Chii chinoshandiswa?
Chimwe chikonzero ndechekugadzirisa kwenguva pfupi iyo inokubvumira kudzorera mari yako yokubhadhara. Chero mari ipi zvayo yaunosuwa ichawedzerwa pane kumashure kwemutero wako.
Zvichienderana nerudzi rwechikwereti chaunazvo, mari yekutora inogona kuwedzerwa kune chikwereti, kana kuti iyo inotora mari ichabhadhara iwe.
Nzira Yokunyadzisa Sei?
Kana uri kuomerwa nekubhadhara, taura nemutengi wako pamusoro pezvaunogona kuita. Kusarudzwa ndeimwe yezvimwe zvisarudzo-uye zvingasava sarudzo yakanakisisa.
Vatengesi vachakumbira kuti iwe uwane kukodzera uye upe chikumbiro usati warega kubhadhara.
Kufanirwa: haasi munhu wose akakodzera kuregererwa. Edzai mashoko acho nemutengi wako, asi mamwe maitiro akajairika anosanganisira:
- Kunyanya hafu yenguva yekunyora kuchikoro
- Ushaiwe kana matambudziko emari
- Basa rekuita basa rechiuto
- Kubatanidzwa mukugadzirisa nguva yakazara kwevanhu vane hurema
- Zvichienderana neunokweretesa wako, panguva yebasa-inoshandiswa mune zvebasa kana mapurogiramu ekugara
Zvakare, taura nemutengi wako - unogona kukodzera rubatsiro rwusingaoneki peji ino.
Mari Yezvikwereti MuKutsvina
Iwe haufaniri kuita mari yekubhadhara muchikwereti, asi izvozvo hazvirevi kuti chido chinorega kuwedzera .
Kana iwe wakabhadhara zvikwereti , hurumende yehurumende ichabhadhara mari yako yekutora, saka iwe unofanira kungoita purosi yako yaunenge yashaiwa pamagumo emutengo wako wemari yako.
Kana zvikwereti zvako zvisingabatsirwi , iwe uchava nemhosva yekutora mari. Kana uchida, iwe unogona kubhadhara mari inotora mutengo mwedzi woga woga sezvo chikwereti chiri kutengesa - iyi ndiyo nzira yakakodzera yekubata nayo chido, uye inodhura zvishoma kudarika nguva refu.
Iwe unayowo sarudzo yekurega iyo inotora mari inowedzera kuwedzerwa kune chikwereti chako chekubhadhara kana "kutorwa" . Mukudaro, iwe unokwereta zvakare mushure mekugadzirisa kwako kunoguma.
Kana iwe Usingaiti
Kana iwe usingakwanise kukodzera kuwana chirevo, pane zvimwe zvingasarudzwa. Mukukurukurirana nemutengi wako, unogona kutsanangura mamiriro ako uye kudzidza zvakawanda pamusoro pezvimwe zvinoshandiswa kwauri
- Kushivirira , kufanana, kunokubvumira kuti usimbise kwenguva pfupi mari. Zviri nyore kuti zvikwanisike, zvingangove zvichienderana nemari yako yepamwedzi inobhadharwa nemari yako (kana iwe uchibhadhara zvinotora makumi maviri kubva muzana yemari). Zvinosuruvarisa, chido chicharamba chichikweretwa pane zvikwereti zvose , kusanganisira zvikwereti zvinopiwa rubatsiro.
- Zvimwe zvirongwa zvekubhadhara zvinogona kukupawo imwe nzvimbo yekufema. Panzvimbo yekuita mimwe mihomwe yemwedzi iwechete, iwe unogona kufunga kutora mari yako pane kwenguva yakareba, uchigadzirisa iwe kubhadhara pamari yako uye kuisa purogiramu yekuwedzera zvishoma nezvishoma kubhadhara. Kana iwe ukatora nzira iyi, yeuka kuti iwe unogona kubhadhara zvakawanda mukufarira pamusoro pehupenyu hwechikwereti chako.
- Kudyidzana kwemari kungakonzerawo mari shoma, kunyanya kana iwe ukasarudza kubhadharwa kwenguva refu.
- Kushandurwa kwekubhadhara kwako zuva rakakodzera, dzimwe nguva kunoita kuti zvinhu zvive nyore (nguva iyo kuitira kuti iwe ubhadzwe nguva pfupi usati wabhadhara iwe).
- Kubhadhara mazano neChristian Consumer Credit Counselor kunogona kukubatsira kuti uve nekutarisira chikwereti chako.
Kana zvikwereti zvako zvikweretesa mudzidzi wechikwereti, matambudziko ako ekuwana rubatsiro ari nani . Pamwe chete nemari yechikwereti yevadzidzi, kusagadzikana kungave kuchiripo, asi nzira yacho haisi yakananga.
Ramba Uchibhadhara
Kunyange zvazvo mari yakaoma, zvakakosha kuti urambe uchiita zvikwereti zvako kusvikira chikumbiro chako chokuregererwa chichigamuchirwa. Usafungidzira kuti iwe uchakodzera uye urege kurega kubhadhara.