Ndinokwanisa Kudzokorora Here?

Zvido zveMutengo mutsva

Mubvunzo: Ndingada kuziva kana ndinogona kugadzirisa mari yangu. Chii chinotora kuti izvi zviitike?

Mhinduro: kuti uwane chikwereti chitsva chaunoda kuisa chikwereti chitsva uye uwane chikwereti chako.

Iwe Unokwanisa Kuita Kuti Uwane Refinance Here?

Usati wasarudza kubatsiridza, iri pfungwa yakanaka yekuona kana iwe ungakwanisa kubhadhara chikwereti kana kwete. Kana zvisina kudaro, iwe uchaziva nokukurumidza kupfuura gare gare uye iwe unogona kutanga kugadzirisa matambudziko ose.

Kuti uwane chikwereti chemusha, unoda zvinotevera:

• Chiremera chikwereti
• Mari yakakwana
• Kukwana kwakakwana mumusha

Chokutanga, tarisai chikwereti chako. Nomutemo, unobvumirwa kuronga zvikwereti zvikwereti zvekwereti kubva kune imwe sangano rekubika zvikwereti gore negore. Tarisa chero zvikanganiso pane iyo mitsara. Zvakanaka iwe hauna hutengi huripo, uye chikwereti chako chakanaka (kana kuti chiri nani) kupfuura chaive pawakawana chikwereti chako chepakutanga. Iwe unogona kugadzirisa nechepasi-kupfuura-akakwana chikwereti, asi une zvishoma zvasarudzo.

Zvadaro, ona kana iwe uine mari yakawanda yekugadzirisa. Iwe unogona kunge une pfungwa yezvaizobhadhara mwedzi wako wega wega (kana zvisingaiti, shandisa chikwata chekukwereta kuti uwane). Ivai nechokwadi kuti chikwereti chenyu chekuwana mari yakakwana inokwana kuti muwane chikwereti chitsva.

Pakupedzisira, tora pfungwa yekukweretesa kwako kukoshesa chiyero . Kazhinji, iwe unogona kugadzirisa pasina kunyanya kuoma kana chikwereti chako chechikwereti chiri pasi pe80% yemari yeimba yako. Zvisinei, chikwereti chako uye mari yako inogona kugara ichikonzera matambudziko.

Dambudziko Refinancing

Kana iwe ukawana kuti haugoni kugadzirisa nokuti vanokwereta havadi chikwereti chako, mari, kana chikwereti kukoshesa ratios, edza kuwana mhinduro. Kana chikwereti chako kana mari yako ichipa mhosva, funga kushandisa shingairiri kuti uwane chikwereti. Munhu iyeye anogona kuita kuti vatengesi vave nechivimbo pamusoro pokubhadharwa.

Kana wako-mubhodha ane chikwereti chakasimba, kugamuchirwa kunowanikwa.

Kana iwe usingakwanisi kugadzirisa nokuti hauna kukwana kwakakwana (kana imba yako iri pasi pemvura), tsvaga zvirongwa zvehurumende. Iko kune mapurogiramu akawanda ekugadzirisa zvigadziriswa kuvaridzi vepamba vanowa panguva dzakaoma. Iwe unogona chete kugadzirisa kuburikidza nezvirongwa izvi kana ukasangana nemimwe mitemo, asi nguva dzose inokosha kuedza.

Muzhinji, mapurogiramu ehurumende yehukwereti ndiyo yakanakisisa yekutengesa kana iwe usingakwanisi kugadzirisa nebhangi kana mutengesi wemari. Aya mapurogiramu ane mazwi anopa rupo kana achiuya kune chikwereti chikoro uye kumba kwekuita.

Kufambira Mberi

Pakupedzisira, nzira chete yekuziva kana iwe unogona kugadzirisa ndeyekukumbira chikwereti (zvisinei, unofanira kuzviziva nemisoro iri pamusoro apa usati washandisa chaizvo). Paunenge uchigadzirira kuenda mberi, taura nemutengi uye utange iyo nzira. Kuti uwane mamwe mirayiridzo yakajeka, onai Maitiro Okugadzirisa Sei .