Nzira Yokudzivisa Nheyo Musoro
Chikwereti chekwereti chikwereti chinodhura chine nguva shoma chinowanikwa apo iwe unopika motokari yako sechibvumirano . Kana iwe wakabhadhara motokari yako uye ichiri kukosha chimwe chinhu, unogona kuramba uchityaira uye uwane mari nokukurumidza. Nokuti chikwereti ichichengetedzwa nemotokari yako, chikoro chako chikoro uye mari yako inowanzova nyaya.
Nei Uchifanira Kutenga Pasi?
Kunyange zvazvo zviri nyore kuti zvikwanisike, chikwereti chikwereti chakaipa uye chinodhura.
Kufarira uye mari: mari ndeimwe yezvipingamupinyi zvikuru zvekushandisa chikwereti chekodhi yemotokari. Kutanga, iwe uchazofanira kubhadhara imwe yemari yekubhadhara kuitira kuti chikwereti chako chigadziriswe. Hazvina mhosva kuti mari yacho inodanwa sei, ndeyekuwedzera mari yezvemari pamusoro pezvaunofarira iwe uchabhadhara - mari inokwereta inodhura. Nharaunda inowanikwawo inonyanya kukwirira pamusoro pezvikwereti zvepaiti, uye kune dzimwe nguva zvingakwanisika zvekugadzirisa kunze uko.
Repossession: kana iwe uchitengesa motokari yako sechibvumirano, iyo yakanakisa mutambo kana iwe ukarega kubhadhara. Vatengesi vane kodzero yekutora motokari yenyu kuburikidza nekudzorera , uye haugoni kuziva nguva iyo izvo zvichaitika. Kana ukavimba nemotokari yako kuti uende kubasa uye kumashure, matambudziko ako emari achakudzwa. Kana motokari yako ndiyo nzira yakachengeteka yekuti mhuri yako iende, unenge uine mamwe matambudziko.
Dzimwe Mhando dzeMari
Iwe usati wawana chikwereti chekuremekedza, taura kunze kwezvinhu zvose zvingashandiswa. Kunyange kana uine chikwereti chiduku-kupfuura-chakakwana, pane dzimwe nzira dzingakwereta.
Mabhandi nemakambani emakwereti vari kuwedzera kupa zvikwereti zvenguva pfupi zvakagadzirirwa kubvisa zvikwereti zvinotambirwa (zvakadai sekwereti chikwereti uye kubhadhara chikwereti ).
Bheti yako yakanakisisa ingave yekukumbira chikwereti kubhangi duku remukati kana kubhadhara chikwereti, sezvo mabhanga makuru anokurumidzira kuramba maitiro. Kana usina kumbobvira wakashandisa chikwereti chebhengi, eedze kunze - zvikwereti zvekweretheni ndezvikwereti zvevashandi vezvemari zvinowanzotarisa pamamiriro ako ega.
Mari dzezvikwereti zvinowanikwa kubva kumabhangi uye zvikwereti zvemakwere, asi zvinowanikwawo kubva kune vakweretesa paIndaneti . Vatengi vepaIndaneti vanobatanidza vatengesi nemari yekukweretesa uye vekare-ve-peer-to-peer chikwereti ( P2P chikwereti ). Mari yechikwereti haisi yekuchengetedzwa nekutengesa (zvakadai sezita rako). Pane kudaro, chikwereti chinogamuchirwa zvichienderana nezvikwereti zvako zvikwereti uye mari yako inowanikwa kuti udzorere chikwereti. Kana iwe uine mari yakakwana, mari yako yaunenge yakwereta ndiyo nzira yakanakisisa iri nani pane chikwereti chemusoro.
Paunotsvaka zvikwereti zvepaIndaneti, shingairira nezvekubhadhara mari yepaIndaneti uye vakweretesi vepaIndaneti. Aya masangano angasave asina mari shoma, uye vamwe vavo havatombokupa zvikwereti - ivo vari kungowana mashoko ako ega (kuti uzvitengese kune vamwe kana kuba chako).
Kukwira kadhi kadikiti kunogonawo kuva nzira isingadhuri yekukwereta. Usakanganise: makadhi emakwereti ane ngozi uye iwe unogona kupinda nyore pamusoro pemusoro wako, asi chikwereti chenguva imwe chinogona kukubatsira kuti uise musoro wako pamusoro pemvura.
Marikiti yemakadhi inonyanya kukoshesa kana iwe ukakwanisa kushandisa purogiramu yakaderera-kufarira-kutengesa kupa kana kuenzanisa kutengesa kupiwa . Ingoona iyo mari uye uone kuti une chirongwa chokubhadhara chikwereti.
Mumwe mubatsiri angakubatsira iwe kugamuchirwa kuti uwane chikwereti chinodhura kubva kubhangi kana kukweretesa paIndaneti. Cosigners vanokumbira chikwereti newe , uye vanovimbisa kubhadhara chikwereti kana iwe ukarega kubhadhara. Izvi zvinokuvadza kune vanyori: ivo vane mhosva yekwereti chenyu, asi havakwanisi kuwana zvikwereti zvechikwereti chenyu-saka icho chinhu chakanaka chokuita. Ingobvunza chete cosigner anonyatsonzwisisa (uye anoda uye anokwanisa kutora) iyo ngozi.
Kana uri kukwereta kuti uite zvipo
Kana iwe ukaedzwa kuti uwane chikwereti chekuremekedza kuitira kuti iwe unogona kubhadhara kune dzimwe chikwereti, chengorora dzimwe nzira pane. Kutora chikwereti kubhadhara chikwereti kunogona kukuisa muchikwereti chinotyisa .
Taura nevatengi vako kuti vataure zvaunogona kuita. Panogona kunge kune mapurogiramu anowanikwa kuti akubatsire kuburikidza nechirwere chinotyisa. Semuenzaniso, kubhadhara chikwereti chevadzidzi dzimwe nguva kunoderedzwa kana kupedzisira kwechinguva . Mimwe mhando yevakwereti inogona kupa "kubhabhatidza" kweimwe rudzi.
Kubhadhara mazano ekukwereti kunogona kukubatsira kuti unzwisise mamiriro ako ezvinhu. Mune zvimwe zviitiko, ungada kuva nevarangi vemakwereti vachataurirana nevakweretesi vako uye ugadzire zvirongwa zvekubhadhara zvinokodzera bhajeti yako. Aya mapurogiramu anowanzopiwa pasina kubhadhara, asi zvakakosha kutsvakurudza chero mupi wezano iwe uri kufunga kushanda nawo. Kana iwe ukapinda muurongwa hwekubhadhara, ziva kuti chikwereti chako chinogona kutambura .
Mamwe masangano anogona kupa rubatsiro zvakare. Taura neDhipatimendi reMunharaunda yeHanté neHuman Services kuti ubvunze pamusoro pezvirongwa usati wawedzera kune chikwereti chako.