Tsvaga Chii Chinogamuchirwa Pasi peDCCPA
Anenge munhu wose wekuAmerica ane foni. Maererano naPew Research, 91% yevanhu vakuru veAmerica vane foni, inenge 35.8% yemhuri inenge ine foni, uye 15,9% yevanhu vanogamuchira foni dzose pachitokisi chavo kunyange zvazvo vane foni yepasi.
Kunyange zvazvo vakawanda veAmerica vachida kutumira mameseji kutumira foni - inenge chikamu chimwe chetatu chinonzi Pew Research - vazhinji vanosarudza kusasangana nemabhizimisi nenzira iyo, kunyanya kana iyo inosvika kune vateresi vatengesi. Kana iwe wakambowana mharidzo kubva kune imwe chikwereti mutora, iwe zvichida wakazvibvunza kana zvainge zviri pamutemo. Zvechokwadi hazvishamisi. Zvinosuruvarisa, hapana ikozvino mhinduro yakajeka.
Mari Inokwana Mutemo Haitauri Mashoko Kutumira
Mutemo weChinhu Chikwereta Chikwereti Mutemo ndiwo mutemo weGerald unotsanangura zvinokonzerwa nevechitatu-chikwereti chevatengesi uye haagoni kuita apo vari kuunganidza chikwereti kubva kune mutengi. Mutemo, wakapfuura muna 1977, haugadziri marudzi mazhinji ekukurukurirana kwemazuva ano. Kutumira mameseji, somuenzaniso, hauna kuzivikanwa kusvika muna 1992, makore 15 mushure mekunge FDCPA yapfuura uye mutemo hauna kuongororwa kuti utaure nezvekuunganidza basa kuburikidza nemashoko ekunyora uye mazuva ano ekukurukurirana.
IWDCPA haitauri pachena kana vateresi vatengesi vanogona kana vasingakwanisi kushandisa meseji-zvechokwadi nokuti kutumira mameseji kwakanga kusina kupoteredza kana yakanyorwa. Zvisinei, Mutemo weKunyaniswa KweVatori veTununu wa1991 ungashanda.
Iyo TCPA inogumira (uye dzimwe nguva inorambidza) kushandiswa kwekutsvaira kwepamusoro uye kusashamiswa kwefoni yekutaurirana pasina "kubvumirana kwakatangira" izvo zvinoreva zvakadzama kunze kwekuti iwe watozviratidza kuti zvakanaka kuti utaurirwe nenzira iyo.
Vanokweretesa vatokari vave vachitsanangura kuti kutora nhamba yefoni pafoni yako kadhi rechikwereti kana kuti chikwereti chekuita chikwereti chiri kunyanya kupa chibvumirano chekubatanidzwa pane iyo nhamba nekuda kwemashoko akanganisa neakaunti yako - nharo yakagamuchirwa mumatare, kunyanya kubva kumakambani anotumira telemarketing mharidzo. Kunyange zvakadaro, zvinonyangadza nokuti TCPA inonyanya kushanda kune telemarketing inoshuwaridzana, kwete kunyanya kukwereta madhora.
Nhaurirano Ichangobva Kupindira Inosanganisira Kuunganidza Mifananidzo Mashoko
Muchengeti chehurumende, Gutierrez v. Barclays Group, nyaya iri pakati pekadhi nekambani yekukwereta kadhi rechikwereti, Dare rakasarudza kuti mharidzo kubva kuna Barclays kuenda kuna Gutierrez yakanga iri pamutemo kusvikira Gutierrez apindura neshoko "STOP". Panguva iyoyo, Barclays anofanira kunge akapedza mashoko acho, kunyange zvazvo chikumbiro chekukurukurirana chakanga chisina kuitwa mukunyora. Izvi zvinopesana zvishoma kubva kuDFCPA, inoda tsamba yakanyorwa kuti ipedze kutaurirana kubva kune chikwereti chavatengesi. (Sutu haigone kuitwa pasi pe FDCPA sezvo mutemo iwoyo unoshanda chete kune vatatu vatokwereta vatokari.)
MunaSeptember 2013, Federal Trade Commission yapedza kubhadhara chikwereti chemari inokonzera $ 1 mamiriyoni nokuda kwekuputsa kwe FDCPA kusanganisira kutumira mameseji, asi kwete zvakananga nekuda kwemashoko.
Muchikwereti ichi, makambani akabhadharwa nokuda kwekukundikana kuzvicherechedza ivo sevateresi vatengesi panzvimbo yekutumira mameseji ivo pachavo. Kuti FTC haina kunyatsotarisa mameseji semutauro semhando yekukurukurirana inogona kuratidza kuti inzira inogamuchirwa yekuonana nevateresi chero bedzi mamwe mitemo yeDFCPA inoteverwa.
Zvatinoziva Nezvechikwereti Kuunganidza Mitemo
Hapana mutemo wakananga pamusoro pevateresi vatengesi uye kutumira mameseji, asi kune vamwe vashomanana vanoita kuti vatokari vatengesi vataure sei, pasinei nechomukati:
- Vanounganidza vanogona kungokutaurirai pakati pe8 am ne9: 9 pm nguva yenyu yepakugara.
- Vanofanira kuzvicherechedza sevanokweretesa chikwereti uye havagoni kuzarura zvikwereti zvenyu kumunhu wechitatu kunze kwemubereki wako kana mutariri (kana uri pasi pemakore 18) kana wako wako.
- Havagoni kukushevedza (kana, mumamiriro ezvinhu aya, tumira zvakare mashoko emashoko) kukugumbura kana kukutambudza.
- Havagoni kukutaurira zvakananga kana vachiziva kuti une gweta.
- Havagoni kushandisa mutauro unoshungurudza kana unonyadzisa. Havagoni kukutyisidzira kana kutyisidzira chero chiito chepamutemo chavasingakwanisi kana chisingadi kutora.
- Vanofanira kurega kutaurirana newe, nokutumira mameseji uye chero imwe nzira, kana iwe kutumira tsamba yakanyorwa uchikuudza kuti hausisiri kuda kuonana navo.
Ziva kodzero dzako nevanokweretesa chikwereti , semuenzaniso vanofanira kuziva ivo pachavo pavanokutaurira. Kana iwe ukatarisana nekutumira mameseji - kana chero imwe nzira - uye iwe hausisiri kuda kuonana nenzira iyoyo, tumira kuguma uye kurega tsamba netsamba. Usangopindura chete nemeseji, mashoko ako haafaniri kuvharwa pasi pe FDCPA. Kumhan'arira kuMuchengeti Wekuchengetedza Mari neHurumende Inyanzvi Yenyika Mukuru kana muunganidzi akanganwa kuguma kwako uye kurega tsamba kana kuputsa kodzero dzako mune imwe nzira.