Nzira Yokushandisa Nayo Kushambadzira Kwechikoro
Chikoro chekuchikoro chekuchikoro chinokubvumira kuti urege kukanganisa zvishoma nezvekubhadhara chikwereti chako apo iwe unyoresa kuchikoro.
Kuti ukwanise, unofanirwa kunyora chikamu chinenge chikamu chemaawa munzvimbo yakakodzera, iyo inosanganisira zvikoro zvakawanda nemayunivhesiti muUnited States, uyewo mamwe masangano kunze kweUnited States
Nzira Yokushandisa Kushandura Chikoro-Chikoro
Rudzi rwemari: Chengetedza kuti uone kana chikwereti chako chinosanganisira kusarudzwa kwarudzo. Zvikwereti zvehurumende zvakananga, FFEL, uye Perkins zvikwereti zvinowanzobvumirwa. Vabereki vanokwereta uye PLUS zvikwereti dzimwe nguva vanofanirwa, asi iwe unofanira kubvunza hofisi yevadzidzi vako yechikoro kuti uone. Vamwe vanozvipira chikwereti chevadzidzi vanobvumirawo kugadziriswa, kunyange zvazvo vateresi vangave vachishandisa nzira dzakasiyana.
Kuzadza mafomu: Kuti ubvunze kuregererwa, iwe uchada kuzadza fomu yekukumbira kusununguka uye uiendese kune chikwereti chako servicer. Chikwereti chako servicer ikambani yaunobhadhara kana kambani inotumira zvinyorwa zvemari chikwereti kwauri, kunyange iwe wakakwereta ne federal mudzidzi chikwereti.
Chengetedza kunyoresa: Chikwereti chako servicer chichasimbisa kuti iwe wakanyoresa hafu yenguva.
Izvi zvinogona kuitika mune zvemagetsi, asi pane dzimwe nguva, iwe unoda hurumende pachikoro chako kuti usayine pane zvaunokumbira. Kana zvakadaro, shanyira hofisi yekubatsira yevadzidzi kuti uwane kuvimbiswa.
Mirira kugamuchirwa: Ramba uchiita chikwereti pane chikwereti chako kusvikira wawana chivimbo kubva kune chikwereti servicer icho chikumbiro chako chakabvumirwa.
Kana iwe uchinge usina kukweretwa kusati kwatanga kushandiswa kwako, chikwereti chako chikoro chichatambura uye zvingava zvakaoma kuti uwane mamwe mazano.
Kunyadziswa Kwemazuva Akareba Zvakadini?
Kana chikumbiro chako chichigamuchirwa, unogona kugara mukutarisa chero bedzi uchiramba uchingosangana nezvinodiwa, izvo zvinoreva kubatanidzwa mune imwe nzvimbo inogamuchirwa kwehafu yenguva. Zvisinei, iwe uchapawo zuva rinotarisirwa kupedza chikoro, iro rinounzawo kugadzirisa kusvika pakuguma. Kana iwe uchigara kuchikoro kwenguva yakareba kupfuura zvaunotarisirwa, iwe uchada kuita mamwe mapepa.
Mari Yezvikwereti uye Mitero
Kana ukabvumirwa, iwe unogona kurega kubhadhara, asi zvikwereti zvekuda hazviregi.
- Kana iwe uine zvikwereti zvinotsigirwa , hurumende yehurumende inogona kubhadhara mhaka idzi panguva yekuregererwa.
- Kana usina kubhadhara zvikwereti, chido chicharamba chichiwedzera.
Iwe hauna kutarisirwa kubhadhara panguva yakatarwa, asi iwe une sarudzo yekuita saizvozvo. Icho chakanaka kubhadhara zvinyorwa zvekufarira. Kana iwe usingabhadhara chinhu, zvikwereti izvi zvekuda zvichave zvakatorwa , zvichireva kuti chikwereti chako chekukwereta chichawedzera pakufamba kwenguva, kunyange iwe usina kugamuchira mamwe mari. Paunenge uchizadzisa mafomu ako, tsvaga mukana wokuti "Ndinoshuva kuita mhindu yekubhadhara pamatokwereti angu asina kubhadharwa panguva yandinenge ndatadza."
Kana Iwe Usingafanisi
Kana chikumbiro chako chakarambidzwa, unogona kunge uine dzimwe nzira. Taura nehomwe yako servicer pakarepo kana uri kuomerwa nekubhadhara.
Mwoyo murefu unopa imwe sarudzo kana iwe unoda kubhadhara mwedzi imwe neimwe yakanyanya kukwirira nokuda kwehuwandu hwemari yaunounza. Unogona kumira kwenguva pfupi kubhadhara, asi kufarira kunowedzera pane chikwereti chako.
Mapurogiramu ekubhadhara mari anobhadhara mari anokubvumira kuita zviduku zviduku pamwedzi. Mune zvimwe zviitiko, zvikwereti izvozvo zvakaderera-se $ 5 kana kuti hapana zvachose, zvichienderana nemari yako. Kuti uwane mamwe mashoko, ona muenzanisi weDhipatimendi rekubhadhara.