Mutual Funds Tsanangudzo
Mutengo wemari ndeyekutsvaga kunobvumira boka revashambadziri kuvhara mari yavo nekubhadhara mumiriri wemhosva. Mutungamiri anopa mari iyi (iyo mari yemari) mumatokisi, zvibvumirano kana zvimwe zvivigiro zvekutsvaga (kana kusanganiswa kwematokisi, zvisungo uye zvigumisiro).
Imwe maneja wehurumende anoenderera mberi kutenga uye kutengesa zvikwereti uye kuchengetedzwa maererano nemutauro unotarisirwa netariro yechikwata.
Mari yeMutual Funds
Zvose mari inobhadharwa mari inoshandiswa kushanda nekutarisa mari. Kutarisira mari yekubhadhara kunobhadhara makambani emari (kana kuti vatungamiriri) kuchengetedza mari. Imwe mari inowedzerawo vatengi mari yepamusoro yekutengesa mutoro / mutoro apo iye / iye anotenga zvigaro muhomwe, apo imwe mari inotora chikwereti chemagetsi (iyo inenge yakaderedzwa kutengesa mutero ) pakutengeswa kwemari yemari. Kunewo mari isingatengeswi uye idzi dzinozivikanwa se "kwete-mari yemari." 12b-1 mari inosungirwa nedzimwe mari yekuvhara mari yekudhinda nekuparadzira. Kunewo mapoka akasiyana-siyana emakero emari akasiyana mubhadharo maitiro maererano nekirasi (Kirasi A, Chikoro B , Chikamu C , nezvimwewo)
Sangano reMutual Funds
Nezvekwaniso, mutual funds ndeye "mapepa ekuzarura" mari - chimwe chezvinhu zvina zvinokosha zvekambani yekutsvaga.
Mari yakavharwa-kumagumo, mari inoshandiswa-kugoverana-yekutengesa mari uye chikwata chekuchengetwa kwemari kune mamwe matatu matatu. Semakambani ekubhadhara mari, mutual funds inotongwa pasi peInvestment Company Act ye1940.
Mutemo we Mutual Funds
Mutemo wemari pamwe chete, uchienzaniswa nedzimwe sarudzo dzekutsvaga mari (funga: hedge funds ) yakazara.
Mutengo wemari unofanirwa kuenderana nemitemo yakasimba yakaongororwa ne Securities and Exchange Commission . ICH inotarisa chikwereti chekuchengetedza mari neInvestment Company Act ye1940, pamwe nekuteerera kwayo kune mamwe mitemo yehurumende nemitemo. Kubvira pakuvandudzika kwavo, mutemo wemari pamwe chete yakapa varimi vane chivimbo maererano nehurongwa hwekutsvaga mari.
Diversification ye Mutual Funds
Runako rwemari pamwe chete ndeyekuti iwe unogona kuisa mashoma mashoma emadhora mune rimwe rehomwe uye kuwana kuwana pakarepo pane imwe nzvimbo yepodfolio. Kana zvisina kudaro, kuitira kuti ushandise huwandu hwepodfolio yako, iwe unogona kutenga zvigadziro zveumwe munhu, izvo zvinoita kuti iwe uwedzere ngozi uye kuoma.
Chimwe chikonzero chekutsvaga mari muhurumende yemari ndeyekuteerera kwavo kune guru guru rekutsvaga mari: Usaisa mazai ako ose mune rimwe tswanda. Mune mamwe mazwi, mhando dzakasiyana-siyana dzekutsvaga mune imwe nzvimbo inotapudza ngozi yako yekurasika kubva kune imwe yeizvi inotengeswa. Semuenzaniso, kana ukaisa mari yako yese muchikwata chekambani imwe uye iyo kambani inoshandisa kubhadhara , iwe unorasikirwa nemari yako yose. Kune rumwe rutivi, kana iwe ukasimudza mune rimwe rekubhadhara mari ine zvikwata zvakawanda zvakasiyana, zvinowanzoita kuti iwe uwedzere mari yako munguva.
Pachinhu chiduku, kukanganisa kwekambani imwe hakurevi kuti iwe unorasikirwa nemari yako yose.
Professional Money Management yeMutual Funds
Vazhinji vatyairi havana mari kana nguva yekutenga munhu mumwechete . Kuzviisa muzvivimbiso zvakasiyana-siyana, zvakadai sematokari, kwete kungotora zvigadzirwa, asi nguva yakawandisa. Kusiyana neizvi, vatungamiri nevatsvakurudzi vemari pamwe chete vanomuka mangwanani oga oga vachizvitsaurira hupenyu hwavo hwehutano kuti vaongorore uye vatsoropodza zvavanogona uye zvingakwanisi kubatira mari yavo.
Kusiyana kweMutual Funds
Kune mhando dzakawanda uye michina yekubatana mari. Kune mari yekutengeserana, mari yebhadha , mari yezvikamu , mari yemari yemari uye mari yakarongeka . Mari inowirirana inokubvumira kuisa mari mumusika kana iwe uchitenda mune basa rakashanda rekuchengetedza mari (mari yakachengetedzwa zvakakwana) kana iwe unosarudza kutenga chikamu chemusika pasina kupindira kubva kune maneja (mari yekusagadzikana uye mari yekuenzanisa ).
Iko kuwanikwa kwemhando dzakasiyana dzemari kunokubvumira kuvaka nzvimbo yakasiyana-siyana yepamusoro pekudhura uye pasina kuoma kukuru.