Kunyange zvazvo kambani iyi yave iri mumashoko achangobva kutengeswa kwevatengi, vari kushanda zvakaoma kuti vadzokezve kuvimba uye vadzosa mari yavo yekubhadhara mari.
Wells Fargo Pros
Kugamuchira zvishomanana kana iwe une Wells Fargo uchitarisa kambani uye kuchengetedza zvikwereti zvinowanzova kungova kutanga kwaunowana:
- Kukurumidza kusarudza zvikwereti uye mari yezuva rimwechete
- Mizinga iri nani pane iwe inogona kuwana kubva kune vatengesi
- Sarudzo yekutaura ne Wells Fargo mutevedzeri wemari
- Mari haitendi kubhadhara
- Masoja akakurudzirwa
- Mari yako yekutanga chikwereti inowanikwa mubhadharo yako yemwedzi pamwedzi panzvimbo yekupomerwa mberi.
- Mari yechikwereti inotangira kubva pa $ 5,000 kusvika ku $ 100,000
Wells Fargo Cons
Sezvo kune ani naani anokweretesa, pane zvimwe zvinhu Wells Fargo anogona kuita zvishoma zvishoma:
- Mari yekuzvikwereta iripo inongowanikwa kwemwedzi inenge 72, naizvozvo kana iwe uchida chikwereti chakareba, iwe uchada kutarisa kune imwe nzvimbo.
- Nhoroondo yekushungurudzika kwemari, zvikurukuru kune avo vanobhadhara zvikwereti zvavo kare ... uye vachibhadhara vatengi vasina ruzivo rwavo. Yikes!
- Kana iwe uchigara kuLouisana, iwe uri kunze kwemahombekombe: Wells Fargo haasi mari yezvikwereti ikoko.
- Kwete kusati kwabvumirwa. Iwe unogona kungoshandisa chikwereti pamotokari yawakatosarudza.
Zvaunoda Kuti Uzviise Pakutora Mari PaWes Fargo
Iwe uchada kuva nemakopi emagwaro matsva anotevera kuitira kuti ushandise:
- Social security number
- yapfuura uye ikozvino maigara mazita
- chirevo chekutaura rendi yako kana kubhadhara chikwereti paimba yako kana muimba
- basa renhoroondo uye chimiro chebasa rezvino
- uchapupu hwekuwana mari
Iwe uchatodawo kuva nemotokari yakasarudzwa usati wasarudza kubhadhara chikwereti. Iwe uchada kupa:
- Motokari yeVIN, gore, inoita, mienzaniso uye mileage.
Kana iwe uri kubhadhara chikwereti chako, iwewo unodawo uchapupu hwemotokari yemotokari.
Nyaya yaKAP
Iyo yegore yepententi yemari inoratidzwa pasi apa ndiyo yakaderera zvakanyanya iwe waizobhadhara-uye kufunga kuti une chikwereti chakanakisisa pamwe chete nemari yakakwana yemari yako iyo inenge isingasviki 85 muzana yemari yemotokari uye inopfuura $ 22,000.
Zvinonzwisisika, iyo mitengo inofungawo kuti iwe une Wells Fargo uchitarisa nhaurirano yauchave uchiripira nguva dzose kubva. Kana iwe usingaiti, iwe unogona kuwedzera pane imwezve 0.25 kubva pamitengo iyi kubva pakuenda-kuenda.
Kana iwe uine chikwereti chakakwana , iwe unogona kunge uchibhadhara chimwe chinhu chakafanana nematengo aya. Icho chinoderedza chikamu chako, asi, iwe unogona kutarisira kubhadhara mune zvekuwedzera.
Mitero ye Auto Loan Products
Imotokari yeMotokari Imari Mari: Ichi chigadzirwa chinowanikwa kune avo vanotenga motokari itsva kubva kune mutengesi.
Kutanga APR: 3.88 muzana
Kushandiswa Kwemari Kutengesa Mari: Iko rudzi rwezvikwereti runowanikwa kune avo vari kuronga kutenga motokari yakashandiswa kubva kune mutengesi uye kune avo vari kutenga kubva kumutengesi wega.
Kutanga APR: 4.14 muzana kune avo vanotenga kubva kune mutengesi; 6.84 muzana kune avo vanotenga kubva kumutengesi wega.
Lease Buyout Mariro: Kana uchikwereta motokari uye usarudza kuti unoda kuichengeta pamagumo ekutora nguva yako, iwe uchada chikwereti kuitira kuti uite saizvozvo.
Kutanga APR: 4.34 muzana
Car Loan Refinancing
Kana iwe uine chikwereti chemotokari asi hauna kugutsikana nechiyero chako, Wells Fargo inogona kunge yakasarudzwa.
Kutanga APR: 4.62 muzana
Pasi pepamusoro: Kana uine chikwereti chakakwana uye Wells Fargo uchitarisa compte, unofanira kunyatsofunga chigadzirwa ichi kana uri kutenga motokari itsva inotengesa kudarika $ 26,000. Asi kana uri kutenga motokari inodhura, motokari yakashandiswa, kana kuti iine zvishoma pane stellar credit , ramba uchichenjerera, uye pashure pokunge wapedza kushandiswa kune imwe nzvimbo.
Zvakakoshawo kuyeuka kuti iwe uchafanira kuziva imotokari yaunoda iwe usati wabvunza chikwereti, nokuti kusiyana nevatengi vanokweretesa, Wells Fargo haakubvumiri kuti utange kugamuchirwa.