Nzira Yokuziva Nayo Kana Mari Yenyu Iine Mari Yakanaka Yokudhura
Kufananidza mari yakaenzana kunofananidzwa nekuenzanisa maapuro nemaarangi - mamwe marudzi emari achakwanisa kuva nezvikwereti zvinodhura kupfuura vamwe.
Nokudaro, kana uchitarisa mutengo wemari , zvakanaka kuti uwane chiyero chekubhadhara mari yechikwata chairo chauri kuongorora, edza kuedza kuwana mari yakanakisisa iyo inewo pasi-inodhura mari.
Average Expense Ratios By Fund Type
Pane zvakawanda zvekubhadhara mari pamwe chete nemari pasi-yehuwandu yemari inoshandiswa kusarudza kubva munzvimbo yose. Saka usagadzirire mari inodhura apo iwe unogona kuva nemari shoma uye yakakwirira!
Heano kuparara uye kuenzanisa kwemareji ekudhura kwezvikwereti zvezvidzidzo zvekubhadhara mari :
Makuru-Cap Stock Funds: 1.25%
Mid-Cap Stock Funds: 1.35%
Small-Cap Stock Funds: 1.40%
Kune dzimwe nyika Nhamba dzeMari: 1.50%
S & P 500 Index Chikwereti: 0.15%
Bond Funds: 0.90%
Usambofa uchitenga chikwereti pamwe chete nemari yakawanda yakakosha kupfuura iyi! Cherechedza kuti mavhareji anoshandiswa anoshandiswa nemari. Chikonzero chakakosha cheizvi ndechokuti mari yekutsvakurudza yehutungamiri hwehupfumi hwepamusoro yakakwirira kune mamwe marudzi ekubatana mari kana ETFs.
Kune dzimwe nzvimbo dzenharaunda, dzakadai seduku duku-mashizha uye zvinyorwa zvekunze, ruzivo harusi nyore nyore kuenzaniswa nekuenzanisa makambani makuru emisha. Nokudaro, tsvakurudzo yakawedzerwa inotarisirwa nehurumende yekugadzirisa mari pamwe nevatungamiriri vanozoita kuti zviitwe mari yekushanda kwehurumende yepamusoro.
Cherechedza: Aya mazana ndeaapi mupi wezano rekutsvaga mari anogona kudana "pedyo nekufungidzirwa" uye akatorwa kubva kuMatestar .
Iwe unogonawo kuwana nhamba dzakafanana pane dzakawanda zvekugadzirisa nzvimbo dzekutsvakurudza nzvimbo . Saka, pakutsvakurudza mutengo wemari kana ma ETFs, iva nechokwadi chekuenzanisa mari yezvikwereti kune mamwe mari uye kune zvikamu zvehurumende.
Index Inoshandiswa Iine Zvishoma Zvinowedzera Mari
Indekisi yemari uye ETFs kazhinji dzine mari shoma, zvichienzaniswa nemari yakachengetedzwa. Nyaya zhinji yemari ichava nemari yakaenzana inenge inenge 0,20% kana pasi. Mamwe ETFs ane mari yakaenzana kunyange yakaderera pane index mutual funds.
Sezvo zvisingakwanisi kunyatsogadziriswa , zvichireva kuti muteja wezvikwata ari kungotevera kufukidza zvikwata kana kusungirirana pamwe chete nechikwata chechikwata chekuchengetedza, mari yekushandisa mari inochengetwa inogona kuchengetedzwa zvakanyanya. Semuenzaniso, S & P 500 Index fund inongova nematokisi akafanana mukati me index uye naizvozvo hapana tsvakurudzo kana kuongorora kunodiwa kuwana misika kana zvibvumirano zvekutenga mari, sezvinoitika nemari yakachengetedzwa.
Nezvo zvakati, mari ine mari yakaderera mari yakawanda haisi nguva dzose yakanakisisa. Saka, paunotsvaga mari yekutengeserana, chiyero chemari chinongova chimwe chezvinhu zvakasiyana siyana zvinofanira kutarisirwa usati watenga mari.
Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.