Chii Chinonzi Business Development Company

Iwe Unofanirwa Kuisa MuBusiness Development Company (BDC)?

Bhizimusi rinosimudzira bhizinesi (BDC) chirongwa chekuvhara kwekuvhara kwekambani yekambani yakagadzirirwa kuisa mari mumakambani maduku-uye pakati. Vashandi vanozvitenga muBDCs vanowanzotarira zvibereko zvakakosha kubva kune zvikamu kana imwe motokari yekutsvaga mari pamwe nemari yekutsinhanisa-inoshandiswa (ETFs).

Makambani ekubudirira kwebhizimisi anogona kunge akachenjera magari ekutsvaga; zvisinei, BDCs haisi yevanhu vose.

Sezvakangoitika kune rumwe rudzi rwekutsvaga, vashandi vanofunga nezvekutsvaga mari mune BDC vanofanira kunzwisisa kuti vanoita sei uye kana humwe hutsika hwavo hwakasiyana hunoenderana nezvinangwa zvavo zvekutsvaga uye kushivirira kune ngozi.

Ko Bhizimisi Development Companies Work?

Yakasikwa neCongress muna 1980 sechiri kugadziriswa kweChirongwa cheInvestment Company cha1940, BDCs iri mumapfumi ekuvhara mari yemari yekutsvaga. Mukutaura kwakajeka, BDCs inopfigirwa makambani ekutsinhanisa okutsvaga anoshandisa mari yavo kuti vaite zvikwereti kana kuti kutenga vaiti (kuenzana kwezvikwata) mumakambani maduku-uye pakati-kati kumativi eU.S. anonyanya ari oga.

Pamusoro pezvinangwa zvemitero, vazhinji BDC dzinotarisirwa sekambani inotarisirwa kutyisa (RIC). Mutero webhadharo weBDC ndeyekuti haisi mitero inotengesa. Mukutsinhanisa nemutengo unobhadhara mutero, BDC inofanira kugovera 90 muzana yemari yavo kune avo vanogoverana gore negore. Panyaya iyi, BDCs dzakafanana neHarare Estate Investment Trust (REITs) .

Nokudaro, nekuda kwechikamu chavo chepamusoro uye chikwereti chekubhadhara, BDCs dzinowanzoshandiswa nevasimari semotokari inowanikwa.

Nzira Yokugadzirisa Sei muBDC

Bhizimusi rinosimudzira bhizinesi (BDC) rinoshanda zvakafanana nemari pamwe chete uye mari inoshandiswa-kutengesa mari ( ETFs ). Apo varairimi vanofunga kana kuisa mari mukati memari yekubhadhara mari, sezviri mune rekwereti yekweretheni, iyo imwe yega yekusarura mari (IRA), kana 401 (k), vari kushandisa mari yekupedzisira.

Nehurumende yemari, vatengesi vanogona kutenga zvikamu muhomwe yemari yemari inotengeswa uye mari haigone kune imwe nhamba yezvikamu. Zvisinei, mari yekuvhara kwemari inopedza nhamba yakatarwa yezvikamu kuburikidza nekutanga kwepano kupa vanhu.

Kana iwe uchida kuisa mune imwe kambani yekusimudzira bhizinesi (BDC), yakaitwa zvakafanana neyekutengeserana pamatokari, mutual funds uye ETFs. BDC imwe neimwe ine chiratidzo chetikiti uye vatengesi vanogona kutenga zvikamu mubhuku ravo rekutengeserana kana IRA.

Top Top 10 BDC Dzawanda Pamusika

Kunyange zvazvo Congress yakasimbisa bhizinesi rekusimudzira bhizinesi (BDC) muna 1980, vazhinji BDCs pamusika nhasi ichangobva kuvepo kubvira pakutanga kwema2000. Izvi zvinoreva kuti hapana huwandu hwehuwandu hwemashoko uye nhoroondo yekuongorora nekuita zvisarudzo zvekutsvaga kwekutsvaga. Nokudaro, vatengesi vanofunga nezvekutsvaga mari muBDCs vakachenjera kuongorora zvikuru pane zvinyorwa zvenguva refu.

Heano maBDC gumi nemazana, zvichienzaniswa nehupfumi pasi pevatariri, maererano neBDCinvestor:

1. Ares Capital Corp (ARCC): $ 7.10 mabhiriyoni muzvinhu
2. Prospect Capital Corporation (PSEC): $ 3.35 mabhiriyoni muzvinhu
3. FS Investment Corp (FSIC): $ 2.29 mabhiriyoni muzvinhu
4. Appolo Investment Corp (AINV): $ 1.43 mabhiriyoni muzvinhu
5. Main Street Capital Corp (MAIN): $ 1.38 mabhiriyoni muzvinhu

1. New Mountain Finance Corp (NMFC): $ 1.04 mabhiriyoni muzvinhu
2. TPG Specialty Kukweretesa, Inc (TSLX): $ 1.03 mabhiriyoni muzvinhu
3. Fifth Street Finance Corp (FSC): $ 1.01 mabhiriyoni muzvinhu
4. Golub Capital BDC, Inc (GBDC): $ 958 mamiriyoni muzvinhu
5. Solar Capital Liminted (SLRC): $ 922 Mamiriyoni muzvinhu

I-BDC huru pane dzose haisi yekutenderera BDC dzakanakisisa kutenga. Asi zvisinei nehupfumi huri pasi pehutungamiri, pamwe chete nemarekhodi akareba kwenguva refu, kazhinji zviri nani apo iwe uine mari muBDCs. Kutanga tsvakurudzo yako yekutenga BDCs, unogona kuwana ruzivo rwekutanga, zvakadai semutengo, mari, uye zvibereko, kubva kune imwe sangano risingafungi rekutsvakurudza kwekutsvaga svondo se Morningstar, Inc.

Pasi Pasi Rekutsvaga muBDCs

Kunyange zvazvo BDCs dzingaita sedzakanaka, kunyanya avo vane zvibereko zvakakwirira kupfuura 10 muzana, zvibereko zvakakwirira zvinogonawo kuunza ngozi yakawanda. Sezvo vazhinji BDC inodyara mune zviduku, zvemabhizimisi akazvimiririra, pangozi yekuderera kwakanyanya mumusika kukosha kune.

Somuenzaniso, mugore ra2008 dambudziko rekwereti, BDCs yakarasikirwa zvikuru kupfuura yakawanda mari yakawanda.

Sezvo neimwe hurongwa hwekutsvaga mari, kunyanya neimwe nzira dzekutengesa motokari, varimi vanofanira kuita basa ravo rechikoro vasati vaita mari muBDCs. Mushure mokuwana kunzwisisa kwakanaka kwekutsvaga uye kuti inoshanda sei, mutyairi achada kuziva kana BDC yakakodzera kune vavariro dzavo dzekutsvaga uye kushushikana kweruzhinji.

Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.