Hapana mutero wekufa kune vakawanda. Heino chikonzero.
Federal tax taxes
Heino chikonzero nei vazhinji venyu vasingakwanisi kubhadhara mitero. Munhu mumwe nomumwe anogona kudarika madhora mazana maviri emadhora muzviwanikwa (masayari, zvivako zvekugara, zvivako zvekutengesa; zvese zvinhu zvauinazvo) uye nzvimbo yako uye vagari venhaka havazobhadhara mutero wekufa.
Izvi zvinoreva kana iwe wakaroorana, pakati pako nemumwe wako iwe unogona kupfuura kudarika $ 10 mamiriyoni ezvo uye yako inenge isingabhadhara federal death tax. Iyi dhora yemari yezvinhu zvisingabhadharwi mutero wemugove inotsanangurirwa kune kutengesa kwezvinhu , saka gore roga roga mari yaunogona kupfuudza mutero-mutero wakasununguka inokwira.
Mitero yemari inogona kushanda kune vagari venhaka pazvinhu zvakasarudzwa
Mutero wokubhadhara uye mutero wematoro zvinhu zviviri zvakasiyana. Nenzira yakawanda, vagari venhaka havabhadhari mitero yemari kune nhaka yavanowana, kunze kwekunge iyo inenge ichishandiswa mukati mekodha yakaremberedzwa yakadai seIRA, 401 (k), annuity, kana imwe yero yakakodzera yekubvisa mari. Sezvo zvinhu zviri mukati mukati mekubhadhara mari dzekambani dzisina kubhadhara mutero, sezvo vagari venhaka venyu vachibvisa mari kubva kune iyo maakare edzimhosva vachabhadhara mutero wemari pamutero wavo unoshandiswa, mugore ravanotora kubvisa. Kunyange zvazvo vachizobhadhara mutero wemari, hapana mutero wekufa (mutero wemari) unobhadhara pane zvinhu izvi kunze kwekuti yako yose iyo inopfuura kudarika $ 5 mamiriyoni ekuregererwa kwemari.
Taura mitero yekufa
Nzvimbo yako inogona kuve yakatarwa nehurumende yemutero wekufa, kunyange zvazvo iye zvino zvishomanana chete zvematongerwo enyika zvinotema mutero wakadaro . Mitemo yehurumende inopesana saka unofanirwa kutarisa chero mutero unobhadharwa wekufa munharaunda yako yekugara kuti uone kana mutero wekufa kwehurumende ungashanda.
Kana pasina mutero wekufa, nei kugoverwa kweminda?
Vazhinji vekuAmerica havana zvivako zvakakura zvakakwana kuti vazviise pasi pesangano rehurumende rinouraya mutero.
Izvi zvinoreva hurongwa hwako hwehupfumi hahufaniri kutarisa pamusana pokudzivirira mutero. Zvisinei, kugadziridza nzvimbo inenge ichidikanwa. Kuronga kunofanira kuisa pfungwa pakuita kuti iwe wakatumidza vanhu vakakodzera kukuitira zvisarudzo kwauri kana iwe usingagoni, kuve nechokwadi kuti maakaunti ako ane zita rakarurama, uye kuve nechokwadi kuti zvikwereti zvako zvakagadziriswa zvinogadzirirwa zvakanaka kuitira kuti zvinhu zvako zvirege kudzivirira uye kutamira nyore nyore kune vanhu vamunoda kuti vaende. Kuronga kwakanaka kunoita kuti upenyu huve nyore kune vose vanobatanidzwa.