Kubatsira uye Kukanganisika kweAk Short-Term Bond Funds
Ndezvipi Ultra Short-Term Bond Funds?
Ultra Short-term Bond mari, iyo inowanzoisa mari muzvisungo pamwe nekupera kwemakore mashoma, inenge iri mutsara wechikwereti chenguva shoma, iyo inosunga zvisungo nemakore gumi kusvika matatu.
Vashandi vanochengetedza mari vanoita sevanowedzera kwenguva shoma mari yezvisungo nokuti vane mukana wekuratidza huwandu hwehutano hwakanyanya kupfuura hupfumi hwemari kwenguva shomanana asi inowanzova nezvibereko zvakakwirira kudarika mari yemari yemari. Kunyange zvakadaro, mari shoma yenguva shoma yehurumende ine chikamu chepakati chechipiri chinodzoka kupfuura nguva kudarika mari shoma yenguva yezvisungo uye zvishoma zvakadzoka kune mari yepakati-yechinguva yezvisungo uye mari yehupfumi yenguva refu .
Nguva Yakanakisisa Yokutenga Ultra Short-Term Bond Funds
Sezvo zita racho rinoreva, mari shoma shoma yezvisungo haisati yakagadzirirwa kushandiswa kwemari kwenguva refu nekushanda . Semuenzaniso, bhadha rese yemari yekodzero yemari inogona kutarisirwa kuenzana nekudzoka kweanenge ma5% pane makore gumi, asi shanduro shoma yenguva shoma inogona kuita zvakanaka kusvika 2%.
Zvisinei, mari yehutano pamwe chete ine dambudziko guru, izvo zvinoreva kuti mutengesi anogona kutengesa mari yebhadhiro yemari yakaderera pane yavakatenga. Uye kana zvikwereti zvikwira, chiitiko ichi chinowedzera nehutano hwakakodanwa hunonzi chido chekuda.
Saka kana, muhuwandu hwechikwata chemari, mutengesi anoda kuwana muchero wakakwirira kudarika mari yemari yemari asi zvikwereti zvinotarisirwa kuti zvimuke mune ramangwana rekare, mari shoma yenguva pfupi mari inogona kuva pfungwa yakanaka.
Zvimwe kunze kwekuita kukanganisa kukanganisa mukufambisa kwechikwata chechibereko, mari shoma yenguva refu yekusungirwa mari inonyatsokodzera kubhadhara kwenguva shomanana, yakadai semwedzi mitatu kusvika kumitanhatu.
Best Ultra Short-Term Bond Funds
Kufunga kuti mutengi anoda kuishandisa sezvakagadzirirwa uye inotora nguva shomanana, nguva yakanakisisa yechinguva pfupi yezvisungo mari haichazove nemutoro uye ichava nemari shoma .
Nekubhadharisa mupfungwa, chimwe chezvinhu zvakanakisisa zvenguva pfupi yebhadha mari yekutenga ndeyeVanguard Ultra-Short-Term Bond (VUBFX), iyo ine mari shoma yepamusoro ye 0,20% uye basa iro rinowanzokwira mari yakawanda yakafanana.
Kuti uwane mari yakafanana, vatengesi vanokwanisa kutsvakurudza uye kuwana zvakanakisisa zve-short-term-bond bond mari pane imwe yenzvimbo dzakanakisisa dzekutsvakurudza mutual funds . Ingova nechokwadi chekutsvaga mari shoma yehurumende uye nhoroondo dzakanaka dzezvakanyorwa.
Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.