Stock Mutual Funds
Zvichinyatsojeka, mari yekuchengetedza mari inoratidzirwa mari yehurumende inoshandiswa zvikuru inoshandisa zvikwereti zvemabhizimisi anotengeswa nevanhu. Semuenzaniso, kana iwe uchitenga chikwereti chine zvikamu zveG GE, Microsoft, Proctor & Gamble, uye Dell, iwe une pesa reko.
Zvimwe zvekutengeserana kwemari zvinosanganisirawo zvikwereti nemari asi mari yemari inowanzogoverwa makumi mapfumbamwe nezana (80%) yeiyo mafotoreti ematoro.
Nzira dzekutsvaga mari
- Diversification: Mukana wokutanga, uye vamwe vangati chinhu chakakoshesa, chekuchengetedza mari ndeyekuti iwe unogona kuisa mune imwe sangano rekuchengetedza uye uwane kuwanika kwemazana emashamba. Izvi zvakasiyana-siyana zvinoderedza "kambani yengozi chaiyo" (ngozi iyo inowanikwa kana iwe ukatenga kamwe chete kana mashomanana mashomanana).
- Professional Money Management: Kuzviisa mumatokisi ega ega kunotora mari, asi nguva yakawanda. Kusiyana neizvi, vatengi vemashezi emakambani nevatsvakurudzi vanomuka mangwanani oga oga vachizvitsaurira hupenyu hwavo hwehupenzi kuti vatsvakurudze uye kuongorora ikozvino uye zvingave zvigaro zvekushandisa mari yavo.
- Kubhadharwa Kwekugadzirisa uye Kuregererwa: Zviri nyore kushandisa mari nguva dzose muchikwama chemari. Makambani akawanda ehurumende yemari anobvumira vashandi kuti vashandise mari shomanana ne $ 50 pamwedzi zvakananga muhomwe yemari pasina kutora mutero wekutengesa. Izvi zvinonzi " Planatic Investment Plan" (SIP) . Mari inogona kubudiswa zvakananga kubva kubhangi yebhangi uye inotengeswa zvakananga muhomwe yemari. Kune rumwe rutivi, mari inogona kugara ichibviswa kubva muchikwata chemari uye ichiiswa mubhadha rebhangi. Iko kune kazhinji hapana mari yebasa iri.
The Cons of Investing
- Kushaiwa Uwandu: Vatengesi vanosarudza kutenga mabhizimisi ega kusingapi mari, vanogara vachitaura kuti vanorega kodzero dzehuyo muhomwe yemari. Vari kureva chokwadi chokuti kana ukatenga mari yekuchengetedza mari , iwe une pesa rekuchengetedza mari uye kwete yezvimwe zvikwata mukati memari yekutengesa. Kana iwe uchida kuva nechikamu cheGG uye uine kodzero dzekuvhota mukambani (kunyange zvazvo, kazhinji kacho chiduku chiduku zvikuru), zvino tenga chikwata.
- Zvinodhura: Munyaya yemari yemari, iwe uchange uri kubhadhara kuenderera mberi kwekutungamira kwefambisi yemari. Kana iwe uchitenga mumwe munhu, ipapo iwe unobhadhara kutenga chikwata, asi usabhadhara imwe mari kusvikira iwe uchitengesa chikwata. Kufanana nedzimwe mhando dzemari, mutengo wemari unogona kutengesa mari dzinonzi mitoro . Iyi mitero inogona kubhadharwa pazvinhu zvose zvekutenga kana kutengeswa kwemari. Mari inowanikwa pamwe chete inewo mari inoramba iripo iyo inobva muchikwama ichidzoka. Izvi zvinodhura zvinoratidzika nenzira yemari yebhadharo, iyo inenge muzana yezvinhu.
- Kusarudza Kuwandisa: Dzimwe nguva zvisarudzo zvakawanda zvinogona kuva dambudziko. Kana ukasarudza kutenga mari yemari, uchawana, zvisingaiti sezvazvinogona kuitika, mari yakawanda yemari yekusarudza kubva kune mumwe wekutengeserana kutengeserana kuNew York Stock Exchange. Iva wakagadzirira kupedza nguva nemari kuitira kuti usapfuure nenzira dzakasiyana-siyana dzemari uye uchengetedze nzvimbo yako.
Kuchechechedza Maitiro neZvipo zveStock Fund
Zvakakosha kuongorora pro nega yega yega yekutenga mari yekuchengetedza mari isati yaita sarudzo yekuisa mari. Mune zviitiko zvakawanda, chii icho munhu anokwanisa kuita semari anogona kuonekwa semuenzaniso, mumwe muzvikwereti angaona sean con (uye zvimwewo). Vazhinji vatyairi vaizobatsirwa nekunzwisisa zvakawanda pamusoro pezvakawanda uye zvakanyanya zvemari yemashesi uye kuti vadzivise sei matambudziko .