Mutevedzeri wekutanga-Mubadzidzi weMitero Mitsva muCalifornia
Tax Credit chii?
Mutero wechikwereti uri nani zvikuru kupfuura kutora mutero. Kuderedzwa kunongodzora chete mari yako inotengesa, asi mutero wechikwereti unoderedza mitero yako yebhadha yemadhora. Purogiramu yekwereti yeMCC inotendera varidzi vemunharaunda kuti vabvise chikamu chekutora chikwereti chavakabhadhara zvakananga kubva kune ipi zvayo yemitero yavanobhadhara.
Ndeapi Muvakidzani Wechechi?
Mutero weCCC mutero unokwana 20 muzana yekutora chikwereti chinowanikwa mukati megore. Vamwe vanokweretesa vanozoshanda pamwe newe kuti uise chikwereti sechikwereti pamubhadharo wako wemwedzi, kana kuti kuwedzera kune mari yako nekuda kwekukodzera chikwereti. Iwe unogona kutora kubhadhara mutero kune vakasara makumi mapfumbamwe makumi matatu kubva muzana inhare yawakabhadhara iwe kana iwe itemize pamutero wako wekudzokera.
Ndiani Anofanirwa Nekuvakwa Kwemusha?
Iwe, kana iwe nemumwe wako kana iwe wakaroorana, unofanira kuva vagari venyika yeUnited States, vagari vemo vagari venyika kana vatorwa vanogona. Iwe unofanirwa kuva wekutanga-tamba mumba mako kunze kwekuti imba yaunenge uri kutenga iri munzvimbo yakasarudzwa yakasarudzwa kana iwe uri mhare yakakodzera pasi peHeroes Earning Assistance uye Relief Tax Act ya2008. Unofanira kugara munharaunda yauri kutenga nokuda kwehuwandu hwose hwechikwereti, uye inofanira kufamba mukati memazuva 60 ekuvhara.
Imba yako inofanirawo kusangana nezvimwe zvinoda:
- Mutengo wekutengesa unofanira kunge uri pasi peyakagamuchirwa mutengo wekutengesa mutengo we county iyo inowanikwa.
- Iyo nzvimbo inogona kusanganisira kwete kupfuura maeka mashanu.
- Imba yacho inofanira kuva yakasununguka yemhuri isina kugara kunze kwekunge iine kondomu kana chibatanidza chibatanidzwa mune imwe sangano rakagadziridzwa kukura.
- Imba yako inofanira kusangana nemitemo yakatarwa nemutengi wako, kambani ye inshuwarisi, uye California Housing Finance Agency.
Nzira Yokushandisa
ICalifornia Housing Finance Agency inoratidzira kutaurirana neCMC-inobata chikwereti chemari kuti abatsire pakutsvaga mutero wechikwereti. Vakuru vakuru vezvikwereti vakadzidziswa uye vanobvumirwa neCalf uye vanogona kukufambisa kuburikidza nekutenga imba-kushandisa chikwereti chemutero kune zvakanakisisa zvingaita. Tora mamwe marekta newe apo iwe unosangana nemukuru wezvikwereti kwekutanga kana kuti ugova nawo paunowanika paunenge uchitumidza:
- Bank statements
- Makore apfuura 'mutero unodzoka
- Bhinda stubs kana zvinyorwa
- Employment history
Iwe unofanirwa kusangana yese yemaitiro emagariro uye chikwereti zvinodiwa zvinosanganiswa nekodzero yokubhadhara mari. Zvisinei, mari yako haigone kudarika chikamu chakanyanya chema county iyo iwe unotenga kana iwe unogona kurasikirwa neCCC yako yekufanirwa.
CalHFA inokurudzira kuti iwewo ubvunze kune unyanzvi wemitero nokuti chikwereti chinogona kuva nemigumisiro inokosha pamutero wako wekudzokera.
Cherechedza: Mitemo yehurumende inoshanduka nguva zhinji uye ruzivo rwuri pamusoro harungarati hunochinja huchangobva kuitwa. Ndapota sangana neCalifornia nyanzvi yemutero kana CalHFA yezveruzhinji pane zvekare uye mazano pamusoro pekwereti iyi. Mashoko aya ari munyaya ino haatauri semazano emitero uye haisi kutsiva mazano emitero.