Mari Inoshandiswa Zvikwereti Inoshanda Sei?
Paunokwereta mari, chikwereti chinowanikwa pachikwereti chako nguva nenguva - zuva rimwe nerimwe kana mwedzi mumwe nomumwe, somuenzaniso . Kunze kwekuti mari yako yekutenga inobhadharwa, iwe unofanira kubhadhara mari iyo (zvichida nenzira yepamusoro yepamwedzi kubhadhara mune ramangwana, kana mutero wemwedzi wepamusoro kuti uvhare mutero unofanirwa).
Nezvikwereti zvakabhadharwa, mumwe munhu anobhadhara zvikwereti izvozvo saka haufaniri.
Ndiani Anopa Mari
Munhu wose anogona kubhadhara chikwereti. Zvichienderana nerudzi rwechikwereti, inogona kuva sangano rehurumende, rudo, kana rimwe boka. Zvikwereti zvevadzidzi ndezvimwe zvinowanzosiyana siyana zvekubhadhara chikwereti. Nezvo zvikwereti, hurumende yeUnited States inobhadhara mari yekubhadhara kune vamwe vadzidzi. Semuenzaniso, vadzidzi vane rubatsiro rweVashord Loans vanobatsirwa vanobhadhara pasina chikwereti pavanenge vanyoreswa kuchikoro.
Iwe Unofanirwa Sei
Zvikwereti zvinokwaniswa zvinowanzopiwa kune avo vanofanirwa. Kuti uwane zvakakodzera, iwe kazhinji unoda kuratidzira mari inoda kana kusangana nedzimwe nzira. Somuenzaniso, nedzimwe dzimba dzezvikwereti ( sekutanga purogiramu dzevatengi vemunharaunda), unofanirwa kurarama kune imwe nzvimbo uye uwane mari shoma pane imwe yakadhindwa madhora. Zvimwe zvipingamupinyi zvinogona kusanganisira kukosha kwemusha kunosangana nehutano nekuchengeteka kwehutano, uye chidimbu chekugadzirisa zvikwereti zvaunogona kuwana pakutengeswa kweimba yako.
Zvikwereti zvinodzidziswa nevadzidzi
Zvikwereti zvevadzidzi zvingangove zvakanyanya kushandiswa rudzi rwechikwereti chaibhadhara. Kana chikwereti chako chaibhadharwa, hapana chikwereti chaunopiwa iwe chero bedzi iwe wakaratidza mari yaunoda uye:
- Iwe wakanyoresa hafu yenguva, kana kuti
- Iwe uri mune mwedzi mitanhatu yenyasha pashure pokunge wapedza kudzidza, kana
- Mari yako yekubhadhara iri muzvinyorwa
Kuti uratidze mari inoda rubatsiro, iwe uchada kubhadhara zvikwereti uchishandisa fomu yeF FAFSA, uye mari yaunoda inofanira kuva yakawandisa kupfuura iwe yaunayo (asi zvikwereti zvako zvingabhadharwa zvichagadziriswa nezvikwereti zvekupinda kuchikoro chako).
Zvakanakisisa kuwana mari yekubhadhara kana zvichibvira. Kana iwe uchida zvimwe, iwe unogona kugara uchikwereta nechikwereti chisina kubhadharwa pamwe chete (asi kungokwereta zvaunoda chaizvo - iwe uchafanira kuribhadhara rimwe zuva rimwe).
Zvinosuruvarisa, vadzidzi vakapedza kudzidza uye vadzidzisi vezvesa havagone kuwana zvikwereti zvinotsigirwa - iwe uchabhadhara chikwereti pane zvose zvaunokwereta.
Zvisarudzo zveZvimbiso Zvisina Kubhadharwa
Kana zvikwereti zvako zvisina kubatsirwe, unogona kusarudza nzira yekubata nayo chido.
- Chengetedza sezvaunofamba: iyo yakanakisisa sarudzo, kana iwe uchikwanise kuibhadhara, ndeyekubhadhara chikwereti chekuda kana vachiongororwa. Izvi zvinokubvumira kuderedza chikwereti chako chose, pamwe chete nemari yaunofanira kubhadhara mwedzi woga woga kwemakore anotevera. Ichaitawo kuti kuderedza chikamu chaicho chaunofarira iwe uchibhadhara pamari yako yechikoro.
- Ita kuti chibereko chiwedzerwe : imwe nzira ndeyekuti mitengo inofanirwa kuwedzerwa kune chikwereti chako. Panzvimbo yekuita zvikwereti kuti uwane mari sezvavanouya, iwe "unokwereta" nguva imwe neimwe nguva inofanirwa kubhadhara chikwereti. Chikwereti chako chezvikwereti chichawedzera - kunyange iwe hauchazopizve mari - uye iwe uchapedza nemari yakakwirira uye yakakwirira pamwedzi pamangwana. Verenga zvakawanda pamusoro pekuwedzera mari kune zvikwereti zvako .