Tsamba ye Template Inokumbira Kubviswa kweKwereta Kwekupa Chikwereti
Kuti ushandise iyi shanduro kubhadhara tsamba yekudisa, kopi uye gadzira tsamba yacho mumushandisi wezwi. Dzorera zvinhu zvakashinga nemashoko ako chaiwo, ega uye egaji. Inzwa wakasununguka kudzokorora tsamba yacho kuti iite yakasiyana nemamiriro ako ezvinhu uye saka haisi kuonekwa kuti yakakopwa uye yakadyiwa kubva paIndaneti.
Zita Rako
Your Address
Guta Renyu, State Zip
Zita Rokuunganidza
Collector's Address
Guta reCollector, State Zip
Musi
Re: Nhamba yeAkaunti XXXX-XXXX-XXXX-XXXX
Dear Collection Manager:
Tsamba iyi iri kupindura tsamba yako [tsamba / call / credit report entry] musi [zuva] rakabatana nechikwereti chinotaurwa pamusoro apa. Ndinoshuva kutiponesa isu pamwe nenguva nekuedza nekugadzirisa chikwereti ichi.
Ndapota cherechedza kuti izvi hazvirevi kubvuma kana kubvuma chikwereti, sezvo ini handina kugamuchira chero kuongorora kwechikwereti. Kana iri iyi vimbiso yekubhadhara uye haisi chibvumirano chekubhadhara kunze kwekuti iwe unopa mhinduro sezvinotsanangurwa pasi apa.
Ndinoziva kuti kambani yako ine simba rekupa chikwereti ichi kune mari yechikwereti sezvaunoona zvakakodzera.
Uyezve, iwe unokwanisa kugadzirisa urongwa kubva pane iwe uri wehupfumi weruzivo.
Ini ndakagadzirira kubhadhara [chikwereti ichi chakakwana / $ XXX sekugadzirisa chikwereti ichi] mukudzoka kwechibvumirano chako kubvisa ruzivo rwezvechikwereti ichi kubva kumabhidhi ekubika zvikwereti mukati memazuva gumi emakorani ekubhadhara.
Kana iwe uchibvumirana nemitemo, ini ndichatumira kubhadhadzirwa kwakabhadharwa mumutengo we $ XXX inobhadharwa ku [ Collection Agency ] mukuchinjana kuti iine ruzivo rune chokuita nekwereti ichi kubviswa kubva kune zvese zvandakabhadhara zvikwereti.
Kana iwe uchibvuma izvi, iwe unobvumiranawo kuti usakurukura kupiwa kune chero munhu wechitatu, kusatora chikwereti chepakutanga. Kana iwe uchibvuma chikumbiro, ndapota gadzirira tsamba kune tsamba yako yekambani inobvumirana nemitemo. Tsamba iyi inofanira kusayinwa nemumiririri ane kodzero ye [Collection Agency] . Tsamba yacho ichabatwa semvumo uye ichienderana nemitemo yenyika yangu.
Sezvakagamuchirwa neMutemo weChinhu Chikwereti Chekuunganidza Chikamu , ini ndine kodzero yekupikisa chikwereti ichi chakatongwa. Kana ini ndisingagamuchiri mhinduro yako yakasarudzwa mukati memazuva gumi nemashanu, ini ndichabvisa chikumbiro chacho uye ndinokumbira kuzoratidzwa kwakazara kwechikwereti ichi.
Ndokumbira kutumira chibvumirano chako kune kero iri pamusoro apa.
Kutendeseka,
Zita Rako
Mazano ekutumira Mbairo Yako yekutsvaira Tsamba
- Iwe usati waita mubhadharo wokubvisa kupiwa pane chikwereti chekuunganidza chikwereti, unogona kutanga kutumira tsamba yekubhadhara chikwereti , kana zviri mukati memazuva makumi matatu kubva paunotanga kusangana nemutengi. Iwe une kodzero yekuva nemhosva yevateresi kutumira uchapupu hwekwereti yako. Munhu ane chikwereti anokwereta uyo asingakwanisi kutsigira chikwereti chako nehutano hwakakwana haagoni kuunganidza kubva kwauri uye haagoni kukorodza chikwereti pane chikwereti chako chekwereti. Zvisinei, kana chikwereti chikwereti chiri uye ichikupa uchapupu, basa rekuunganidza rinogona kutanga.
- Zvinogona kunge zvisina kukodzera kutumira mubhadharo wekunyora tsamba yechikwereti chekare chingave chisina kunyorwa pane yako rekwereti yemari kana imwe ichazobviswa pamushumo wekwereti yako mumakore mashoma. Muchiitiko ichi, zvingava zviri nani kungomirira kusvikira chikwereti chekuzivisa chikwereti nguva yakapera uye chinhu ichocho chinowira pasi chikwereti chekwereti yako. Panguva iyoyo, chikwereti hachina kukanganisa chikwereti chako chekwereti.
- Tumira mubhadharo wekunyora tsamba chete kana iwe uchikwanisa kubhadhara mari yakazara inorongerwa nokukurumidza apo uyo ane chikwereti kana muteresi anobvumirana nekupa kwako. Kana yakagamuchirwa, mukwereti kana mukoti anogona kukumbira kubhadhara kwako mune imwe nguva, kazhinji mukati memazuva mashomanana ebhizimusi ekugamuchirwa. Kubvuma kwekupa kwako kunogona kubviswa uye zviito zvekuunganidza zvicharambazve kana iwe ukakundikana kubhadhara panguva yakakodzera.
- Tumira tsamba nemubhadharo wako wekutevera kuburikidza netsamba yakagadziriswa nebhasiro rekudzoka rakakumbirwa. Nenzira iyo iwe une uchapupu hwokuti tsamba uye yako yekubhadhara yakatumirwa uye yakagamuchirwa.
- Iva nechokwadi chekuti unochengetedza kopi yetsamba yemarekodhi ako kana kana iwe uchida kuedza sarudzo nemumwe chikwereti kana muteresi.
Zvakadini Kana Mutero Wokubvisa Chipo Unoregererwa
Zvinosuruvarisa, hapana chibvumirano chekubhadhara kwekupa svondo ichagamuchirwa. Mubhadharo wekutsvaga chipo chiri kungova chikumbiro. Kunyange zvazvo chipo chako chekubhadhara kambani yakazara dzimwe nguva chinokurudzira kuti mukwereti / muunganidzi agadziridze mushumo wenyu wechikwereti, mukwereti / muunganidzi haasungirwi kubvuma kupiwa kwako.
Kana kupa kwako kwakarambwa, zvaunogona kuita ndezvi:
- Ita zvikwereti zvakakwana pane account chero zvakadaro; Nhamba ye zero iri nani kudarika chikamu chakanaka.
- Gadzirisa iyo account zvishoma kudarika chikamu chakazara; iwe uchafanirwa kugadzirisa zvipo uye ugozvigamuchira zvichibva kune akakweretesa kana mutori.
- Mirira kusvikira iyo iyo inotamirwa kune mumwe muteresi (izvi zvinowanzoitika mwedzi mitanhatu, asi dzimwe nguva hazviiti zvachose) nekuita mubhadharo wekubvisa kana kugadzirisa zvinopiwa nemunhu ane chikwereti.
- Usabhadhara chimwe nechimwe uye kumirira kusvika chikwereti chekupa chikwereti chikwerera uye icho chinowira pasi pekwereti yako yemari. Cherechedza kuti basa rokuunganidza richaenderera mberi (iwe unogona kumisa vatori vevatori vemapurisa nekumisa kwekuregera uye kurega tsamba ) uye iwe unogona kutongerwa chikwereti.