Nokushandisa mabhengi ane mapurogiramu evechidiki, vabereki vanogona kubatsira mwana wavo kuti agadzire bhengi uye nhoroondo yekwereti achiri pasi peimba yavo. Nenzira iyi, kana pane zvinetso zvinomuka, mubereki aripo kuti atungamirire uye atungamirire wechidiki pakuita sarudzo yakanaka yezvemari asati agadzirisa keroji yekuongorora yega yega.
Vabereki vanogona kutarisa mabhengi ebhangi uye vanogona kugadzirisa mitemo yeATM vachibvumira vechiduku vavo rusununguko rwekuita zvisarudzo. Nokuzarura kero yekuongorora yevechiri kuyaruka, vabereki vari kuisa mwana wavo munzira yakarurama yemari.
Kune mabhengi mashomanana ane mapurogiramu chaiwo anonyanya kurongwa nevana vechidiki. Heano mazita mashomanana avo pamwe chete nehutano hwavo hwegazvi:
Wells Fargo
Vechidiki kubva kune makore gumi nemasere vanogona kukwanisa kuyaruka kuongorora kambani chero bedzi mubereki ari pamwe-anoratidza iyo nhoroondo. Iyi nhoroondo inouya nekadhi yeVisa debit uye mubereki anokwanisa kugadzirisa mitemo yezuva nezuva pakubvisa uye kushandisa. Iyi nhoroondo inouya nekusvika paIndaneti uye zvinyorwa zvepaIndaneti zviri pachena. Hapano purogiramu yebasa rekubhadhara pamabhuku.
Uyezve, Wells Fargo ine mabhengi ezvokuchengetedza uye mamwe mabhizimisi anogadzirirwa vechidiki. Hurumende imwe neimwe ine mitemo inotungamirira mabhizinesi emabhangi uye ruzivo urwu runowanika paWebs Fargo's website.
USAA Teen Checking
Vechidiki vane kodzero yekuzarura mari yekuchengetedza kana kutarisa kuU.AA pasina chikamu chakanaka chinodiwa. Vechidiki vanogona kushandisa makadhi avo ATM chero kupi zvako munyika, uye USAA inoshandisa mari yeATM yemari. Kune zvingasarudzwa zvekuchengetedza zvekare. Vabereki vanonyorera sevamiriri vayo pamwe chete paakaunti.
Bhizinesi reAmerica
Vechidiki vechiAmerica Centre yeZvesheni Zvemari inotarisirwa vana uye yakagadzirirwa kudzidzisa vana nzira yakakodzera yokushandisa mari yavo, kusanganisira kutanga mabhizinesi. Bhanhire revana vechiAmerica riri muDenver asi rine zvigadziro zvekunze kwehurumende clientele. Vane zvikwereti zvekuchengetedza, kutarisa mabhengi, zvigwaro zvekuisa, nezvimwe zvikwereti zvebhangi.
Vabereki vanoda kuendesa vana vavo vari pasi pemakore gumi nematanhatu. Maakaji ekuchengetedza vanoda $ 10 kuti vashandise uye kuripa kukwikwidzana kwemazana emari inowanikwa. Hapana zera. Nhoroondo dzekutarisa dzinoda mari shoma ye $ 50 kuti izarure uye hauna mvumo yebasa rebasa rega rega, asi ine $ 12. Gumi nemaviri ndiyo nguva yakakurudzirwa kuti uzarure kero yekuongorora yevana.
Bank Bank
Kunyange zvazvo Bato reUnited States risina kutarisa mabhuku akazvitsaurirwa kuvana, vanokurudzira vasati vaduku uye vechidiki kuti vazarure mari dzekuchengetedza nevabereki vavo. Kidz Savings ndeyevana vane makore 8 kusvika ku12. Nhoroondo yekuchengetedza inoda $ 1 kuti izarure iyo account. Pazera remakore gumi nematanhatu, nhoroondo yacho inotendeuka kuAtepan Savings account yevechidiki kubva kune makore gumi nemasere kusvika ku17.
Pazera remakore gumi nemasere, iyo nhoroondo inotendeuka kune imwe nguva yekuchengetera kambani. Aya mabhengi ekuchengetedza ndiwo mazano akabatana nemubereki uye kadhi yeATM ine chikamu chekugadzirisa chinonzi mubereki.
Izvo hazvina huwandu hwekuenzanisa, uye hapana chekubhadhara kwemwedzi pamwedzi. Nhoroondo yacho inosvika paIndaneti, uye hapana mari yekubhadhara kana yakabatanidzwa kumubhengi wekuchengeta mari.
Mamwe maBhangi
Mukuwedzera kune mabhanga aya, mamwe mabhangi akadai seBhange reAmerica neChase vane mapurogiramu evechidiki. Vabereki vanofanira kutaura kumabhanga avo pamusoro pekuwedzera vana vavo kune imwe kambani yezvino kana kutaura nezvekushandisa mabhengi nemabhengi avo.
Makambani ekubhadhara chikwereti uye nharaunda dzemunharaunda mabhizimusi mabhiriyoni masarudzo akanaka ekugadzirisa kuongorora mabhuku evana pamwe chete. Nokudzidzisa vechidiki kubata mari vachiri vaduku, vanonyatsokwanisa kugadzirirwa kuva vanhu vakuru vasina mari.