Sezvo nyika dzakawanda dzinoda kuti gweta rinyore mabhuku ekutenda, mari yemagweta chete inogona kutenga madhora 2 000 kana kupfuura, mari yakawanda yokubhadhara muchiedza kupa mari yako kure.
Kuonga KISS Trust, kune nzira itsva yekugadzira kuvimba kweavo vasina mari yakawanda yekuisa mune chivimbo chetsika.
Icho chivimbo chei uye kuti inoshanda sei
Iwe wakanzwa nezvesangano rekuvimba asi iwe hauzive kuti chii uye sezvo iwe nguva dzose wakafunga kuti yakanga isiri pamatengo ako, hauna kumbovhiringidzika kudzidza. A trust fund ndiyo inoda nemitemo yakawanda. Mari yekutendesa inowanzogadziriswa nevapfumi nepfungwa yokuti kufarira uye zvikamu zvakagadzirirwa zvinobvumira kuti kuvimbwa kushande pane mari yekutsvaga ichiita icho chinhu chinotarisa zvizvarwa.
Somuenzaniso, dai wakanga uine pfuma yakakwana kuti utange chikwereti chetendende, unogona kuisa $ 1 mamiriyoni mukati maro uye kuti bhangi kana mupfumi wemari aise mari kuti zvipfeke uye zvikwata zvingabhadhara chikamu che7% (kare) gore negore. Iko $ 70 000 inogona kushandiswa kupa vana vako vatatu mari yakakwana ye $ 20,000 imwe neimwe uye imwe $ 10 000 inoshandiswa kuitira kuti chivimbo chirambe chichikura kuti chibvumire vazukuru vako kugamuchira mubhadharo.
Kuvimba Nezvipo
Rimwe ruzivo rwekutenda nderokuti iwe unosarudza zvinyorwa. Zvichida vana vako vanogona kutora kubva ku trust kuti vabhadhara kukoreji asi kana vakasarudza kusatevera dzidzo yepamusoro yekondari yepamusoro, havagoni kubva kune iyo kusvikira vava nemakore makumi mana kana kuti vakaremara mishonga panguva ipi zvayo. Iwe unotanga kusarudza.
Kana iwe ukasiya mari kumashure kwevana vako munhoroondo yekuchengetedza , vana vako vachauya kuzoita zvisarudzo zvose.
Iko Mari Yekutendwa
Dambudziko rekugadzira chivimbo ndechokuti zvinotora gweta nguva yakawanda yekugadzirira zvinyorwa uye ndiyo nguva yakakweretwa kwauri. Ichi ndicho chikonzero chikuru nei kuvimba kwevanhu vazhinji kwave kusisviki.
The KISS Trust
KISS Trust inogadzirisa dambudziko iri. Iwe unogona kutanga kuvimba kune chero munhu waunoda nemari shoma yekusimwa kwe $ 1 000 kana $ 50 kana iwe ukazvipira kumipiro yemwedzi. Mutengo wekugadza ndewe $ 199 chete uye unogona kuisa mamwe mabheti kune vamwe vanhu pamutengo we $ 99 chete.
Iyi mari inosanganisira mabhuku ose epamutemo akagadzirirwa negweta. Chimwe chiyero chekuchengetedza chinoratidza kuti kana iwe ukapa $ 1000 pakutanga pakutanga pakuberekwa uye $ 100 gore negore kwemakore gumi nemasere, panguva iyo mwana anosvika 65%, chivimbo chacho chinogona kukura kuti chiwane $ 315,000, nemhaka yekuwedzera .
NeKISS Trust iwe unogona kutora mutsara mumagwaro kuti kana munhu anogamuchira kuvimba ane vana, chimwe chiyero chichabviswa kubva pane chivimbo chiripo kuti chigadzire matariro kumwana mumwe nomumwe, uyezve vana vavo, nezvimwe zvakadaro.
Mari yose inobatwa neFidelity Investments pamwe chete nemamwe madhipatimendi anozivikanwa zvikuru kuitira kuti mikana yehomwe iyo inopedzisira ishoma.
Zvisinei, iwe unofanirwa kuyeuka kuti hupfumi hupi huri nehungwaru saka kunyatsoongorora kunofanirwa.