Kazhinji, mibairo yomubereki inongororwa chete kana iye ari kunyanyisa mumari . Izvi zvinoreva kuva kumashure pamabhadharo.
Kunyange zvazvo asiri mubereki wese anopa rubatsiro rwevana kana kuti akambomira pakubhadharwa kana kuti maviri ari pasi pekugadzirisa mubhadharo, kunzwisisa kuti nzira yacho inotangira sei kubva pakutanga kusvikira pakupedzisira ichakubatsira kunyatsonzwisisa kuti ungamisa sei kuiswa kwemari, kana ichokwadi zvakafanira.
Murayiridzi Wangu Ari Kuronga Mitsva Yangu Yokutsigira Vana. Izvi Zvakaitika Sei?
Mutemo unobvumira vashandi kuti vagadzire kusvika 50% kusvika ku 65% yevashandi vanogona kuwana mari yekubhadhara vana. Nhamba yemari inobhadharwa yakasiyana, asi inonyanya kuvimba kana mumwe wako ari kutsigira mumwe mudzimai kana mwana. Nzira yekugadzira mubairo wemubereki ndeyotevera:
- Mumwe mushandi anogamuchira tsamba inonyatsoda kambani kuti inakire mubayiro weumwe wevashandi vavo. Tsamba yacho inosanganisira kopi yemirairo yedare inotanga kutsigira vana kutsigira.
- Mushandi achatumira tsamba kumushandi, zvichienderana nebhadharo rinotevera kana kuti mberi, kuti atsanangure kugadzirisa mubhadharo.
- Mushandi / mubereki anokwanisa kukwikwidza kugadziriswa kwemari nedare uye aita nyaya inobva pakuchinja mune mari, kusakosha kwebasa, kana mamwe matambudziko.
Nzira Yekurega Maturo Okubhadhara Zvikanganiso
Saka unogona kunge uri kubvunza, "Ko kana mushandirwi wangu akanganisa mubhadharo wangu wokutsigira vana pasina kubhadhara?" Kana mushandi akanganisa mukugadzirisa mubhadharo wemushandi, iwe unofanira:
- Unganidza uchapupu hwezvose zvakabhadharwa kubhadhara kutsigirwa kwevana
- Enda kudare iyo yakabudisa chirongwa chekusimbisa mwana uye inokumbira mutemo wekugadzirisa kubhadhara mubhadharo kubva pakuenderera mberi
- Kana chikumbiro ichibvumirwa, tora urongwa kuti urege kugadziriswa kwemari kumushandi wako. Mhemberero yekubhadhara inofanira kumira pakarepo
Nzira yekugadzirisa zvikwereti zvekugadzirisa mubhadharo yakafanana, kunze kwekuti mareji achagadzirisa kukanganisa nekugadzira mutsva wekugadzirisa mubhadharo mutsva. Muchiitiko chaunenge uine mari yakawanda yakabviswa muhomwe yako, kazhinji kune iwe kushanda pamwe nemushandi wako kuti ave nemari yakawanda-yakagadziridzwa yakadzorerwa kwauri. Mune zvimwe zviitiko, zvingave zvichibvira kushanda nedare redzimhosva kuti iwane rollover yokubhadhara uye inoshandiswa kumwedzi uno kana mwedzi yemberi. Kuti ubatsirwe nehurongwa uhwu, unofanirwa kusvika kune varairi vedare, uyo anogona kukutungamirira kune zvakanakisisa zvese munzvimbo yako.
Mushandi Kusarura uye Kuwana Mubayiro
Iwe unogona kunge uine hanya nezvimwe zvingangodaro kushorwa kunogona kubatanidzwa mukugadzirisa mubayiro wemari. Yeuka kuti mutemo unochengetedza vashandi pakusarura kusaruramisirwa nekuda kwekugadzirisa mubayiro.
Washandi wako haagoni kugumisa basa rako nekuda kwekugadzirisa muhomwe, uyewo mubhadhari haagoni kubvisa zvinopfuura huwandu hwepamusoro hwehurumende huripo (iyo kazhinji 50% kusvika 65% yemari inoshandiswa).
Kana iwe uchidavira kuti iwe wakasarurwa nekuda kwekubhadharwa mubhadharo, unofanirwa kutaurira gweta munharaunda yako kana kutumira kunyunyuta neUnited States Department of Labor.
Kudzivisa Mazano Okugadzirira
Kana iwe wakamborara shure pamari yekutsigira vana, asi usati wawana mubayiro wako, funga kushanda pamwe nematare kuti uwedzere kugadzirisa kukwanisa kubhadhara. Iwe unogonawo kutsvaga kugadziriswa kwekutsigirwa kwemwana kana uri kutarisana nematambudziko emari kana kana mamiriro ako akachinja zvakanyanya sezvo chirongwa chekutsigirwa kwevana chakatanga kubudiswa.
Kuti ubatsirwe nehurongwa uhwu, svika kune avo vane ruzivo rwevabereki vanobatsira munharaunda yako.