Kudzorera Federal Federal Credit kwaVatori veKubata Kwekutanga
Chikwereti chakanga chakabhadharwa zvizere- vateresi vanobhadhara vakakwanisa kuwana imwezve mitero yebhadharo yekubhadhara inosvika $ 7 500 muna 2008 kunyange dai vakanga vasina mimwe mitero yemitero.
Nhoroondo yeChishanu-Time Homebuyer Credit
Chikwereti chakanga chakakodzerwa kusvika ku $ 7 500 pamisha yakatengwa muna 2008, kana $ 3 750 nokuda kwevakaroora vanhu vakaisa mararamiro akasiyana. Izvo zvakabva zvawedzera kusvika ku $ 8,000 mamiriyoni emisha yakatengwa kubva munaJanuary kusvikira munaNovember 2009, uye $ 4,000 kune vakaroora vakaroorana vari voga. Chirevo chekubhadhara chikwereti chakabviswa panguva ino. Congress yakavandudza iyi shanduro yechikwereti kubva munaDecember 2009 kusvika munaEpril 2010.
Zvimwe panguva imwe chete neyikuvandudzwa, Congress yakaita kuti ipe chikwereti chiduku kusvika kusvika ku $ 6 500 kusvika kune "nguva refu" vagari vanozvitengera imba yavo pachavo. Muganhu waiva $ 3 250 kuti vakaroorana vafambise kudzoka kwakasiyana . Nguva yekubudirira iyi yechikwereti yakatanga kubva munaNovember 7, 2009 kusvika munaEpril 2010. Ichi chikwereti hachidi kuti kubhadharwa zvimwe.
Nhengo dzakakodzera dzeSouth Armed Forces dzakakwanisa kubhadhara chikwereti kuburikidza naApril 30, 2011.
Vaya vanoshumira muuto reUnited States, nharaunda yekuchenjera, kana kuti Foreign Service pahurumende yakakura yakawanda kunze kweUnited States yakave negore rinopfuura kuti rikwanise kubhadhara chikwereti chikwereti.
Kudzokorora muKuvakwa Kwekutanga Kwemusha Chekwereti
Murengeti wemari chikwereti ari kubhadharwa semutero wowanikwa pa federal tax return kana iwe wakatenga imba yako uye wakakwanisa muna 2008.
Izvi zvinoshanda kumaripo yegore negore ye $ 500 pagore kana iwe wakagamuchira huwandu hwe $ 7,500 chikwereti. Funga nezvazvo sechikwereti chemakore gumi nemashanu.
Paunofanira Kubhadhara Zvakakwana
Chikwereti chinofanira kubhadharwa zvakakwana, mune imwe chiyero chakaenzaniswa neyero, kana uchitengesa imba yako yakatengwa muna 2008 panguva ipi zvayo mukati memakore gumi nemashanu ekubhadharwa. Izvi zvinosanganisira kugadzirira uye kuisa Fomu 5405 iyo ichaverenga kuti iwe unokwereta zvakadini. Iko Internal Revenue Service inopa mirairo yekuzadza fomu pawebsite yayo.
Iwe unogona kubva uchitaura mari yekubhadhara paFomu 1040. Haufaniri kuisa Fomu 5405 apo iwe unoita mubhadharo wekugadzirisa.
Kana iwe wakatenga imba yako kuti uwane chikwereti muna 2009, 2010, kana 2011, chikwereti chinofanira kubhadharwa zvizere kana chikamu kana iyo pfuma ikasara kuva nzvimbo yako yekugara mukati memwedzi 36 kubva musi wawakatenga.
Kana iwe ukarasikirwa neimba yako mukugadzirisa, kubhadhara kwako kunogumira kumutengo wepfuma ipi yaunoona iwe. Kuverenga izvi kunogona kuva kwakaoma zvokuti iwe ungada kutsvaga rubatsiro rwezvenyanzvi yemitero.
Kana iwe newawakaroorana naye mutenga imba uye makatora chikwereti pamwe chete uye mumwe wenyu achizofa mushure memakore gumi nemashanu apera, mupukunyu ndiye ane mhosva yehafu chete yekubhadharwa kwemari.
Chikamu chakweretwa nemudzimai wakafa chinonyatsodzimwa.
Chii Chinonyanya Kugara?
Mutero wechikwereti unoshandiswa kune imwe nzvimbo yekugara chete. Imwe nzvimbo yekutanga yekugara iwe ndiyo yawakagara iwe nguva yakawanda. Inogona kuva imba, condominium, co-operative apartment, houseboat, kana musha wemusha.
Nemhaka yekuti chikwereti chemutero chakanga chagadzirirwa vaya vanotenga nzvimbo yekugara, vateresi vanogona kukodzera kunyange kana vane imba yezororo kana chivako chekuvakira kunze kwekuti iyo dzimba dzakanga dzisiri nzvimbo yavo yekugara kwemakore masere apfuura kutengwa kwemisha yavo itsva.
Kuverenga Mutero Wemitero uye Mamwe Mitemo
Mutero wechikwereti wakanga wakaenzana ne10 muzana yemutengo wekutenga weimba yako. Hapana mari yechikwereti yakabvumirwa kana mutengo wekutenga wemusha wakapfuura $ 800,000.
Munhu wokutanga weimba yomusha anotsanangurwa semumwe munhu asina humba hwekugara mumakore matatu emakore akapera musi wekutenga imba.
Vakaroorana vanoonekwa sevatengi vekutanga-nguva kana kana mumwe wavo asina imba yekugara mumakore matatu apfuura.
Vagari venguva yakareba vanorondedzerwa sevaya vane dzimba uye vanogara munzvimbo dzavo dzekugara kwemakore makumi mashanu akatevedzana mumakore masere emakore akapera musi wekutenga weimba itsva.
Nheyo Yokutanga-Kubuda Range
Chikwereti chakanga chave chichiendeswa kune vanhu vane mari yakashandurwa yakagadziriswa yakaenzana iri pakati pe $ 75,000 ne $ 95,000. Nharaunda yekubuda-kunze yaiva $ 150,000 kusvika $ 170,000 kune vakaroora vakaroora kubatana kwekudzoka. Zvadaro, zvinobudirira musi waNovember 6, 2009, zvikamu zvakabuda mumatanda zvakatanga pa $ 125,000, kana $ 225,000 kune vakaroorana.