Unit Investment Trust nezvikamu zveMutual Funds

UITs vs. Zvimwe zveU.S. Registered Investment Companies

Unit investment trusts (UITs) inogona kunge isinganzwisisiki, uye chaizvoizvo isingashandisi, iyo yose yeUnited States inobhadhara makambani okusimisa. Kubva musi waDecember 31, 2008, maererano ne 2009 Investment Company Fact Book, zviwanikwa muUnited States makambani okusimudza mabhizimusi aiva akadai:

• Open-End Fund ( Mutual Funds ) $ 9.6 trillion mumari 8022
• Exchange-Traded Funds ( ETF ) $ 531 mabhiriyoni mumari 728
• Yakavharwa-Mugumo Mari ( CEFs ) $ 188 Bhiriyoni muna 646

• Unit Investment Trust (UIT) $ 28.5 mabhiriyoni muna 5 984 matariro

Enzanisa nhamba dziri pamusoro apa kusvika muna 1990 uye muna 1998:

• Open-End Funds (Mutual Funds) 113 mabhiriyoni mumatengo 3079 muna 1990, $ 1.4 triliyoni mumari 7314 muna 1998
• Exchange-Traded Funds (ETFs) $ 0 mu 0 mari muna 1990, $ 6.2 mabhiriyoni mumari 29 muna 1998
• Closed-End Funds (CEFs) $ 59 mabhiriyoni mune 249 mari muna 1990, $ 159 mabhiriyoni mune 492 mari muna 1998
• Unit Investment Trust (USIT) $ 105 mabhiriyoni mumatongerwo 12,131 muna 1990, $ 94 mabhiriyoni muUIT 10,966 muna 1998

Chimiro Chinyorwa cheUITs

Unit Investment Trust (UITs) inogona kufungidzirwa sehuwandu hwekutswa kwehuwandu; kugoverana zvimwe zvehutano hwekubatana mari uye zvimwe zvehutano hwemari yekuvhara.

IUIT, semari yekuvhara, inobudisa nhamba yakatarwa yezvikamu. Izvo zvikamu zvinonzi "zviyero." Kusiyana nemari yekuvhara kweperi (nemari yakasununguka), zvivimbiso mukati meUIT portfolio hazvigoni kutengeswa.

IUIT portfolio inosimbiswa musi wekutanga uye inobata zvigadziro zvepakutanga kusvikira kugumiswa kweUIT.

Pakupera kwezuva, vashandi veUIT vanogona kugamuchira mari yekutsvaga kwavo kana kuti vanogona kudzorera zvakare muUIT inotevera (kana iripo).

Kufananidzwa muUIT uye Mutual Funds

IUI inofanana nemari inobatanidza mukuti muteresi anokwanisa kudzikinura zvikamu (zvichienderana nekutengeserana kwebasa rekutsvaga) kubva mubato reUIT.

Asi kusiyana nemari pamwe chete, VAT vanotsigira vanogonawo kuchengetedza misika yechipiri muUIT. Mune mamwe mazwi, IIT inotsigira inogona kushandiswa kutenga uye kutengesa pakati pevatengesi kuitira kuti isadzivise kupera kwezvinhu zveUIT.

• Nhamba yepamusoro yezvikwata zvemashamba, zvisungo, kana kusanganiswa kwemaviri
• Inoda kugovera zvikwereti zvinowanikwa uye zvikamu kune vashandi
• Inotungamirirwa neUnited States Securities and Exchange Commission

Kusiyana muUIT uye Mutual Funds

• IIT dzinopedzisa zuva uye mari imwe chete haina nguva yekuguma.
• UITS ine nhamba yakasarudzwa yezvikamu pakuburitsa uye mari pamwe chete inoramba ichipa zvikamu zvitsva (kunze kwekuti gwaro ravharwa).
• UIT assets haikwanisi kunyatsogadziriswa (iyo inotengeswa mukati meUIT inotangwa pakatanga uye haigoni kuchinjwa). Mari yekubatana inogona kugadzirirwa zvakasimba.

Chinetso Chipi neUITs?

Saka, chinetso chii neUITs? Sei zvinhu zvakaderera zvakanyanya muUITs zvichienderana nemari pamwe ne ETFs? Uyu mubvunzo haukwanise kupindura. Mhinduro yacho ingave yekuti maUIT haana kunzwisiswa. Asi mhinduro iri nani ndeyokuti maUIT haana kutengeswa zvakanyanya sekubatana kwemari uye ETFs - nokuda kwechikonzero chakanaka.

Wati wamboverenga here nezveUIT inopisa? Pane Mutungamiri weUITs pa About.com?

Unoziva here kuti sei iwe waizotenga UIT kune imwe yekambani yekuUtsvaga yekutsvaga yeUnited States kunyange mushure mekuverenga iyi nyaya? Mhinduro yemibvunzo yose mitatu ndeye "kwete."

Mhedziso paUIT

Tinogona kuverenga kuti maUIT haabatsiri kune mari yekubhadhara mari semamwe makambani ekutsvaga mari saka kune UIT shoma iri kusikwa nhasi kupfuura muna 1990; kubviswa kwacho kunoumba chiitiko chinotengesa kune mutyairi; uye zvakanakira kubhadhara mari pamwe chete nemamwe makambani okusimudza kunze kwekunakira kubhadhara muUIT.