanoita izvi havazovhiringidzi mabasa asina kunaka sezvinenge zvichizokanganisa kuwanda kwevagari veIndia .
Kunyange zvazvo zvinonzwika sekuti nyika iri kure, uye zvechokwadi haisi dambudziko redu pakutanga, rinogona kuva dambudziko kana hupfumi hweIndia huchikwira sechiguma. Pane imwe nguva apo nyika inoda kukura kubva kuhupfumi hwose hukuru, inogona kuva yakaoma uye inogona kuwedzera mamwe mamiriro ezvinhu kana rudzi rwenyika ruchikura madonhe. Maererano neCCBC, India ichaona kuwedzera kwayo kudarika kubva muna 2011, mumumvuri wekugadzirisa zvemari.
Trade War
Iko hakuna kumbova vakunda muhondo. Saizvozvowo, hapasati pave nevakakunda hondo yebhizimisi.
Izvo zvinogona kuita hondo yezvematongerwo enyika pakati peUnited States nedzimwe nyika kumativi ose enyika zvakakura zvikuru kubva pakusarudzwa kwemuongorori mutsva weAmerica. Pano pane nhaurirano yemitengo yezvinhu zvakagadzirwa munyika dzakadai seCanada, Mexico, China, uye nezvimwewo.
Rwendo runokura nezuva. Saizvozvowo zvinongororwa mazita ezvinyorwa izvo nyika dzakadai seChina dzatove dzaratidza kuti dzichatora mukupindura.
Kungofanana nemari yenyika yose hondo yakatanga makore mashomanana kumashure, isu tiri kutopinda munguva yezvokutengeserana hondo. Izvi zvinetso zvezvematongerwe enyika zvatotanga, asi zvichazoita kuti zviwedzere kuwedzera kusimba kuenda mberi.
Nhamba Dzakashata Dzakanaka
Chimwe chinhu chisati chaitika muhupfumi hwedu hwepasi pose, zvakakurumidza kuva nzvimbo yakawanda. Ikozvino pane zvinodiwa zvisingabatsiri muSwitzerland, yeEuro Zone, Sweden, Japan, uye Denmark.
Chaizvoizvo uri kubhadhara bhaganisi yekodzero yekuchengeta mari yako navo. Kubva pakadzika kwechibereko chakanaka chechibereko , apo hutano hwako huchakura huchagamuchira huwandu, kunze kwomugove chete, wehuwandu hwemari yaunoisa mukutanga.
Iwe unogona kutenga $ 1000 chibvumirano chinokura mumakore mashanu, uye apo iyo yefa inosvika pakukura, iwe unongodzorerwa $ 950 chete.
Pakutanga, chinonyanya kunetseka nehuwandu hwekushaya mari yakawanda ndechokuti kwaizova nekumhanya pamahombekombe. Sezvo izvi zvisina kuitika, marudzi akawanda akave akashinga kutevera nzira imwe chete.
Mukuwedzera, ivo vanogonawo kusunungura mararamiro avo emazuva ano kunyange munharaunda isina kunaka, sezvavanoona yakakodzera. Kunyange kunyange izvo zvisingafariri zvido zvinogona kuwedzera zvakanyanya.
Chikamu che "logic" ndechokuti kana vanopona mari vachiziva mari yavo mubhangi iri kuramba ichiderera, vangangodaro vatora mari iyoyo uye voenda vachiipedza pazvinhu. Izvi zvinotarisirwa kuwedzera hupfumi.
Icho chaicho chiri chokwadi chinozivikanwa (asi sezviri pachena hachienzanisiki zvakaenzana pakati pezvisarudzo-vanoita zvehupfumi hwematongerwe enyika) Muitiro unoita kuti vatengesi vaparadze pamusoro pehupfumi, avo vanogonawo kubata mari yavo kwenguva yakareba, uye kubvisa zvinhu zvakakosha.
Insolvent Banks
Mazhinji mabhangi, kunyanya muEuropean Union, ari mumamiriro ezvinhu akaipisisa kupfuura vazhinji vevanhu vanoziva. Deutsche Bank, somuenzaniso, ine mari yakawanda mune zvigadzirwa kupfuura GDP yose yeGermany rudzi. Mabhangi eItaly anongova akaipa, uye kune zvimwe zvinokonzerwa nemasangano kuSpain, Portugal, uye Greece, pakati pevamwe.
Kana rimwe remabhanki aya rakakundikana, kana kuti rinomanikidzirwa kutadza pane zvavari kukwereta, rinogona kukonzera kushanda kwepakati pakati pemamwe mabhandi akabatana-siyana nemhaka yehutachiona hunokonzerwa nehuwandu hunogona kuitika. Kana Bhuku A risingakwanisi kuripa bhangi B, ipapo Bhanga haigoni kubhadhara Bank C, nezvimwe zvakadaro.
Sezvo mamiriro emari emazhinji emabhanki aya achiderera, vane zvishoma nezvisarudzo zvavanogona kutora kuti vave nechokwadi chekusimba kwezvinhu zvakasiyana-siyana uye zvakabatana. Chero chero chiitiko chechikwereti chimwe chete chinogona kutungamirira ku "moto uswa" wezvimwe zviitiko zvekwereti zvakafanana, izvo zvingave zvingaita uye zvinokonzera hupfumi hwepasi pose.
Kurambidza European Union
I " Brexit " (United Kingdom inobva kuU.U) ndiyo yakatanga kuve muEuropean Union, asi pangangodaro kune zvimwe zvingauya. Semuenzaniso, "Grexit" (kureva kwechiGiriki kubva kuEU) iri kukura zvakanyanya nevhiki, uye apo inogona kuva imwe nyika inokwevera kunze kweEuropean Union, yakadai seItaly, Spain, nePortugal.
Zvose izvi ndudzi dzine vanhu vakawanda vari kuramba vachizaruka kubva paEuro kumashure, uye kudzokera kumashure kune mari yavo yepakutanga. Uyezve, nyika idzi dziri muhutano husina simba, uye dzinongoramba dzichiri mune zvehupfumi dzichiwana zvikwereti zvikuru, uye zvadaro dzichava nemari yakawanda.
Chii Chingaita?
Mikana inobva mumamiriro ezvinhu aya sezvinobvira kunonoka kutamba. Uye kana izvozvo zvikaitika, kuvimba mune mari inogona kudonha uye kutamira kune zvigadzirwa zvinokosha segoridhe . Izvi zvinogona kuita kuti zvinhu zviwedzere kutengesa mari yekuchengetedza upfumi nekuchengetedza pfuma inopesana nekutyisidzika kwenyika kuhupfumi. Panguva ino, kana iwe uchida kuva wakangwarira, zvingava zvakanaka kukonzera kuwanikwa kwezvinhu zvinogona kuisa njodzi-kusanganisira michero yepamusoro, zvekutengesa, mitsuwa, uye kugadziriswa kwevana.