Kushandisa Nheyo, Inishuwarenzi yeupenyu, Moto Sales uye Mutero Kusarudzwa Kwepaimba Imitero
Kana nzvimbo yako ichabhadhara feraleral estate mitsara , ipapo ichave yakakodzera uye inobhadharwa mwedzi mipfumbamwe mushure mekufa kwako, uye IRS haigamuchiri chikamu cheimba, dandimire ring, kana kuti bhizinesi rebhizimisi rako kubhadhara. Nokudaro, Mumiririri weMunhu wega kana Mufambisi Wakabudirira achasangana nechinetso chokutsanangurira kupi mari ichauya kubva kubhadhara mutero webhadharo. Heinoi nzira ina dzekubhadhara mitero.
01 Kushandisa Kushandisa Mari Yakawanikwa
02 Kushandisa Inishuwarenzi yeupenyu
Inishuwarenzi yehupenyu iyo inobhadharwa kune Revocable Living Trust inogona kuunganidzwa nyore nyore uye inoshandiswa kubhadhara mitero yeimba. Kana inishuwarenzi iri neIndrevocable Life Insurance Trust, ipapo Mumiririri weMunhu wega uye Mufambisi wekubudirira achada kushanda pamwe chete negweta rekugadzirisa mararamiro kuitira kuti akwanise kushandisa mari yekubhadhara mitero. Cherechedza kuti kana mari yeinishuwarenzi yehupenyu inobhadharwa zvakananga kune mumwe munhu anobatsirwa, mubhadharo haazobvumirwi kushandura chero ipi yezvaanowana kubhadhara mitero. Asi kana pasina zvakakwana zvimwe zvekubhadhara mutero wemutero, ipapo IRS inogona uye ichaenda shure mushure mekuwana mari uye inowanikwa mari yeinishuwarenzi.
03 Kutengesa Idaquid Asset Through Fire Sales kana Kukwereta Nezvinhu Zvisingabatsiri
Kana imba isina mari yakakwana, zvinhu zvinogona nyore nyore kushandiswa kana inshurensi yehupenyu inobhadhara kubhadhara mitero, ipapo Mumiriri weMunhu wega kana Mufambisi weSvondo achakumanikidzwa kubhadhara kana kukwereta kune zvivako zvakadai semuzinda kana nzvimbo yevamwe akabata bhizinesi kubhadhara mutero webhasi. Sezvo mitero yemitengo inokwana uye inobhadharwa mwedzi mipfumbamwe mushure mekufa, izvi zvinogona kutungamirira kutengesa moto pamadhorobha zvakaderedzwa zvakanyanya kana mari yepamusoro pamusoro pemari yemari yemutengo, uye zvakakosha kuderedza mari iyo inowanikwa kune vako vanobhadhara. Cherechedza kuti IRS inogona kupa nguva yekubhadhara mitero kana dambudziko risina kukodzera rinogona kuratidzwa, asi chido chicharamba chichiwedzera pamari isina kubhadharwa kusvikira mutero ubhadhara zvakakwana.
04 Kushandisa Estate Tax Elections
Kune hutano hwakasiyana-siyana hwematongerwo emutero hunogona kushandiswa kutambanudza kubhadhara kwemitero yematoro kwemakore akawanda. Kuti uwane ruzivo rwemasarudzo aya, zvisinei, nzvimbo yako ichada kuva nehuwandu hwezvinhu zvakadai semurimi wemhuri kana imwe mhando yebhizimisi rakachengetedzwa. Mitemo inobata sarudzo idzi yakaoma uye kana nzvimbo yako isingakwanisi kusangana chete nechechidiwa, ipapo nzvimbo yako haigoni kukodzera sarudzo uye iyo mitero yemitero inofanira kuwanikwa mumwedzi mipfumbamwe. Nokudaro, haufaniri kuvimba nemasarudzo aya apo uchigadzirira kubhadhara mitero yematoro. Pane kudaro, iwe unofanirwa kutsvaga mhedzisiro yemari yakangoerekana yakadai semishuwarenzi yehupenyu kana nzira dzakananga dzekuderedza kukosha kwekodzero yako yemutero.